,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #iec  ,,9 ,,! ,,h\se ,,(            
,,repres5tatives  ,febru>y #d1 #bjai,mr4
 ,evans 7= himself1 ,mr4 ,cisn]os1 ,mr4 
,grijalva1 ,ms4 ,norton1 ,mr4 ,johnson (
 ,georgia1 ,mrs4 ,lawr5ce1 ,mr4 ,lawson 
( ,florida1 ,ms4 ,moore1 & ,ms4         
,s*ak[sky7 introduc$ ! foll[+ bill2 :i* 
0 ref]r$ to ! ,committee on ,ov]sight & 
,re=m1 & 9 addition to ! ,committee on  
,f9ancial ,s]vices1 = a p]iod to be     
subsequ5tly det]m9$ by ! ,speak]1 9 ea* 
case = consid]ation ( su* provisions z  
fall )9 ! jurisdiction ( ! committee    
conc]n$  ,a ,,bill  ,to prohibit consum]
 report+ ag5cies f includ+ adv]se       
in=mation 9 c]ta9 consum] reports1 & f  
mak+ adv]se det]m9ations relat+ to      
security cle>ances1 ) respect to c]ta9  
individuals affect$ by ! ,gov]nm5t      
%utd[n1 & = o!r purposes4  #a4          
,prohibition on includ+ adv]se in=mation
 9 c]ta9 consum] reports  7a7 ,9 g5]al  
,subject to subsection 7b71 if an ev5t  
occurr$ dur+ a %utd[n t result$ 9 !     

furni%+ ( an item ( adv]se in=mation to 
a consum] report+ ag5cy t su* ag5cy w\ld
 o!rwise include 9 a consum] report ( a 
cov]$ individual1 su* ag5cy may n       
include su* in=mation 9 a consum] report
 ( su* cov]$ individual dur+ ! p]iod    
beg9n+ on ! fir/ day ( a %utd[n & end+  
on ! date t is #i mon?s aft] ! day on   
:i* ! %utd[n ends4  7b7 ,cov]$          
individuals ,= a cov]$ individual to be 
eligible "u subsection 7a71 su* cov]$   
individual %all submit a c]tification to
 ! ,bureau ( ,consum] ,f9ancial         
,protection t ! ev5t t result$ 9 !      
furni%+ ( an item ( adv]se in=mation    
occurr$ because ( ! %utd[n4  #b4        
,gov]nm5t %utd[n & security cle>ance    
det]m9ations ,! head ( an ag5cy may n   
make an adv]se det]m9ation = purposes ( 
grant+ or r5ew+ a security cle>ance or  
an access det]m9ation ) respect to any  
cov]$ p]son 7z t t]m is def9$ 9 section 
#cjjb7;a77#b7 ( ! ,intellig5ce ,re=m &  
,t]rorism ,prev5tion ,act ( #bjjd 7#ej  
,u4,s4,c4 #ccdc7;a77#b77 bas$ solely on 

a failure ( t cov]$ p]son to make any   
paym5t on a debt due dur+ ! p]iod ( a   
%utd[n dur+ :i* t cov]$ p]son 0 furl\gh$
 or except$ f su* furl\gh z a result (  
su* %utd[n4  #c4 ,def9itions ,9 ?is     
,act3 7#a7 ,consum] report+ ag5cy ,! t]m
 consum] report+ ag5cy has ! mean+ giv5 
9 section #fjc ( ! ,fair ,cr$it ,report+
 ,act 7#ae ,u4,s4,c4 #afha;a74  7#b7    
,cov]$ individual ,! t]m cov]$          
individual means-- 7,a7 an employee ( ! 
,f$]al ,gov]nm5t furl\gh$ or except$ f  
su* furl\gh dur+ any %utd[n2  7,b7 a    
,f$]al contractor :o1 dur+ any %utd[n1  
is n receiv+ pay by reason ( su* %utd[n2
 &  7,c7 an own] or employee ( a small  
bus9ess conc]n 7z def9$ "u section #c ( 
! ,small ,bus9ess ,act 7#ae ,u4,s4,c4   
#fcb77 t is locat$ )9 a reasonable      
di/ance ( a build+ own$ or r5t$ by !    
,f$]al ,gov]nm5t1 z det]m9$ by ! ,bureau
 ( ,consum] ,f9ancial ,protection4  7#c7
 ,%utd[n ,! t]m %utd[n means any lapse 9
 appropriations t beg9s on or aft]      
,decemb] #bb1 #bjah4