,,iv  #aafth ,,congress  #ast ,session  
,h4 ,,res4 #gbh  ,,in ,,the ,,house ,,of
 ,,representatives  ,november #ba1      
#bjai,mr4 ,green of ,texas 7for himself1
 ,ms4 ,garcia of ,texas1 ,mr4 ,david    
,scott of ,georgia1 and ,mr4 ,mc,govern7
 submitted the following resolution2    
which was referred to the ,committee on 
,financial ,services  ,,resolution      
,condemning the decision of ,federal    
,housing ,finance ,agency ,director     
,mark ,a4 ,calabria to remove the       
borrower's preferred language question  
and the housing counseling question from
 the ,universal ,residential ,loan      
,application4  ,whereas #h percent of   
the ,united ,states population 7#be4a   
million7 is considered limited-,english 
proficient 7,,lep72 ,whereas the        
preferred language question was designed
 only to better understand the unique   
challenges that ,,lep persons face      
throughout the home buying process2     
,whereas language barriers make it      
especially difficult to navigate the    

complex process of purchasing a home2   
,whereas over one-third of ,asian       
,americans and ,pacific ,islanders      
7,,aapi7 are ,,lep individuals2 ,whereas
 ,spanish speakers in the ,united       
,states account for #fd percent of the  
,united ,states ,,lep population2       
,whereas ,,lep home buyers make up a    
growing share of the mortgage market2   
,whereas communities with larger ,,lep  
populations have lower home ownership   
rates2 ,whereas every ,american1        
regardless of their race1 color1 gender1
 sexual orientation1 religion1 national 
origin1 disability1 ,,lep status1 or    
gender identity should have a fair and  
equal opportunity to purchase a home in 
this country2 ,whereas the #bjjh        
financial crisis caused countless       
borrowers to lose their homes because   
language barriers made it impossible to 
comprehend the terms of the loans some  
of them received2 ,whereas access to    
credit and home ownership is a struggle 
for far too many qualified home buyers  

who are new ,americans or immigrants2   
,whereas ,,aapi and ,hispanic home      
ownership continues to fall behind the  
national average due to a number of     
factors1 including language barriers and
 misinformation about the home buying   
process2 ,whereas the ,federal ,housing 
,finance ,agency should collect data on 
the preferred language of borrowers to  
better understand and address the       
growing needs of ,,lep home buyers2 and 
,whereas a standardized question on the 
,universal ,residential ,loan           
,application 7,,urla7 indicating the    
borrower's preferred language neither   
obligates home buyers to respond nor    
mortgage originators and servicers to   
conduct communications in the preferred 
language of the borrower3 ,now1         
therefore1 be it  ,that the ,house of   
,representatives-- 7#a7 condemns the    
decision of ,federal ,housing ,finance  
,agency ,director ,mark ,a4 ,calabria to
 remove the preferred language question 
from the ,universal ,residential ,loan  

,application2 and  7#b7 urges the       
,director to immediately reverse this   
arbitrary decision and restore the      
language preference question and the    
,homeownership ,education and ,housing  
,counseling question to the ,universal  
,residential ,loan ,application4