,,ii ,calendar ,no4 #cic #aafth ,,congress #ast ,session ,s4 #adi ,report ,no4 #aaf-ahb ,,in ,,the ,,senate ,,of ,,the ,,united ,,states ,january #af1 #bjai,mr4 ,casey 7for himself1 ,mr4 ,moran1 and ,mr4 ,tester7 introduced the following bill2 which was read twice and referred to the ,committee on ,commerce1 ,science1 and ,transportation ,december #ai1 #bjai,reported by ,mr4 ,wicker1 with an amendment,strike out all after the enacting clause and insert the part printed in italic ,a ,,bill ,to establish a ,senior ,scams ,prevention ,advisory ,council4 #a4 ,short title ,this ,act may be cited as the ,stop ,senior ,scams ,act4 #b4 ,senior ,scams ,prevention ,advisory ,council 7a7 ,establishment ,there is established a ,senior ,scams ,prevention ,advisory ,council 7referred to in this ,act as the ,advisory ,council74 7b7 ,members ,the ,advisory ,council shall be composed of the following members or the designees of those members3 7#a7 ,the ,chairman of the ,federal ,trade ,commission4 7#b7 ,the ,secretary of the ,treasury4 7#c7 ,the ,attorney ,general4 7#d7 ,the ,director of the ,bureau of ,consumer ,financial ,protection4 7#e7 ,not more than #b representatives from each of the following sectors1 including trade associations1 to be selected by the ,chairman of the ,federal ,trade ,commission3 7,a7 ,retail4 7,b7 ,gift card4 7,c7 ,telecommunications4 7,d7 ,wire-transfer services4 7,e7 ,senior peer advocates4 7,f7 ,consumer advocacy organization with efforts focused on preventing seniors from becoming the victims of scams4 7,g7 ,financial services1 including institutions who engage in digital currency4 7,h7 ,prepaid cards4 7#f7 ,a member of the ,board of ,governors of the ,federal ,reserve ,system4 7#g7 ,a prudential regulator1 as defined in section #ajjb of the ,consumer ,financial ,protection ,act of #bjaj 7#ab ,u4,s4,c4 #edha74 7#h7 ,the ,director of the ,financial ,crimes ,enforcement ,network4 7#i7 ,any other ,federal1 ,state1 or local agency1 industry representative1 consumer advocate1 or entity1 as determined by the ,chairman of the ,federal ,trade ,commission4 7c7 ,duties 7#a7 ,in general ,the ,advisory ,council shall1 while considering public comment-- 7,a7 collect information on the existence1 use1 and success of model educational materials and programs for retailers1 financial services and wire-transfer companies1 which-- 7i7 may be used as a guide to educate employees on how to identify and prevent scams that affect seniors2 and 7ii7 include-- 7,i7 useful information for retailers1 financial services1 and wire transfer companies for the purpose described in clause 7i72 7,,ii7 training for employees on ways to identify and prevent senior scams2 7,,iii7 the best methods for keeping employees up to date on current scams2 7,,iv7 the most effective signage and best placement for signage in retail locations to warn seniors about scammers' use of gift cards1 prepaid cards1 and wire transfer services2 7,v7 suggestions on effective collaborative community education campaigns2 7,,vi7 available technology to assist in identifying possible scams at the point of sale2 and 7,,vii7 other information that would be helpful to retailers1 wire transfer companies1 financial institutions1 and their employees as they work to prevent fraud affecting seniors2 and 7,b7 based on the findings in subparagraph 7,a7-- 7i7 identify inadequacies1 omissions1 or deficiencies in those educational materials and programs for the categories listed in subparagraph 7,a7 and their execution in reaching employees to protect older adults2 and 7ii7 create model materials to fill those inadequacies1 omissions1 or deficiencies4 7#b7 ,encouraged use ,the ,chairman of the ,federal ,trade ,commission shall1 after the public comment period is complete-- 7,a7 make the model educational materials and programs and information about execution of the programs described in paragraph 7#a7 publicly available2 and 7,b7 encourage the use and distribution of the materials created under this subsection to prevent scams affecting seniors by governmental agencies and the private sector4 7d7 ,reports ,section #aja7;c7 of the ,elder ,abuse ,prevention and ,prosecution ,act 7#cd ,u4,s4,c4 #bagaa7;c77 is amended-- 7#a7 in subparagraph 7,c71 by striking and at the end2 7#b7 in subparagraph 7,d71 by striking the period at the end and inserting 2 and2 and 7#c7 by adding at the end the following3 7,e7 for the ,federal ,trade ,commission1 include information on-- 7i7 the ,senior ,scams ,prevention ,advisory ,council's newly created model materials1 any recommendations of the ,advisory ,council1 and any views or considerations made by members of the ,advisory ,council or by public comment that were not included in the ,advisory ,council's model materials or considered an official recommendation by the ,advisory ,council2 7ii7 the ,senior ,scams ,prevention ,advisory ,council's findings about senior scams 7including information about the ways scams affect seniors1 including the negative effects on their well-being72 and 7iii7 any recommendations on ways stakeholders can continue to work together to reduce scams affecting seniors4 4 7e7 ,termination ,this ,act1 and the amendments made by this ,act1 ceases to be effective on the date that is #e years after the date of enactment of this ,act4 #a4 ,short title ,this ,act may be cited as the ,stop ,senior ,scams ,act4 #b4 ,senior ,scams ,prevention ,advisory ,group 7a7 ,establishment ,there is established a ,senior ,scams ,prevention ,advisory ,group 7referred to in this ,act as the ,advisory ,group74 7b7 ,members ,the ,advisory ,group shall be composed of stakeholders such as the following individuals or the designees of those individuals3 7#a7 ,the ,chairman of the ,federal ,trade ,commission4 7#b7 ,the ,secretary of the ,treasury4 7#c7 ,the ,attorney ,general4 7#d7 ,the ,director of the ,bureau of ,consumer ,financial ,protection4 7#e7 ,representatives from each of the following sectors1 including trade associations1 to be selected by ,federal ,trade ,commission3 7,a7 ,retail4 7,b7 ,gift cards4 7,c7 ,telecommunications4 7,d7 ,wire-transfer services4 7,e7 ,senior peer advocates4 7,f7 ,consumer advocacy organizations with efforts focused on preventing seniors from becoming the victims of scams4 7,g7 ,financial services1 including institutions that engage in digital currency4 7,h7 ,prepaid cards4 7#f7 ,a member of the ,board of ,governors of the ,federal ,reserve ,system4 7#g7 ,a prudential regulator1 as defined in section #ajjb of the ,consumer ,financial ,protection ,act of #bjaj 7#ab ,u4,s4,c4 #edha74 7#h7 ,the ,director of the ,financial ,crimes ,enforcement ,network4 7#i7 ,any other ,federal1 ,state1 or local agency1 industry representative1 consumer advocate1 or entity1 as determined by the ,federal ,trade ,commission4 7c7 ,no compensation for members ,a member of the ,advisory ,group shall serve without compensation in addition to any compensation received for the service of the member as an officer or employee of the ,united ,states1 if applicable4 7d7 ,duties 7#a7 ,in general ,the ,advisory ,group shall-- 7,a7 collect information on the existence1 use1 and success of educational materials and programs for retailers1 financial services1 and wire-transfer companies1 which-- 7i7 may be used as a guide to educate employees on how to identify and prevent scams that affect seniors2 and 7ii7 include-- 7,i7 useful information for retailers1 financial services1 and wire transfer companies for the purpose described in clause 7i72 7,,ii7 training for employees on ways to identify and prevent senior scams2 7,,iii7 best practices for keeping employees up to date on current scams2 7,,iv7 the most effective signage and placement in retail locations to warn seniors about scammers' use of gift cards1 prepaid cards1 and wire transfer services2 7,v7 suggestions on effective collaborative community education campaigns2 7,,vi7 available technology to assist in identifying possible scams at the point of sale2 and 7,,vii7 other information that would be helpful to retailers1 wire transfer companies1 financial institutions1 and their employees as they work to prevent fraud affecting seniors2 and 7,b7 based on the findings in subparagraph 7,a7-- 7i7 identify inadequacies1 omissions1 or deficiencies in those educational materials and programs for the categories listed in subparagraph 7,a7 and their execution in reaching employees to protect older adults2 and 7ii7 create model materials1 best practices guidance1 or recommendations to fill those inadequacies1 omissions1 or deficiencies that may be used by industry and others to help protect older adults from scams4 7#b7 ,encouraged use ,the ,chairman of the ,federal ,trade ,commission shall-- 7,a7 make the materials or guidance created by the ,federal ,trade ,commission described in paragraph 7#a7 publicly available2 and 7,b7 encourage the use and distribution of the materials created under this subsection to prevent scams affecting seniors by governmental agencies and the private sector4 7e7 ,reports ,section #aja7;c77#b7 of the ,elder ,abuse ,prevention and ,prosecution ,act 7#cd ,u4,s4,c4 #bagaa7;c77#b77 is amended-- 7#a7 in subparagraph 7,c71 by striking and at the end2 7#b7 in subparagraph 7,d71 by striking the period at the end and inserting 2 and2 and 7#c7 by adding at the end the following3 7,e7 for the ,federal ,trade ,commission1 in relevant years1 information on-- 7i7 the newly created materials1 guidance1 or recommendations of the ,senior ,scams ,prevention ,advisory ,group established under section #b of the ,stop ,senior ,scams ,act1 and any relevant views or considerations made by members of the ,advisory ,group that were not included in the ,advisory ,group's model materials or considered an official recommendation by the ,advisory ,group2 7ii7 the ,senior ,scams ,prevention ,advisory ,group's findings about senior scams and industry educational materials and programs2 and 7iii7 any recommendations on ways stakeholders can continue to work together to reduce scams affecting seniors4 4 7f7 ,termination ,this ,act1 and the amendments made by this ,act1 ceases to be effective on the date that is #e years after the date of enactment of this ,act4 ,december #ai1 #bjai,reported with an amendment