,,ii  #aafth ,,congress  #ast ,session  
,s4 #bhgg  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,november #ad1 
#bjai,mr4 ,tillis 7for himself1 ,ms4    
,smith1 ,ms4 ,mc,sally1 ,mr4 ,menendez1 
,mr4 ,perdue1 ,mr4 ,van ,hollen1 ,mr4   
,cramer1 ,ms4 ,cortez ,masto1 ,mr4      
,moran1 ,ms4 ,sinema1 ,mr4 ,rounds1 ,mr4
 ,schatz1 ,mr4 ,scott of ,south         
,carolina1 ,mr4 ,schumer1 ,mr4 ,crapo1  
and ,mr4 ,brown7 introduced the         
following bill2 which was read twice and
 referred to the ,committee on ,banking1
 ,housing1 and ,urban ,affairs  ,a      
,,bill  ,to reauthorize the ,terrorism  
,risk ,insurance ,act of #bjjb1 and for 
other purposes4  #a4 ,short title ,this 
,act may be cited as the ,terrorism     
,risk ,insurance ,program               
,reauthorization ,act of #bjai4  #b4    
#g-year extension of ,terrorism ,risk   
,insurance ,program  7a7 ,termination   
date ,section #ajh7;a7 of the ,terrorism
 ,risk ,insurance ,act of #bjjb 7#ae    
,u4,s4,c4 #fgja note7 is amended by     

striking #bjbj and inserting #bjbg4  7b7
 ,timing of mandatory recoupment        
,section #ajc7;e77#g77;,e77i7 of the    
,terrorism ,risk ,insurance ,act of     
#bjjb 7#ae ,u4,s4,c4 #fgja note7 is     
amended--  7#a7 in subclause 7,i7-- 7,a7
 by striking #bjag and inserting #bjbb2 
and  7,b7 by striking #bjai and         
inserting #bjbd2  7#b7 in subclause     
7,,ii7--  7,a7 by striking #bjah and    
inserting #bjbc2  7,b7 by striking #bjbd
 and inserting #bjbi2 and  7,c7 by      
striking #bjai and inserting #bjbd2 and 
7#c7 in subclause 7,,iii7--  7,a7 by    
striking #bjbd and inserting #bjbi2 and 
7,b7 by striking #bjai and inserting    
#bjbd4  7c7 ,ongoing reports regarding  
market conditions for terrorism risk    
insurance ,paragraph 7#b7 of section    
#ajd7;h7 of the ,terrorism ,risk        
,insurance ,act of #bjjb 7#ae ,u4,s4,c4 
#fgja note7 is amended--  7#a7 by       
redesignating subparagraphs 7,b7 through
 7,e7 as subparagraphs 7,c7 through     
7,f71 respectively2 and  7#b7 by        

inserting after subparagraph 7,a7 the   
following new subparagraph3  7,b7 an    
evaluation of the availability and      
affordability of terrorism risk         
insurance1 which shall include an       
analysis of such availability and       
affordability specifically for places of
 worship2  4  7d7 ,study and report on  
cyber terrorism ,not later than the     
expiration of the #ahj-;day period      
beginning on the date of the enactment  
of this ,act1 the ,comptroller ,general 
of the ,united ,states shall conduct a  
study and report to the ,committee on   
,financial ,services of the ,house of   
,representatives and the ,committee on  
,banking1 ,housing1 and ,urban ,affairs 
of the ,senate1 which shall--  7#a7     
analyze and address-- 7,a7 overall      
vulnerabilities and potential costs of  
cyber attacks to the ,united ,states    
public and private infrastructure that  
could result in physical or digital     
damage2  7,b7 whether ,state-defined    
cyber liability under a property and    

casualty line of insurance is adequate  
coverage for an act of cyber terrorism2 
7,c7 whether such risks can be          
adequately priced by the private market2
 and  7,d7 whether the current          
risk-share system under the ,terrorism  
,risk ,insurance ,act of #bjjb 7#ae     
,u4,s4,c4 #fgja note7 is appropriate for
 a cyber terrorism event2 and  7#b7 set 
forth recommendations on how ,congress  
could amend the ,terrorism ,risk        
,insurance ,act of #bjjb 7#ae ,u4,s4,c4 
#fgja note7 to meet the next generation 
of cyber threats4