#aafth ,,congress  #ast ,session  ,s4   
#agdi  ,,an ,,act  ,to clarify seasoning
 requirements for certain refinanced    
mortgage loans1 and for other purposes4 
#a4 ,short title ,this ,act may be cited
 as the ,protecting ,affordable         
,mortgages for ,veterans ,act of #bjai4 
#b4 ,seasoning requirements for certain 
refinanced mortgage loans  7a7 ,ginnie  
,mae ,section #cjf7;g77#a7 of the       
,national ,housing ,act 7#ab ,u4,s4,c4  
#agba7;g77#a77 is amended by striking   
the second sentence4  7b7 ,veterans     
loans ,section #cgji7;c7 of title #ch1  
,united ,states ,code1 is amended-- 7#a7
 in the matter before paragraph 7#a71 by
 striking is refinanced and inserting is
 a refinance2 and  7#b7 by striking     
paragraphs 7#a7 and 7#b7 and inserting  
the following new paragraphs3  7#a7 the 
date on which the borrower has made at  
least six consecutive monthly payments  
on the loan being refinanced2 and  7#b7 
the date that is #baj days after the    
first payment due date of the loan being

 refinanced4  4  7c7 ,rule of           
construction ,nothing in this ,act may  
be construed to restrict or otherwise   
modify the authorities of the           
,government ,national ,mortgage         
,association4  ,passed the ,senate ,june
 #e1 #bjai4,secretary