,,ii  #aaf? ,,congress  #a/ ,session    
,s4 #bfba  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,octob] #ag1 #bjai,mr4 
,rubio 7= himself1 ,ms4 ,ros51 & ,mr4   
,scott ( ,florida7 introduc$ ! foll[+   
bill2 :i* 0 read twice & ref]r$ to !    
,committee on ! ,judici>y  ,a ,,bill    
,to provide = ! re/oration ( legal      
rights = claimants "u holocau/-era      
insurance policies4  #a4 ,%ort title    
,?is ,act may be cit$ z ! ,holocau/     
,insurance ,acc\ntability ,act ( #bjai4 
#b4 ,purposes ,! purposes ( ?is ,act are
 to-- 7#a7 all[ = ! en=cem5t ( ,/ate    
laws requir+ ! disclosure ( in=mation   
ab\t ,holocau/-era insurance policies1  
not)/&+ ! hold+ ( ! ,supreme ,c\rt ( !  
,unit$ ,/ates 9 ,am]ican ,insurance     
,association v4 ,g>am5di1 #eci ,u4,s4   
#cif 7#bjjc7 t su* laws are preempt$ by 
! =eign policy esp\s$ by ! executive    
bran* ( ! ,f$]al ,gov]nm5t address$ 9 t 
case2  7#b7 facilitate ! disclosure (   
in=mation ab\t ,holocau/-era insurance  
policies "u applicable ,/ate laws s t   

citiz5s ( ! ,unit$ ,/ates 7& o!r p]sons 
on ^: behalf su* laws 7 enact$7 may "k  
:e!r !y hold any rights "u ! policies2  
7#c7 create a new ,f$]al private cause (
 action & subject matt] jurisdiction to 
all[ ! b5efici>ies ( ,holocau/-era      
insurance policies1 _m ( :om are citiz5s
 ( ! ,unit$ ,/ates1 to br+ suits 9 !    
c\rts ( ! ,unit$ ,/ates to recov] any   
proce$s "u ! policies to :i* !y may be  
entitl$1 not)/&+ ! def5se t su* suits   
are preempt$ by ! executive bran* =eign 
policy address$ 9 ,g>am5di1 ) ! ,/ate   
law ( ! =um or ,f$]al common law provid+
 ! rule ( decision gov]n+ ! "r ( a      
b5efici>y to recov] "u su* policies2    
7#d7 =eclose def5ses to claims br\ght "u
 section #d ( ?is ,act aris+ f any prior
 judgm5ts or settlem5t agreem5ts        
7includ+ ! class action judgm5t &       
settlem5t agreem5t 7,m#ba-hi1 ,unit$    
,/ates ,di/rict ,c\rt = ! ,s\!rn        
,di/rict ( ,new ,york7 9 ,9 re3         
,assicurazioni ,g5]al ,s4p4,a4 ,holocau/
 ,insurance ,litigation7 t 7 ent]$ &    

approv$ bas$ on ! errone\s conclusion t 
,/ate law claims to recov] "u           
,holocau/-era insurance claims are      
preempt$ by ! executive bran* =eign     
policy address$ 9 ,g>am5di2  7#e7       
provide = a uni=m /atute ( limitations (
 #aj ye>s aft] ! date ( enactm5t ( ?is  
,act 9 any action to recov] "u          
,holocau/-era insurance policies "u ?is 
,act or ,/ate law2 &  7#f7 9 c>ry+ out !
 purposes describ$ 9 p>agraphs 7#a7     
?r\gh 7#e71 pres]ve ! lawmak+ p[]s (    
,congress "u article ,i ( ! ,con/itution
 ( ! ,unit$ ,/ates1 ) :i* ! judicial    
decisions cit$ 9 ?is section are        
inconsi/5t4  #c4 ,def9itions ,9 ?is     
,act3 7#a7 ,b5efici>y ,! t]m b5efici>y  
includes--  7,a7 a nam$ insur$ or nam$  
b5efici>y "u a cov]$ policy2 &  7,b7 an 
heir1 assignee1 or legal repres5tative (
 a nam$ insur$ or nam$ b5efici>y        
describ$ 9 subp>agraph 7,a74  7#b7      
,cov]$ policy ,! t]m cov]$ policy means 
any life1 d[ry1 education1 annuity1     
prop]ty1 or o!r insurance policy t 0--  

7,a7 9 effect at any "t dur+ ! p]iod    
beg9n+ on ,janu>y #ca1 #aicc1 & end+ on 
,decemb] #ca1 #aide2 &  7,b7 issu$ to a 
policyhold] domicil$ 9--  7i7 any area t
 0 occupi$ or controll$ by ,nazi        
,g]many2 or  7ii7 ! t]ritorial          
jurisdiction ( ,switz]l&4  7#c7 ,insur] 
,! t]m insur]--  7,a7 means any p]son   
engag$ 9 ! bus9ess ( insurance 7includ+ 
re9surance7 9 int]/ate or =eign comm]ce 
t issu$ a cov]$ policy2 &  7,b7 includes
 any successor 9 int]e/ to a p]son      
describ$ 9 subp>agraph 7,a74  7#d7 ,nazi
 g]many ,! t]m ,nazi ,g]many means--    
7,a7 ! ,nazi gov]nm5t ( ,g]many2 &  7,b7
 any gov]nm5t t--  7i7 _h fri5dly       
relations ) ! ,nazi gov]nm5t ( ,g]many2 
7ii7 0 alli$ ) or controll$ by ! ,nazi  
gov]nm5t ( ,g]many2 or  7iii7 ex]cis$ or
 claim$ sov]eignty ov] any area occupi$ 
by ! milit>y =ces ( ! ,nazi gov]nm5t (  
,g]many4  7#e7 ,relat$ company ,! t]m   
relat$ company means an affiliate1 z t  
t]m is def9$ 9 section #ajd7;g7 ( !     
,gramm-,lea*-,bliley ,act 7#ae ,u4,s4,c4

 #fgja7;g774  #d4 ,private "r ( action2 
civil actions  7a7 ,civil actions ,to   
recov] "u cov]$ policies ,?is ,act      
creates a new ,f$]al private cause (    
action & ,f$]al subject matt]           
jurisdiction = a b5efici>y ( a cov]$    
policy to br+ a civil action aga9/ !    
insur] = ! cov]$ policy or a relat$     
company ( ! insur] to recov] proce$s due
 "u ! cov]$ policy or o!rwise to en=ce  
any rights "u ! cov]$ policy4 ,! rule ( 
decision gov]n+ ! "r ( a b5efici>y to   
recov] "u a cov]$ policy %all be ! law (
 ! =um ,/ate 9 :i* ! civil action is    
fil$1 or ,f$]al common law1 at ! option 
( ! b5efici>y4  7b7 ,nationwide ,s]vice 
( ,process ,= a civil action br\ght "u  
subsection 7a7 9 a di/rict c\rt ( !     
,unit$ ,/ates1 process may be s]v$ 9 !  
judicial di/rict :]e ! case is br\ght or
 any o!r judicial di/rict ( ! ,unit$    
,/ates :]e ! def5dant may be f\nd1      
resides1 has an ag5t1 or transacts      
bus9ess4  7c7 ,rem$ies  7#a7 ,damages   
7,a7 ,9 g5]al ,a c\rt %all aw>d to a    

prevail+ b5efici>y 9 a civil action     
br\ght "u subsection 7a7--  7i7 ! am\nt 
( ! proce$s due "u ! cov]$ policy2  7ii7
 prejudgm5t int]e/ on ! am\nt describ$ 9
 clause 7i7 f ! date ! am\nt 0 due until
 ! date ( judgm5t1 calculat$ at a rate (
 #f p]c5t p] ye>1 comp\nd$ annually2 &  
7iii7 any o!r appropriate relief        
necess>y to en=ce rights "u ! cov]$     
policy4  7,b7 ,treble damages ,if a c\rt
 f9ds t an insur] or relat$ company ( ! 
insur] act$ 9 bad fai?1 ! c\rt %all aw>d
 damages 9 an am\nt equal to #c times ! 
am\nt o!rwise to be aw>d$ "u subp>agraph
 7,a74  7#b7 ,attorney's fees & co/s ,a 
c\rt %all aw>d reasonable attorney's    
fees & co/s to a prevail+ b5efici>y 9 a 
civil action br\ght "u subsection 7a74  
7d7 ,limitation ,a civil action may n be
 br\ght "u ?is section on or aft] ! date
 t is #aj ye>s aft] ! date ( enactm5t ( 
?is ,act4  #e4 ,effect ( prior judgm5ts 
& releases  7a7 ,9 g5]al  7#a7 ,effect  
,subject to subsection 7b77#a71 a       
judgm5t or release describ$ 9 p>agraph  

7#b7 %all n preclude1 =eclose1 b>1      
release1 waive1 acquit1 dis*>ge1 or     
o!rwise impair any claim br\ght "u      
section #d by any p]son4  7#b7 ,judgm5ts
 & releases ,a judgm5t or release       
describ$ 9 ?is p>agraph is--  7,a7 a    
judgm5t ent]$ be=e ! date ( enactm5t (  
?is ,act = any claim aris+ "u a cov]$   
policy 9 any civil action 9 a ,f$]al or 
,/ate c\rt2 or  7,b7 an agreem5t ent]$  
into be=e ! date ( enactm5t ( ?is ,act  
"u :i* any p]son 7on behalf ( ! p]son1  
any o!r p]son1 or a class ( p]sons7     
agrees n to ass]t or agrees to waive or 
release any claim describ$ 9 subp>agraph
 7,a71 reg>dless ( :e!r ! agreem5t is-- 
7i7 d5om9at$ z a release1 dis*>ge1      
cov5ant n to sue1 or o!rwise2 or  7ii7  
approv$ by a c\rt4  7b7 ,rules (        
con/ruction  7#a7 ,9 g5]al ,except z    
provid$ 9 p>agraph 7#b71 no?+ 9 ?is     
section %all affect ! validity or       
en=ceability ( any agreem5t ent]$ into  
betwe5 any claimant "u a cov]$ policy & 
! ,int]national ,commission on ,holocau/

 ,era ,insurance ,claims or an insur] "u
 :i* ! claimant has agre$ to release or 
waive any claim 9 consid]ation = paym5t 
"u a cov]$ policy4  7#b7 ,exception     
,p>agraph 7#a7 %all n apply to any      
agreem5t = :i* ! paym5t is d5om9at$ z   
humanit>ian by ! ,int]national          
,commission on ,holocau/ ,era ,insurance
 ,claims4  #f4 ,effect ( executive      
agreem5ts & executive =eign policy  7a7 
,effect ( executive agreem5ts &         
executive =eign policy on ,/ate laws ,an
 executive agreem5t describ$ 9          
subsection 7c77#a7 & an executive =eign 
policy describ$ 9 subsection 7c77#b7    
%all n sup]c$e or preempt ! law ( any   
,/ate--  7#a7 relat+ to a claim "u or   
relat+ to a cov]$ policy aga9/ ! insur] 
= ! cov]$ policy or a relat$ company ( !
 insur]2 or  7#b7 t requires an insur]  
do+ bus9ess 9 ! ,/ate or any relat$     
company ( ! insur] to disclose in=mation
 reg>d+ a cov]$ policy issu$ by !       
insur]4  7b7 ,effect ( executive        
agreem5ts & executive =eign policy on   

claims br\ght "u ?is ,act ,an executive 
agreem5t describ$ 9 subsection 7c77#a7 &
 an executive =eign policy describ$ 9   
subsection 7c77#b7 %all n compromise1   
settle1 ext+ui%1 waive1 preclude1 b>1 or
 =eclose a claim br\ght "u section #d4  
7c7 ,executive agreem5ts & executive    
=eign policy cov]$  7#a7 ,executive     
agreem5ts ,an executive agreem5t        
describ$ 9 ?is p>agraph is an executive 
agreem5t betwe5 ! ,unit$ ,/ates & a     
=eign gov]nm5t ent]$ into be=e1 on1 or  
aft] ! date ( enactm5t ( ?is ,act4  7#b7
 ,executive =eign policy ,an executive  
=eign policy describ$ 9 ?is p>agraph is 
a =eign policy ( ! executive bran* ( !  
,f$]al ,gov]nm5t e/abli%$ be=e1 on1 or  
aft] ! date ( enactm5t ( ?is ,act4  #g4 
,effect on ,/ate laws ,no?+ 9 ?is ,act  
%all sup]s$e or preempt any ,/ate law   
except to ! ext5t ! law ( ! ,/ate       
conflicts ) ?is ,act4  #h4 ,timel9ess ( 
actions br\ght "u ,/ate law ,a claim    
br\ght "u any ,/ate law describ$ 9      
section #f7;a7 %all n be deem$ untimely 

on ! basis ( any ,/ate or ,f$]al /atute 
( limitations or on ! basis ( any o!r   
legal or equitable rule or doctr9e      
7includ+ la*es7 gov]n+ ! timel9ess (    
claims if ! claim is fil$ n lat] ?an #aj
 ye>s aft] ! date ( enactm5t ( ?is ,act4
  #i4 ,sev]ability ,if any provision (  
?is ,act or ! application ( su*         
provision to any p]son or circum/ance is
 held to be uncon/itutional1 ! rema9d] (
 ?is ,act & ! application ( su*         
provision to any o!r p]son or           
circum/ance %all n be affect$ !reby4    
#aj4 ,effective date2 applicability ,?is
 ,act %all--  7#a7 take effect on ! date
 ( enactm5t ( ?is ,act2 &  7#b7 apply to
 any claim relat+ to a cov]$ policy t is
 br\ght be=e1 on1 or aft] ! date (      
enactm5t ( ?is ,act4