,,ii  #aafth ,,congress  #ast ,session  
,s4 #bbff  ,,in ,,the ,,senate ,,of     
,,the ,,united ,,states  ,july #be1     
#bjai ,mr4 ,manchin introduced the      
following bill2 which was read twice and
 referred to the ,committee on ,banking1
 ,housing1 and ,urban ,affairs  ,a      
,,bill  ,to extend group flood insurance
 policy assistance for victims of the   
#bjaf ,west ,virginia floods1 and for   
other purposes4  #a4 ,short title  ,this
 ,act may be cited as the ,group ,flood 
,insurance ,policy ,extension ,act of   
#bjai4  #b4 ,findings ,congress finds   
the following3 7#a7 ,nine ,states and #b
 territories are currently awaiting     
funding for mitigation activities from  
the ,department of ,housing and ,urban  
,development4  7#b7 ,funding for        
mitigation activities was appropriated  
to the ,department of ,housing and      
,urban ,development by ,congress in     
,february #bjah under the ,bipartisan   
,budget ,act of #bjah 7,public ,law     
#aae-abc2 #acb ,stat4 #fd74  7#c7 ,the  

,secretary of ,housing and ,urban       
,development told ,congress that the    
funding described in paragraph 7#b7     
would be released by ,may #a1 #bjai4    
7#d7 ,may #a1 #bjai1 has come and gone  
with no official explanation as to the  
reason for the continued delay in       
releasing the funds4  #c4 ,extension of 
group flood insurance policy for #bjaf  
,west ,virginia floods  7a7 ,extension  
of group flood insurance policy  7#a7   
,in general ,notwithstanding any other  
provision of law1 the ,administrator of 
the ,federal ,emergency ,management     
,agency 7referred to in this section as 
the ,administrator7 shall1 in accordance
 with paragraph 7#b71 extend the term of
 the ,group ,flood ,insurance ,policy   
issued pursuant to section #fa4ag of    
title #dd1 ,code of ,federal            
,regulations1 for all major disaster    
declarations awaiting ,community        
,development ,block ,grant-,disaster    
,recovery funds from the ,department of 
,housing and ,urban ,development with an

 associated active ,group ,flood        
,insurance ,policy4  7#b7 ,group flood  
insurance policy extension defined ,the 
extension required under paragraph 7#a7 
shall be implemented by adding to each  
,group ,flood ,insurance ,policy the    
number of days that is equal to the     
number of days between ,february #i1    
#bjah1 and the date on which the        
allocation of the ,community            
,development ,block ,grant-,disaster    
,recovery funds appropriated under      
,bipartisan ,budget ,act of #bjah       
7,public ,law #aae-abc2 #acb ,stat4 #fd7
 is published in the ,federal ,register4
  7#c7 ,additional premium ,the         
additional premium for the extended     
,group ,flood ,insurance ,policy        
coverage required under paragraph 7#a7  
shall be #cjj per individual insured4   
7#d7 ,implementation ,the ,administrator
 shall implement paragraph 7#a7 not     
later than ,august #bd1 #bjai4  7b7     
,payment of additional premium  7#a7    
,additional premium necessary expense   

,notwithstanding any other provision of 
law1 the ,administrator shall provide   
additional financial assistance under   
section #djh7;e77#b7 of the ,robert ,t4 
,stafford ,disaster ,relief and         
,emergency ,assistance ,act 7#db        
,u4,s4,c4 #eagd7;e77#b77 to each        
individual insured under the ,group     
,flood ,insurance ,policy extended under
 subsection 7a77#a7 in an amount equal  
to the amount of the additional premium 
required under subsection 7a77#b74  7#b7
 ,payment of additional premium         
,notwithstanding any other provision of 
law1 the ,administrator shall withhold  
the additional financial assistance     
provided under paragraph 7#a7 and1 not  
later than ,august #a1 #bjai1 transfer  
the amount to the ,national ,flood      
,insurance ,fund established pursuant to
 section #acaj of the ,national ,flood  
,insurance ,act of #aifh 7#db ,u4,s4,c4 
#djag7 on behalf of each individual     
insured under the ,group ,flood         
,insurance ,policy extended under       

subsection 7a77#a74  #d4 ,,gao study and
 report  7a7 ,study ,the ,comptroller   
,general of the ,united ,states shall   
conduct a study of-- 7#a7 the costs and 
benefits of ,group ,flood ,insurance    
,policies1 as described in section      
#fa4ag of title #dd1 ,code of ,federal  
,regulations1 in communities affected by
 repeated disasters2 and  7#b7 the rate 
at which individuals in communities     
described in paragraph 7#a7 purchase    
private insurance policies after the    
,group ,flood ,insurance ,policy term   
ends4  7b7 ,report ,not later than #a   
year after the date of enactment of this
 ,act1 the ,comptroller ,general of the 
,united ,states shall submit a report to
 ,congress on the study conducted under 
subsection 7a74