,,ii  #aaf? ,,congress  #a/ ,session    
,s4 #bjgc  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,july #aj1 #bjai,mr4   
,boozman 7= himself & ,mr4 ,te/]7       
introduc$ ! foll[+ bill2 :i* 0 read     
twice & ref]r$ to ! ,committee on       
,vet]ans' ,affairs  ,a ,,bill  ,to      
address fees errone\sly collect$ by     
,dep>tm5t ( ,vet]ans ,affairs = h\s+    
loans1 & = o!r purposes4  #a4 ,fees     
errone\sly collect$ by ,dep>tm5t (      
,vet]ans ,affairs = h\s+ loans  7a7     
,f9d+s ,congress makes ! foll[+ f9d+s3  
7#a7 ,! ,dep>tm5t ( ,vet]ans ,affairs   
(f]s a ,dep>tm5t-back$ home loan = :i*  
vet]ans are g5]ally requir$ to pay fees 
to defray ! co/ ( adm9i/]+ ! home loan4 
7#b7 ,vet]ans are exempt f pay+ ! fees  
if !y are entitl$ to receive disability 
comp5sation f ! ,dep>tm5t ( ,vet]ans    
,affairs4  7#c7 ,betwe5 ,janu>y #a1     
#bjab1 & ,decemb] #ca1 #bjag1 vet]ans   
paid fees ( m ?an #bhf1jjj1jjj 9        
association ) ,dep>tm5t-back$ home loans
 despite be+ exempt f su* fees4 ,fees   

paid includ$ #fe1hjj1jjj 9 fees t c\ld h
 be5 avoid$4  7#d7 ,( ^? errone\sly paid
 fees1 #ahi1jjj1jjj 9 fee refunds are   
/ill due to vet]ans4  7#e7 ,m ?an       
#gj1jjj vet]ans may h be5 affect$ by ^! 
errone\sly paid fees4  7b7 ,plan ,to    
id5tify individuals :o 7 errone\sly *>g$
 fees  7#a7 ,errone\s *>ges ,janu>y #a1 
#bjab1 to ,decemb] #ca1 #bjag  7,a7 ,9  
g5]al ,n lat] ?an #ij days aft] ! date (
 ! enactm5t ( ?is ,act1 ! ,secret>y (   
,vet]ans ,affairs %all submit to        
,congress a plan to id5tify individuals 
describ$ 9 subsection 7c77#a7 ( section 
#cgbi ( title #ch1 ,unit$ ,/ates ,code1 
f :om a fee 0 collect$ "u su* section   
dur+ ! p]iod beg9n+ on ,janu>y #a1      
#bjab1 & end+ on ,decemb] #ca1 #bjag4   
7,b7 ,cont5ts ,! plan submitt$ "u       
p>agraph 7#a7 %all include ! foll[+3 7i7
 ,! numb] ( individuals :o may be due a 
refund ( ! fee4  7ii7 ,a timel9e = !    
refund+ ( fees4  7#b7 ,errone\s *>ges   
be=e ,janu>y #a1 #bjab  7,a7 ,9 g5]al ,n
 lat] ?an #ahj days aft] ! date ( !     

enactm5t ( ?is ,act1 ! ,secret>y (      
,vet]ans ,affairs %all submit to        
,congress a plan to id5tify individuals 
describ$ 9 subsection 7c77#a7 ( section 
#cgbi ( title #ch1 ,unit$ ,/ates ,code1 
f :om a fee 0 collect$ "u su* section   
be=e ,janu>y #a1 #bjab4  7,b7 ,cont5ts  
,! plan submitt$ "u p>agraph 7#a7 %all  
include ! foll[+3 7i7 ,! numb] (        
individuals :o may be due a refund ( !  
fee4  7ii7 ,a timel9e = ! refund+ (     
fees4  7c7 ,automat$ refund process     
7#a7 ,9 g5]al ,! ,secret>y %all develop 
an automat$ process = refund+ fees      
collect$ "u section #cgbi ( title #ch1  
,unit$ ,/ates ,code1 f individuals      
describ$ 9 subsection 7c77#a7 ( su*     
section4  7#b7 ,prohibition ,= any      
individual id5tifi$ "u ! process        
develop$ "u p>agraph 7#a71 ! ,secret>y  
%all process ! refund )\t requir+ fur!r 
reque/4  7d7 ,plan ,to process refunds  
,n lat] ?an #ij days aft] ! date ( !    
enactm5t ( ?is ,act1 ! ,secret>y %all   
develop a plan to process refunds ( fees

 t 7 collect$ "u section #cgbi ( title  
#ch1 ,unit$ ,/ates ,code1 f individuals 
describ$ 9 subsection 7c77#a7 ( su*     
section4  7e7 ,annual report on refunds 
7#a7 ,9 g5]al ,n less frequ5tly ?an once
 ea* ye>1 ! ,secret>y %all submit to    
,congress an annual report on refunds ( 
fees collect$ "u section #cgbi ( title  
#ch1 ,unit$ ,/ates ,code4  7#b7 ,cont5ts
 ,ea* report submitt$ "u p>agraph 7#a7  
%all include1 = ! p]iod cov]$ by !      
report3 7,a7 ,! numb] ( fees collect$ "u
 su* section t 7 refund$ & appli$ to a  
home loan balance4  7,b7 ,! numb] ( su* 
refunds = :i* ! ,secret>y receiv$       
docum5tation ( ! application ( a refund 
to a home loan balance4  7f7 ,accuracy (
 c]tificates ( eligibility  7#a7 ,9     
g5]al ,! ,secret>y %all update su*      
policies z may be necess>y to ensure t  
c]tificates ( eligibility are accurate  
at ! "t !y are us$ = ! purposes (       
det]m9+ eligibility = h\s+ loans        
gu>ante$1 insur$1 or made "u *apt] #cg (
 title #ch1 ,unit$ ,/ates ,code1 & =    

pursues ( det]m9+ eligibility =         
exemption f ! collection ( fees "u      
section #cgbi ( su* title4  7#b7 ,report
 ,n lat] ?an #ahj days aft] ! date ( !  
enactm5t ( ?is ,act1 ! ,secret>y %all   
submit to ,congress a report on !       
solution develop$ "u p>agraph 7#a74  7g7
 ,mann] ( refunds ,9 ! case ( a fee t 0 
errone\sly collect$ "u section #cgbi (  
title #ch1 ,unit$ ,/ates ,code1 f an    
individual describ$ 9 subsection 7c7 (  
su* section1 ! ,secret>y may refund !   
fee directly to ! individual1 not)/&+   
any curr5t loan balance ( ! individual  
or ! mann] 9 :i* ! fee 0 orig9ally      
collect$4  7h7 ,refunds g5]ally ,section
 #cgbi7;c7 ( title #ch1 ,unit$ ,/ates   
,code1 is am5d$ by add+ at ! end !      
foll[+ new p>agraph3  7#c7 7,a7 ,!      
,secret>y %all develop a process =      
det]m9+ :e!r a fee has be5 collect$ "u  
?is section f an individual describ$ 9  
p>agraph 7#a74  7,b7 ,if ! ,secret>y    
det]m9es t su* a fee has be5 collect$ "u
 ?is section f an individual describ$ 9 

p>agraph 7#a71 ! ,secret>y %all pay to  
su* individual an am\nt equal to ! am\nt
 ( ! fee collect$4  7,c7 ,not)/&+ any   
o!r provision ( law1 a paym5t "u ?is    
p>agraph %all n be subject to ,f$]al1   
,/ate1 or o!r tax liability or report+  
requirem5t4  4  7i7 ,audit plan  7#a7   
,plan requir$ ,! ,secret>y %all develop 
a plan to audit ! ,dep>tm5t on an annual
 basis to det]m9e ! rate at :i* fees are
 errone\sly collect$ "u section #cgbi ( 
title #ch1 ,unit$ ,/ates ,code4  7#b7   
,reports ,n lat] ?an #fj days aft] !    
completion ( any audit conduct$ pursuant
 to ! plan develop$ "u p>agraph 7#a71 ! 
,secret>y %all submit to ,congress a    
report on ! f9d+s ( ! ,secret>y )       
respect to ! audit4