,,ii  #aaf? ,,congress  #a/ ,session    
,s4 #begb  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,septemb] #bf1         
#bjai,mrs4 ,%ahe5 introduc$ ! foll[+    
bill2 :i* 0 read twice & ref]r$ to !    
,committee on ,bank+1 ,h\s+1 & ,urban   
,affairs  ,a ,,bill  ,to limit !        
collection ( annual premiums "u ! ,,fha 
program = mortgage insurance = s+le     
family h\s+1 & = o!r purposes4  #a4     
,%ort title ,?is ,act may be cit$ z !   
,,fha ,loan ,af=dability ,act ( #bjai4  
#b4 ,annual premiums ,section           
#bjc7;c77#b7 ( ! ,national ,h\s+ ,act   
7#ab ,u4,s4,c4 #agji7;c77#b77 is am5d$--
  7#a7 9 subp>agraph 7,b7-- 7,a7 9      
clause 7i71 by /rik+ ,= any & ins]t+    
,subject to subp>agraph 7,d71 = any2 &  
7,b7 9 clause 7ii71 by /rik+ ,= any &   
ins]t+ ,subject to subp>agraph 7,d71 =  
any2  7#b7 9 subp>agraph 7,c77i71 by    
/rik+ ,9 addition & ins]t+ ,subject to  
subp>agraph 7,d71 9 addition2 &  7#c7 by
 add+ at ! end ! foll[+3  7,d7 ,!       
,secret>y may n collect any annual      

premiums "u ?is p>agraph ) respect to a 
mortgage at any "t t ! rema9+ insur$    
pr9cipal balance 7exclud+ ! portion ( ! 
rema9+ balance attributable to ! premium
 collect$ "u subp>agraph 7,a77 is #gh   
p]c5t or less ?an ! l[] ( 7i7 ! sales   
price ( ! dwell+ at ! sale 9 connection 
) :i* ! mortgage 0 made1 or 7ii7 !      
apprais$ value ( ! dwell+ at ! "t ( !   
orig9ation ( ! mortgage4  4