#aaf? ,,congress  #b;d ,session  ,s4    
#adi  ,,an ,,act  ,to e/abli% a ,s5ior  
,scams ,prev5tion ,advisory ,c\ncil4    
#a4 ,%ort title ,?is ,act may be cit$ z 
! ,/op ,s5ior ,scams ,act4  #b4 ,s5ior  
,scams ,prev5tion ,advisory ,gr\p  7a7  
,e/abli%m5t ,!re is e/abli%$ a ,s5ior   
,scams ,prev5tion ,advisory ,gr\p       
7ref]r$ to 9 ?is ,act z ! ,advisory     
,gr\p74  7b7 ,memb]s ,! ,advisory ,gr\p 
%all be compos$ ( /akehold]s su* z !    
foll[+ individuals or ! designees ( ^?  
individuals3 7#a7 ,! ,*airman ( ! ,f$]al
 ,trade ,commission4  7#b7 ,! ,secret>y 
( ! ,treasury4  7#c7 ,! ,attorney       
,g5]al4  7#d7 ,! ,director ( ! ,bureau (
 ,consum] ,f9ancial ,protection4  7#e7  
,repres5tatives f ea* ( ! foll[+        
sectors1 includ+ trade associations1 to 
be select$ by ,f$]al ,trade ,commission3
 7,a7 ,retail4  7,b7 ,gift c>ds4  7,c7  
,telecommunications4  7,d7 ,wire-transf]
 s]vices4  7,e7 ,s5ior pe] advocates4   
7,f7 ,consum] advocacy organizations )  
ef=ts focus$ on prev5t+ s5iors f becom+ 

! victims ( scams4  7,g7 ,f9ancial      
s]vices1 includ+ in/itutions t engage 9 
digital curr5cy4  7,h7 ,prepaid c>ds4   
7#f7 ,a memb] ( ! ,bo>d ( ,gov]nors ( ! 
,f$]al ,res]ve ,sy/em4  7#g7 ,a         
prud5tial regulator1 z def9$ 9 section  
#ajjb ( ! ,consum] ,f9ancial ,protection
 ,act ( #bjaj 7#ab ,u4,s4,c4 #edha74    
7#h7 ,! ,director ( ! ,f9ancial ,crimes 
,en=cem5t ,network4  7#i7 ,any o!r      
,f$]al1 ,/ate1 or local ag5cy1 indu/ry  
repres5tative1 consum] advocate1 or     
entity1 z det]m9$ by ! ,f$]al ,trade    
,commission4  7c7 ,no comp5sation =     
memb]s ,a memb] ( ! ,advisory ,gr\p %all
 s]ve )\t comp5sation 9 addition to any 
comp5sation receiv$ = ! s]vice ( ! memb]
 z an (fic] or employee ( ! ,unit$      
,/ates1 if applicable4  7d7 ,duties     
7#a7 ,9 g5]al ,! ,advisory ,gr\p %all-- 
7,a7 collect in=mation on ! exi/5ce1    
use1 & success ( educational mat]ials & 
programs = retail]s1 f9ancial s]vices1 &
 wire-transf] companies1 :i*-- 7i7 may  
be us$ z a guide to educate employees on

 h[ to id5tify & prev5t scams t affect  
s5iors2 &  7ii7 include-- 7,i7 useful   
in=mation = retail]s1 f9ancial s]vices1 
& wire transf] companies = ! purpose    
describ$ 9 clause 7i72  7,,ii7 tra9+ =  
employees on ways to id5tify & prev5t   
s5ior scams2  7,,iii7 be/ practices =   
keep+ employees up to date on curr5t    
scams2  7,,iv7 ! mo/ effective signage &
 placem5t 9 retail locations to w>n     
s5iors ab\t scamm]s' use ( gift c>ds1   
prepaid c>ds1 & wire transf] s]vices2   
7,v7 sugge/ions on effective            
collaborative community education       
campaigns2  7,,vi7 available te*nology  
to assi/ 9 id5tify+ possible scams at ! 
po9t ( sale2 &  7,,vii7 o!r in=mation t 
w\ld be helpful to retail]s1 wire       
transf] companies1 f9ancial in/itutions1
 & _! employees z !y "w to prev5t fraud 
affect+ s5iors2 &  7,b7 bas$ on ! f9d+s 
9 subp>agraph 7,a7-- 7i7 id5tify        
inadequacies1 omissions1 or defici5cies 
9 ^? educational mat]ials & programs = !
 categories li/$ 9 subp>agraph 7,a7 & _!

 execution 9 rea*+ employees to protect 
old] adults2 &  7ii7 create model       
mat]ials1 be/ practices guidance1 or    
recomm5dations to fill ^? inadequacies1 
omissions1 or defici5cies t may be us$  
by indu/ry & o!rs to help protect old]  
adults f scams4  7#b7 ,enc\rag$ use ,!  
,*airman ( ! ,f$]al ,trade ,commission  
%all-- 7,a7 make ! mat]ials or guidance 
creat$ by ! ,f$]al ,trade ,commission   
describ$ 9 p>agraph 7#a7 publicly       
available2 &  7,b7 enc\rage ! use &     
di/ribution ( ! mat]ials creat$ "u ?is  
subsection to prev5t scams affect+      
s5iors by gov]nm5tal ag5cies & ! private
 sector4  7e7 ,reports ,section         
#aja7;c77#b7 ( ! ,eld] ,abuse ,prev5tion
 & ,prosecution ,act 7#cd ,u4,s4,c4     
#bagaa7;c77#b77 is am5d$-- 7#a7 9       
subp>agraph 7,c71 by /rik+ & at ! end2  
7#b7 9 subp>agraph 7,d71 by /rik+ !     
p]iod at ! end & ins]t+ 2 &2 &  7#c7 by 
add+ at ! end ! foll[+3  7,e7 = ! ,f$]al
 ,trade ,commission1 9 relevant ye>s1   
in=mation on-- 7i7 ! newly creat$       

mat]ials1 guidance1 or recomm5dations ( 
! ,s5ior ,scams ,prev5tion ,advisory    
,gr\p e/abli%$ "u section #b ( ! ,/op   
,s5ior ,scams ,act1 & any relevant views
 or consid]ations made by memb]s ( !    
,advisory ,gr\p t 7 n includ$ 9 !       
,advisory ,gr\p's model mat]ials or     
consid]$ an (ficial recomm5dation by !  
,advisory ,gr\p2  7ii7 ! ,s5ior ,scams  
,prev5tion ,advisory ,gr\p's f9d+s ab\t 
s5ior scams & indu/ry educational       
mat]ials & programs2 &  7iii7 any       
recomm5dations on ways /akehold]s c     
cont9ue to "w toge!r to r$uce scams     
affect+ s5iors4  4  7f7 ,t]m9ation ,?is 
,act1 & ! am5dm5ts made by ?is ,act1    
ceases to be effective on ! date t is #e
 ye>s aft] ! date ( enactm5t ( ?is ,act4
  ,pass$ ! ,s5ate ,june #aj1            
#bjbj4,secret>y