,,ii #aafth ,,congress #ast ,session ,s4 #bagj ,,in ,,the ,,senate ,,of ,,the ,,united ,,states ,july #ah1 #bjai,mr4 ,wicker introduced the following bill2 which was read twice and referred to the ,committee on ,banking1 ,housing1 and ,urban ,affairs ,a ,,bill ,to amend the ,biggert-,waters ,flood ,insurance ,reform ,act of #bjab to make reforms to flood mapping programs1 and for other purposes4 #a4 ,short title ,this ,act may be cited as the ,municipality ,empowerment ,mapping ,achievement ,act of #bjai or the ,,mema ,act of #bjai4 #b4 ,national ,flood ,mapping ,program 7a7 ,in general ,section #ajjbaf of the ,biggert-,waters ,flood ,insurance ,reform ,act of #bjab 7#db ,u4,s4,c4 #daja;b7 is amended-- 7#a7 in subsection 7b77#a7-- 7,a7 in subparagraph 7,a71 by striking to-- and all that follows through the end of clause 7vi7 and inserting to all areas of the ,united ,states22 7,b7 in subparagraph 7,b71 by striking and at the end2 7,c7 in subparagraph 7,c71 by striking accurate topography and all that follows through the period at the end and inserting current and best remote sensing technology2 and2 and 7,d7 by adding at the end the following3 7,d7 when appropriate1 partner with other ,federal agencies and private entities in order to meet the objectives of the program4 2 7#b7 by redesignating subsection 7f7 as subsection 7g72 and 7#c7 by inserting after subsection 7e7 the following3 7f7 ,incorporating building-,specific flood risk information 7#a7 ,establishment 7,a7 ,in general ,not later than #e years after the date of enactment of the ,municipality ,empowerment ,mapping ,achievement ,act of #bjai1 the ,administrator1 in coordination with1 and as recommended by1 the ,technical ,mapping ,advisory ,council1 shall establish a dynamic1 database-derived digital display environment for flood hazard risk production and dissemination4 7,b7 ,consultation with ,states and communities ,in designing and constructing the environment under subparagraph 7,a71 the ,administrator shall-- 7i7 leverage and partner with ,states and communities that have successfully implemented the same approach2 and 7ii7 consider adopting the techniques and technologies used by ,states and communities described in clause 7i7 and applying those techniques and technologies nationwide4 7#b7 ,digital display 7,a7 ,in general ,in carrying out paragraph 7#a71 the ,administrator shall create a digital display prompted through dynamic querying of a spatial1 relational building database that may not be publically disseminated and that includes-- 7i7 special flood hazard areas and base flood elevations for purposes of lender compliance with the requirements under section #ajb of the ,flood ,disaster ,protection ,act of #aigc 7#db ,u4,s4,c4 #djab;a72 and 7ii7 structure-specific flood risk information1 including1 for each property address-- 7,i7 the spatial footprint and elevation of the structure relative to special flood hazard areas and base flood elevations2 7,,ii7 the most current elevation certificate applicable to the property2 7,,iii7 any letter of map changes2 7,,iv7 the full risk premium rate estimated for the structure under section #acjg7;a77#a7 of the ,national ,flood ,insurance ,act of #aifh 7#db ,u4,s4,c4 #djad7;a77#a77 based on elevation data2 7,v7 the disclosure described in section #acjh7l7 of the ,national ,flood ,insurance ,act of #aifh 7#db ,u4,s4,c4 #djae7l771 which shall include-- 7aa7 the extent to which1 if any1 the chargeable premium rate applicable to the property is less than the full risk premium rate under section #acjg7;a77#a7 of that ,act 7#db ,u4,s4,c4 #djad7;a77#a772 and 7bb7 an explanation of the difference described in item 7aa7 and the methodology used to rate the property2 7,,vi7 the estimated cost to repair the structure in the case of damage from floods with recurrence intervals ranging from the #aj percent annual chance event to the #j4b percent annual chance event2 7,,vii7 the cost-effectiveness of mitigating the structure using common methods and how the chargeable premium rate would change based on each mitigation method2 and 7,,viii7 the claims history of the structure1 including the amount and date of each loss4 7,b7 ,privacy requirements ,with respect to the database described in subparagraph 7,a71 including any data used to create that database1 the ,administrator may not disseminate the database to-- 7i7 the public2 or 7ii7 a private company for use by the private company4 7#c7 ,database 7,a7 ,in general ,the ,administrator shall-- 7i7 develop a spatial1 relational database of buildings in the national flood insurance program2 and 7ii7 obtain the data necessary to support the digital display created under paragraph 7#b74 7,b7 ,data ,the data obtained under subparagraph 7,a7 shall include1 at a minimum-- 7i7 footprints and elevations 7including lowest adjacent grade and first floor7 from ,light ,detection and ,ranging 7commonly known as ,li,d,a,r7 data collections or other data collection methods that meet or exceed the standards for buildings1 as determined by the ,administrator2 7ii7 elevation certificates2 7iii7 parcel1 address1 and imagery data necessary for the identification1 assessment1 and reduction of flood hazards for individual properties2 7iv7 flood insurance rate maps1 studies1 and supporting data2 7v7 letters of map change2 and 7vi7 any other data that the ,administrator determines necessary to collect to meet the objectives of this section4 7#d7 ,data procurement ,the ,administrator shall obtain any data necessary to establish the environment under paragraph 7#a71 including by-- 7,a7 directing communities participating in the ,national ,flood ,insurance ,program1 by regulation1 to collect and supply information1 including elevation data1 for each structure that obtains a construction or other development permit within-- 7i7 a special flood hazard area2 or 7ii7 an advisory special flood hazard area adopted by the community2 7,b7 issuing guidelines and standards1 as determined by the ,administrator2 7,c7 partnering with other ,federal1 ,state1 local1 and private stakeholders to the greatest extent possible to obtain and share existing data that meets or exceeds the standards determined by the ,administrator under subparagraph 7,b72 and 7,d7 contracting with private companies to obtain new ,li,d,a,r data collections or elevation certificates4 7#e7 ,,nfip premium credit ,the ,administrator shall provide a #a-time premium credit of not more than #ejj to a policyholder for the purchase of an elevation certificate4 7#f7 ,mass letters of map change ,in coordination with ,states and communities that have successfully implemented a dynamic1 database-derived digital display environment for flood hazard risk production and dissemination1 the ,administrator shall issue guidelines for the adoption and integration into the ,national ,flood ,mapping ,program of ,li,d,a,r-based letter of map amendment approaches4 7#g7 ,annual report ,the ,administrator shall submit to the ,committee on ,banking1 ,housing1 and ,urban ,affairs of the ,senate and the ,committee on ,financial ,services of the ,house of ,representatives an annual progress report on the implementation of this subsection1 which shall include recommendations to reduce the cost and improve the implementation of this subsection4 4 7b7 ,reimbursement authority ,section #acfj of the ,national ,flood ,insurance ,act of #aifh 7#db ,u4,s4,c4 #daja7 is amended by adding at the end the following3 7k7 ,reimbursement authority ,with respect to any ,state or local agency that assists the ,administrator in carrying out the responsibilities of the ,administrator under subsection 7a77#b71 the ,administrator may reimburse the ,state or local agency for the cost of providing that assistance if the ,state or local agency1 in providing the assistance1 complies with-- 7#a7 any standards established by the ,administrator under this section2 and 7#b7 the guidance document entitled ,guidance for ,flood ,risk ,analysis and ,mapping3 ,physical ,map ,revision 7,,pmr71 published by the ,administrator in ,november #bjaf4 4