,,ii  #aaf? ,,congress  #a/ ,session    
,s4 #agdi  ,,9 ,,! ,,s5ate ,,( ,,!      
,,unit$ ,,/ates  ,june #e1 #bjai,ms4    
,s9ema 7= h]self & ,mr4 ,tillis7        
introduc$ ! foll[+ bill2 :i* 0 read     
twice1 consid]$1 read ! ?ird "t1 & pass$
  ,a ,,bill  ,to cl>ify season+         
requirem5ts = c]ta9 ref9anc$ mortgage   
loans1 & = o!r purposes4  #a4 ,%ort     
title ,?is ,act may be cit$ z !         
,protect+ ,af=dable ,mortgages =        
,vet]ans ,act ( #bjai4  #b4 ,season+    
requirem5ts = c]ta9 ref9anc$ mortgage   
loans  7a7 ,g9nie ,mae ,section         
#cjf7;g77#a7 ( ! ,national ,h\s+ ,act   
7#ab ,u4,s4,c4 #agba7;g77#a77 is am5d$  
by /rik+ ! second s5t5ce4  7b7 ,vet]ans 
loans ,section #cgji7;c7 ( title #ch1   
,unit$ ,/ates ,code1 is am5d$-- 7#a7 9 !
 matt] be=e p>agraph 7#a71 by /rik+ is  
ref9anc$ & ins]t+ is a ref9ance2 &  7#b7
 by /rik+ p>agraphs 7#a7 & 7#b7 & ins]t+
 ! foll[+ new p>agraphs3  7#a7 ! date on
 :i* ! borr[] has made at lea/ six      
consecutive mon?ly paym5ts on ! loan be+

 ref9anc$2 &  7#b7 ! date t is #baj days
 aft] ! fir/ paym5t due date ( ! loan   
be+ ref9anc$4  4  7c7 ,rule (           
con/ruction ,no?+ 9 ?is ,act may be     
con/ru$ to re/rict or o!rwise modify !  
au?orities ( ! ,gov]nm5t ,national      
,mortgage ,association4