#aafth ,,congress  #b;d ,session  ,s4   
#adi  ,,an ,,act  ,to establish a       
,senior ,scams ,prevention ,advisory    
,council4  #a4 ,short title ,this ,act  
may be cited as the ,stop ,senior ,scams
 ,act4  #b4 ,senior ,scams ,prevention  
,advisory ,group  7a7 ,establishment    
,there is established a ,senior ,scams  
,prevention ,advisory ,group 7referred  
to in this ,act as the ,advisory        
,group74  7b7 ,members ,the ,advisory   
,group shall be composed of stakeholders
 such as the following individuals or   
the designees of those individuals3 7#a7
 ,the ,chairman of the ,federal ,trade  
,commission4  7#b7 ,the ,secretary of   
the ,treasury4  7#c7 ,the ,attorney     
,general4  7#d7 ,the ,director of the   
,bureau of ,consumer ,financial         
,protection4  7#e7 ,representatives from
 each of the following sectors1         
including trade associations1 to be     
selected by ,federal ,trade ,commission3
 7,a7 ,retail4  7,b7 ,gift cards4  7,c7 
,telecommunications4  7,d7              

,wire-transfer services4  7,e7 ,senior  
peer advocates4  7,f7 ,consumer advocacy
 organizations with efforts focused on  
preventing seniors from becoming the    
victims of scams4  7,g7 ,financial      
services1 including institutions that   
engage in digital currency4  7,h7       
,prepaid cards4  7#f7 ,a member of the  
,board of ,governors of the ,federal    
,reserve ,system4  7#g7 ,a prudential   
regulator1 as defined in section #ajjb  
of the ,consumer ,financial ,protection 
,act of #bjaj 7#ab ,u4,s4,c4 #edha74    
7#h7 ,the ,director of the ,financial   
,crimes ,enforcement ,network4  7#i7    
,any other ,federal1 ,state1 or local   
agency1 industry representative1        
consumer advocate1 or entity1 as        
determined by the ,federal ,trade       
,commission4  7c7 ,no compensation for  
members ,a member of the ,advisory      
,group shall serve without compensation 
in addition to any compensation received
 for the service of the member as an    
officer or employee of the ,united      

,states1 if applicable4  7d7 ,duties    
7#a7 ,in general ,the ,advisory ,group  
shall-- 7,a7 collect information on the 
existence1 use1 and success of          
educational materials and programs for  
retailers1 financial services1 and      
wire-transfer companies1 which-- 7i7 may
 be used as a guide to educate employees
 on how to identify and prevent scams   
that affect seniors2 and  7ii7 include--
 7,i7 useful information for retailers1 
financial services1 and wire transfer   
companies for the purpose described in  
clause 7i72  7,,ii7 training for        
employees on ways to identify and       
prevent senior scams2  7,,iii7 best     
practices for keeping employees up to   
date on current scams2  7,,iv7 the most 
effective signage and placement in      
retail locations to warn seniors about  
scammers' use of gift cards1 prepaid    
cards1 and wire transfer services2  7,v7
 suggestions on effective collaborative 
community education campaigns2  7,,vi7  
available technology to assist in       

identifying possible scams at the point 
of sale2 and  7,,vii7 other information 
that would be helpful to retailers1 wire
 transfer companies1 financial          
institutions1 and their employees as    
they work to prevent fraud affecting    
seniors2 and  7,b7 based on the findings
 in subparagraph 7,a7-- 7i7 identify    
inadequacies1 omissions1 or deficiencies
 in those educational materials and     
programs for the categories listed in   
subparagraph 7,a7 and their execution in
 reaching employees to protect older    
adults2 and  7ii7 create model          
materials1 best practices guidance1 or  
recommendations to fill those           
inadequacies1 omissions1 or deficiencies
 that may be used by industry and others
 to help protect older adults from      
scams4  7#b7 ,encouraged use ,the       
,chairman of the ,federal ,trade        
,commission shall-- 7,a7 make the       
materials or guidance created by the    
,federal ,trade ,commission described in
 paragraph 7#a7 publicly available2 and 

7,b7 encourage the use and distribution 
of the materials created under this     
subsection to prevent scams affecting   
seniors by governmental agencies and the
 private sector4  7e7 ,reports ,section 
#aja7;c77#b7 of the ,elder ,abuse       
,prevention and ,prosecution ,act 7#cd  
,u4,s4,c4 #bagaa7;c77#b77 is amended--  
7#a7 in subparagraph 7,c71 by striking  
and at the end2  7#b7 in subparagraph   
7,d71 by striking the period at the end 
and inserting 2 and2 and  7#c7 by adding
 at the end the following3  7,e7 for the
 ,federal ,trade ,commission1 in        
relevant years1 information on-- 7i7 the
 newly created materials1 guidance1 or  
recommendations of the ,senior ,scams   
,prevention ,advisory ,group established
 under section #b of the ,stop ,senior  
,scams ,act1 and any relevant views or  
considerations made by members of the   
,advisory ,group that were not included 
in the ,advisory ,group's model         
materials or considered an official     
recommendation by the ,advisory ,group2 

7ii7 the ,senior ,scams ,prevention     
,advisory ,group's findings about senior
 scams and industry educational         
materials and programs2 and  7iii7 any  
recommendations on ways stakeholders can
 continue to work together to reduce    
scams affecting seniors4  4  7f7        
,termination ,this ,act1 and the        
amendments made by this ,act1 ceases to 
be effective on the date that is #e     
years after the date of enactment of    
this ,act4  ,passed the ,senate ,june   
#aj1 #bjbj4,secretary