,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #hidf  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,decemb] #aj1         
#bjbj,ms4 ,om> introduc$ ! foll[+ bill2 
:i* 0 ref]r$ to ! ,committee on         
,f9ancial ,s]vices  ,a ,,bill  ,to      
provide em]g5cy relief assi/ance "u a   
modifi$ ,community ,developm5t ,block   
,grant program = communities fac+       
economic damage f civil & social crises1
 & = o!r purposes4  #a4 ,%ort title ,?is
 ,act may be cit$ z ! ,holi/ic ,economic
 ,aid = ,l[-,income ,neighborhood ,gr[? 
,act ( #bjbj or ! ,,heal+ ,act ( #bjbj4 
#b4 ,s5se ( ,congress ,x is ! s5se ( !  
,congress t-- 7#a7 funds made available 
"u ! ,community ,developm5t ,block      
,grant ,program 7,,cdbg7 %\ld be us$    
pr9cipally = l[- & mod]ate-income       
neighborhoods & c be us$ = community    
revitalization 9 areas affect$ by social
 & civil unre/ dur+ #bjbj2  7#b7 ,,cdbg 
fund+ mu/ t>get hi/orically dis9ve/$    
communities ( color t h suff]$ f        
long-/&+ sy/emic issues ( racial        

inju/ice & economic inequality2  7#c7   
m9ority-s]v+ in/itutions %\ld be        
prioritiz$ 9 receiv+ & adm9i/]+ economic
 developm5t grants = _! communities2    
7#d7 economic activities c>ri$ out us+  
,,cdbg funds %\ld be refocus$ on !      
implem5tation ( direct anti-pov]ty      
programm+ ) evid5ce ( effectiv5ess1 su* 
z food security initiatives & basic     
income pilots1 acquisition &            
rehabilitation ( af=dable h\s+1         
improvem5t to public facilities1 includ+
 heal? c5t]s1 provision ( public        
s]vices1 re/oration ( natural areas &   
o!r cons]vation ef=ts1 & con/ruction (  
clean en]gy infra/ructure2  7#e7        
m9ority-own$ bus9esses %\ld be          
prioritiz$ 9 receiv+ bus9ess developm5t 
grants to r5ovate _! prop]ties & create 
f9ancial opportunities = _! communities2
 &  7#f7 ,,cdbg bus9ess activities %\ld 
be refocus$ on assi/+ private1 =-pr(it  
bus9esses t pursue job creation &       
ret5tion ef=ts ?r\gh ! employm5t ( l[- &
 mod]ate-income p]sons1 adopt           

environm5tally su/a9able practices to   
(f] af=dable goods & s]vices to l[- &   
mod]ate-income neighborhoods1 & provide 
economic & te*nical assi/ance to o!r    
bus9esses bas$ 9 l[- & mod]ate-income   
areas4  #c4 ,fund+  7a7 ,au?orization ( 
appropriations ,!re is au?oriz$ to be   
appropriat$ to ! ,secret>y ( ,h\s+ &    
,urban ,developm5t #aa1jjj1jjj1jjj =    
fiscal ye> #bjba = provid+ assi/ance "u 
?is ,act4  7b7 ,non-,bus9ess community  
developm5t fund+ ,( any am\nts made     
available pursuant to subsection 7a71   
#gg p]c5t %all be available = assi/ance 
"u section #d = community revitalization
 & economic developm5t activities4  7c7 
,civil unre/ bus9ess developm5t fund+ ,(
 any am\nts made available pursuant to  
subsection 7a71 #bc p]c5t %all be       
available = assi/ance "u section #e =   
bus9ess recov]y & r5ovation activities4 
7d7 ,adm9i/rative fund+ ,( any am\nts   
available pursuant to subsection 7a71 ! 
,secret>y ( ,h\s+ & ,urban ,developm5t  
may use n m ?an #a p]c5t = co/s (       

adm9i/]+ ! program "u ?is ,act4  7e7    
,t]m9ation ( funds ,^u ! expiration ( ! 
#b-ye> p]iod beg9n+ ^u ! date ( !       
enactm5t ( ?is ,act1 any programm+ &    
rulemak+ associat$ ) ! program %all     
expire4  #d4 ,non-bus9ess grants =      
community revitalization & economic     
developm5t  7a7 ,grant au?ority ,!      
,secret>y %all use am\nts made available
 to c>ry out ?is section to make grants 
to ,/ates1 units ( g5]al local gov]nm5t1
 ,indian ,tribes1 insul> areas1 &       
eligible in/itutions s]v+ or own$ by    
m9orities = use to c>ry out eligible    
non-bus9ess activities "u subsection 7e7
 9 l[- & mod]ate-income areas4  7b7     
,res]vation ( fund+ ,( any am\nts made  
available to c>ry out ?is section1 !    
,secret>y %all res]ve = grants "u ?is   
section-- 7#a7 #gf p]c5t = allocation 9 
accordance ) subsection 7c77#a72  7#b7  
#ah p]c5t = allocation = m9ority-own$ & 
m9ority-s]v+ entities 9 accordance )    
subsection 7c77#b72 &  7#c7 #f p]c5t =  
allocation = ,indian ,tribes & insul>   

areas 9 accordance ) subsection 7c77#c74
  7c7 ,allocations  7#a7 ,entitlem5t    
communities & non5titlem5t areas ,( !   
am\nt allocat$ "u subsection 7b77#a7--  
7,a7 #gj p]c5t %all be allocat$ =       
entitlem5t communities 9 accordance ) ! 
=mula "u section #ajf7;b7 ( ! ,h\s+ &   
,community ,developm5t ,act ( #aigd 7#db
 ,u4,s4,c4 #ecjf7;b772 &  7,b7 #cj p]c5t
 %all be allocat$ to ,/ates1 = use 9    
non5titlem5t areas1 9 accordance ) !    
=mula "u section #ajf7;d77#a7 ( ! ,h\s+ 
& ,community ,developm5t ,act ( #aigd   
7#db ,u4,s4,c4 #ecjf7;d77#a774  7#b7    
,competitive aw>ds to m9ority-own$      
entities  7,a7 ,9 g5]al ,! ,secret>y (  
,h\s+ & ,urban ,developm5t %all allocate
 ! am\nt allocat$ "u subsection 7b77#c7 
directly & on a competitive basis =     
grants to eligible m9ority-own$ entities
 & m9ority-s]v+ entities4  7,b7         
,competition ,allocation = non-bus9ess  
grants "u ?is p>agraph %all be made     
pursuant to a competition = su* grants1 
z ! ,secret>y %all provide1 t-- 7i7     

takes into acc\nt ! ne$ = grant         
assi/ance = ! area 9 :i*1 & = !         
activities = :i* ! grant am\nts w be    
us$2 &  7ii7 provides grant am\nt only  
to applicants :o w c>ry out activities  
assi/$ ) su* grant am\nts only 9 l[- &  
mod]ate-income areas4  7,c7 ,,cdbg      
special purpose grants ,( ! am\nt       
allocat$ "u subsection 7b77#b71 n less  
?an #cc p]c5t %all be allocat$ = grants 
"u ?is section = m9ority-s]v+ entities4 
7,d7 ,v\*] program ,! ,secret>y %all    
take su* actions z may be necess>y to   
ensure t grants "u ?is p>agraph are     
accessible to new] & small] m9ority-own$
 entities & ensure t te*nical assi/ance 
is prioritiz$ & provid$ to organizations
 ) little or no grant-writ+ capacity4   
7#c7 ,competitive aw>ds to ,indian      
tribes & insul> areas  7,a7 ,9 g5]al ,! 
,secret>y ( ,h\s+ & ,urban ,developm5t  
%all allocate = grants to ,indian       
,tribes & insul> areas on a competitive 
basis ! am\nt allocat$ "u subsection    
7b77#d74  7,b7 ,requirem5ts ,9 mak+     

allocations "u ?is p>agraph1 ! ,secret>y
 %all1 to ! greate/ ext5t practicable1  
ensure t ea* ,indian ,tribe & ea* insul>
 area t satisfies l[- to mod]ate-income 
requirem5ts & unmet ne$ crit]ia1 z      
det]m9$ by ! ,secret>y1 receives su* an 
allocation4  7d7 ,coord9ation ,!        
,secret>y %all monitor ! report+        
requirem5ts & disclosures ( allocat$    
exp5ditures z set =? 9 section #f7;e71  
to coord9ate ) grantees & subgrantees to
 ensure !re are no ov]paym5ts or        
duplication ( b5efits4  7e7 ,eligible   
non-,bus9ess activities  7#a7 ,prim>y   
objectives ,am\nts f a grant "u ?is     
section may be us$ by a grantee or      
subgrantee only = activities specifi$ "u
 p>agraph 7#b7 t-- 7,a7 pr9cipally      
b5efit h\seholds hav+ incomes t d n     
exce$ #ej p]c5t ( ! m$ian income ( !    
area 9 :i* su* h\seholds reside2  7,b7  
aid 9 ! prev5tion or elim9ation ( slums 
or blight prim>ily = sev]ely            
economically di/ress$ communities 7z su*
 t]m is def9$ 9 section #faj ( !        

,national & ,community ,s]vice ,act (   
#aii 7#db ,u4,s4,c4 #abfde;d771 &       
hi/orically dis9ve/$ communities1       
includ+ high-pov]ty areas 7z su* t]m is 
def9$ 9 section #fha4bfj ( title #bj1   
,code ( ,f$]al ,regulations7 & p]si/5t  
pov]ty c\nties 7z su* t]m is def9$ 9 !  
,dep>tm5t ( ,agriculture notice entitl$ 
,implem5tation ( ,c]ta9 ,provisions (   
,consolidat$ ,appropriations ,act1 #bjbj
 ,specific to ,p]si/5t ,pov]ty ,c\nties 
,docket ,no4 ,,rbs-#bj-;,,bus9ess-#jjcc1
 publi%$ 9 ! ,f$]al ,regi/] on ,augu/   
#ba1 #bjbj 7#he ,f$4 ,reg4 #eafgf772 or 
7,c7 r$uce ! isolation & inequality (   
income gr\ps )9 communities &           
geographical areas & ! promotion ( an   
increase 9 ! div]sity & vitality (      
neighborhoods ?r\gh ! spatial           
deconc5tration ( h\s+ opportunities =   
p]sons ( l[] income & ! revitalization (
 det]iorat+ or det]iorat$ neighborhoods2
  7,d7 cons]ve & exp& ! h\s+ /ock 9 ord]
 to provide a dec5t home & a suitable   
liv+ environm5t = all p]sons1 b         

pr9cipally ^? ( l[ & mod]ate income1 &  
exp& ! numb] ( community l& tru/1       
coop]ative1 municipal1 & public h\s+    
units z a ratio ( total h\s+ /ock2  7,e7
 exp& & enhance ! quantity & quality (  
community s]vices1 pr9cipally = p]sons (
 l[ & mod]ate income1 t are evid5c$-bas$
 & ess5tial = s\nd community developm5t 
& = ! developm5t ( viable urban         
communities2  7,f7 improve ! rational   
utilization ( l& & o!r natural res\rces 
& ! bett] arrangem5t ( resid5tial1      
comm]cial1 indu/rial1 recreational1 &   
o!r ne$$ activity c5t]s1 includ+ p>ks1  
gre5 spaces1 & walk+ trails2  7,g7      
cons]ve sc>ce en]gy res\rces1 improve   
en]gy effici5cy1 or provide alt]native &
 r5ewable en]gy s\rces1 especially =    
environm5tal ju/ice communities t h     
h>mful environm5tal quality issues2     
7,h7 re/ore & pres]ve prop]ties (       
special value = hi/oric1 ar*itectural1  
or e/hetic reasons2  7,i7 alleviate !   
physical & economic di/ress ?r\gh !     
/imulation ( private inve/m5t &         

community revitalization 9 areas )      
population outmigration or a /agnat+ or 
decl9+ tax base2  7,j7 meet an urg5t ne$
 by address+ economic conditions t pose 
a s]i\s & imm$iate ?reat to ! heal? &   
safety ( resid5ts2 or  7,k7 prev5t1     
prep>e =1 or respond to coronavirus1    
bas$ on public heal? ne$s1 risk (       
transmission ( coronavirus1 numb] (     
coronavirus cases comp>$ to ! national  
av]age1 & economic & h\s+ m>ket         
disruptions1 & o!r factors4  7#b7       
,activities ,activities specifi$ "u ?is 
subsection are z foll[s3 7,a7 ,,cdbg    
activities ,except z provid$ 9 p>agraph 
7#c77;,c7 ( ?is subsection1 any activity
 t is eligible = assi/ance "u section   
#aje7;a7 ( ! ,h\s+ & ,community         
,developm5t ,act ( #aigd 7#db ,u4,s4,c4 
#ecje7;a774  7,b7 ,,cdbg special purpose
 grants activities ,any activity t is   
eligible = assi/ance "u section #ajg (  
su* ,act 7#db ,u4,s4,c4 #ecjg74  7,c7   
,ca% relief = affect$ h\seholds ,direct 
income paym5ts by ,/ates or units (     

g5]al local gov]nm5t to h\seholds hav+  
incomes t d n exce$ #bjj p]c5t ( !      
,f$]al pov]ty level1 provid$ t su*      
paym5ts o!rwise comply ) subsection 7a7 
( ?is section4  7,d7 ,hi/orical ar*iv+  
,activities to cons]ve art1 con/ruct    
monum5ts1 & pres]ve memorials (         
contempor>y civil rights /ruggles1 su* z
 ! ,george ,floyd ,memorial 9           
,m9neapolis1 ,m9nesota4  7,e7 ,te*nical 
assi/ance ,te*nical assi/ance & outrea* 
activities by grantees to exp& &        
div]sify subgrantees fund$ ) am\nts     
provid$ "u ?is section4  7,f7           
,innovative activities by m9ority-own$  
activities ,any activity t-- 7i7 is     
propos$ by a grantee & approv$ by !     
,secret>y2 &  7ii7 complies ) subsection
 7a7 ( ?is section4  7#c7 ,prohibitions 
,am\nts f a grant "u ?is section may n  
be us$ to provide assi/ance =-- 7,a7 any
 law en=cem5t ag5cy or to support or    
assi/ any law en=cem5t activities2  7,b7
 any discrim9atory conduct or programm+1
 z prohibit$ by section #aji7;a7 ( !    

,h\s+ & ,community ,developm5t ,act (   
#aigd 7#db ,u4,s4,c4 #ecji7;a772  7,c7  
any bus9ess support activity describ$ 9 
section #aje7;a77#ag7 ( su* ,act 7#db   
,u4,s4,c4 #ecje7;a77#ag77 or any o!r    
activity = bus9ess developm5t or bus9ess
 support2 or  7,d7 any ineligible       
activity describ$ 9 section #egj4bjg ( !
 ,secret>y's regulations 7#bd ,c4,f4,r4 
#egj4bjg71 b n includ+ income paym5ts   
au?oriz$ by p>agraph 7#b77;,c7 ( ?is    
subsection4  #e4 ,civil unre/ bus9ess   
recov]y grants = f9ancial recov]y &     
bus9ess developm5t  7a7 ,grant au?ority 
,! ,secret>y1 9 consultation ) !        
,secret>y ( ! ,treasury & ! ,adm9i/rator
 ( ! ,small ,bus9ess ,adm9i/ration1 %all
 c>ry out a ,civil ,unre/ ,bus9ess      
,recov]y ,program "u ?is section to make
 grants to ,/ates1 units ( g5]al local  
gov]nm5t1 ,indian ,tribes & insul> areas
 to provide assi/ance to eligible       
=-pr(it entities ?r\gh local civil unre/
 bus9ess recov]y funds e/abli%$ = !     
deliv]y ( bus9ess recov]y grants t      

prim>ily s]ve to comp5sate damages f    
social & civil unre/ dur+ #bjbj & also  
support bus9ess-l$ economic developm5t4 
7b7 ,res]vation ( fund+ ,( any am\nts   
made available to c>ry out ?is section1 
! ,secret>y %all res]ve-- 7#a7 #hj p]c5t
 = allocation 9 accordance ) subsection 
7c77#a72  7#b7 #ab p]c5t = allocation = 
,/ates 9 accordance ) subsection        
7b77#b72 &  7#c7 #h p]c5t = allocation =
 ,indian ,tribes & insul> areas 9       
accordance ) subsection 7c77#c74  7c7   
,allocations  7#a7 ,=mula = /ates &     
units ( g5]al local gov]nm5t ,( am\nt   
allocat$ "u subsection 7b77#a7-- 7,a7   
#gj p]c5t %all be allocat$ = entitlem5t 
communities 9 accordance ) ! =mula "u   
section #ajf7;b7 ( ! ,h\s+ & ,community 
,developm5t ,act ( #aigd 7#db ,u4,s4,c4 
#ecjf7;b772 &  7,b7 #cj p]c5t %all be   
allocat$ = ,/ates1 = use 9 non5titlem5t 
areas1 9 accordance ) ! =mula "u section
 #ajf7;d77#a7 ( ! ,h\s+ & ,community    
,developm5t ,act ( #aigd 7#db ,u4,s4,c4 
#ecjf7;d77#a774  7#b7 ,rural bonus =mula

 = ,/ates ,! ,secret>y %all allocate !  
am\nt allocat$ "u subsection 7b77#b7 to 
,/ates1 = use 9 non5titlem5t areas hav+ 
l[-income or m9ority populations1 9     
accordance ) ! =mula "u section         
#ajf7;d77#a7 ( ! ,h\s+ & ,community     
,developm5t ,act ( #aigd 7#db ,u4,s4,c4 
#ecjf7;d77#a774  7#c7 ,competitive aw>ds
 to ,indian tribes & insul> areas  7,a7 
,9 g5]al ,! ,secret>y ( ,h\s+ & ,urban  
,developm5t %all allocate to ,indian    
,tribes & insul> areas on a competitive 
basis ! am\nt allocat$ "u subsection    
7b77#c74  7,b7 ,requirem5ts ,9 mak+     
allocations "u subsection 7b77#c71 !    
,secret>y ( ,h\s+ & ,urban ,developm5t  
%all1 to ! greate/ ext5t practicable1   
ensure t ea* ,indian ,tribe & ea* insul>
 area t satisfies l[- to mod]ate-income 
requirem5ts & unmet ne$ crit]ia1 z      
det]m9$ by ! ,secret>y1 receives su* an 
allocation4  7d7 ,/ate allocations =    
non5titlem5t areas  7#a7 ,equitable     
allocation ,to ! greate/ ext5t          
practicable1 a ,/ate %all allocate      

am\nts allocat$ "u subsection           
7c77#a77;,b7 = use 9 non5titlem5t areas 
( ! ,/ate on an equitable basis4  7#b7  
,di/ribution ( am\nts  7,a7 ,discretion 
,n lat] ?an #ad days aft] ! date on :i* 
a ,/ate receives am\nts = use 9 an      
non5titlem5t area pursuant to subsection
 7c77#a77;,b71 ! ,/ate %all-- 7i7       
di/ribute ! am\nts1 or a portion !re(1  
to units ( g5]al local gov]nm5t or      
entities designat$ !reby1 t h e/abli%$  
or w e/abli% civil unre/ bus9ess recov]y
 funds1 = use "u subsection 7e77#a72 &  
7ii7 elect to res]ve ! am\nts1 or a     
portion !re(1 = use by ! ,/ate "u       
subsection 7e7 = ! b5efit ( eligible    
entities locat$ 9 ! non5titlem5t area4  
7,b7 ,s5se ( congress ,x is ! s5se (    
,congress t1 9 di/ribut+ ! am\nts       
pursuant to subp>agraph 7,a7 =          
non5titlem5t areas 9 :i* a civil unre/  
bus9ess recov]y fund has be5 e/abli%$1 a
 ,/ate %\ld1 z quickly z practicable1   
di/ribute am\nts = use by su* fund4  7e7
 ,use ( allocat$ am\nts ,a ,/ate1 unit (

 g5]al local gov]nm5t1 entity designat$ 
by a unit ( g5]al local gov]nm5t1       
,indian ,tribe1 or insul> area t        
receives an allocation "u subsection    
7c71 :e!r directly or indirectly1 may   
use am\nts f ! allocation only-- 7#a7 to
 provide fund+ to a civil unre/ bus9ess 
recov]y fund e/abli%$ 9 accordance )    
subsection 7f72  7#b7 to provide fund+  
to support organizations t provide      
te*nical assi/ance to eligible entities2
  7#c7 to cov] adm9i/rative co/s incurr$
 by ! ,/ate1 unit ( g5]al local         
gov]nm5t1 ,indian ,tribe1 or insul> area
 7or entity designat$ by ! ,/ate1 unit1 
tribe1 or area71 9 e/abli%+ & adm9i/]+ a
 civil unre/ bus9ess recov]y fund1      
except t n m ?an #b p]c5t ( ! allocation
 "u subsection 7c7 = ! ,/ate1 unit1     
tribe1 or area may be us$ = ! purpose "u
 ?is p>agraph2 or  7#d7 to c>ry out     
te*nical assi/ance & outrea* activities 
to exp& & div]sify subgrantees fund$ )  
am\nts provid$ "u ?is section4  7f7     
,civil unre/ bus9ess recov]y fund ,=    

purposes ( ?is section1 a civil unre/   
bus9ess recov]y fund %all be a fund--   
7#a7 t is e/abli%$ by a ,/ate1 a unit ( 
g5]al local gov]nm5t1 an ,indian ,tribe1
 an insul> area1 or an entity designat$ 
by a ,/ate1 unit ( g5]al local gov]nm5t1
 ,indian ,tribe1 or an insul> area2     
7#b7 ! proce$s ( :i* are us$ only to    
make bus9ess recov]y grants "u          
subsection 7g7 to eligible entities     
op]at+ )9 ! area s]v$ by ! fund 9       
accordance ) ! ne$s ( eligible entities 
& capacity ( ! program2 &  7#c7 provides
 res\rces & s]vices relat+ to su*       
bus9ess recov]y grants = eligible       
entities 9 ! #aj mo/ commonly spok5     
languages 9 ! area 9 :i* ! fund op]ates4
  7g7 ,bus9ess recov]y grants  7#a7 ,9  
g5]al ,am\nts f bus9ess recov]y grant "u
 ?is section may be us$ only-- 7,a7 =   
bus9ess economic developm5t activities t
 are eligible = assi/ance "u section    
#aje7;a77#ag7 ( ! ,h\s+ & ,community    
,developm5t ,act ( #aigd 7#db ,u4,s4,c4 
#ecje7;a77#ag77 or to repair1           

rehabilitate1 or replace prop]ty1 real  
or p]sonal1 ( ! eligible entity receiv+ 
! grant t 0 damag$1 de/roy$1 or /ol5    
dur+ ! cov]$ p]iod z a result ( social &
 civil unre/ dur+ #bjbj2 or  7,b7 only  
if ! ne$ = assi/ance = activities       
describ$ 9 subp>agraph 7,a7 9 ! area    
s]v$ by ! civil unre/ bus9ess recov]y   
fund has be5 met1 = activities describ$ 
9 p>agraph 7#d74  ,! ,secret>y may issue
 guidance to ensure t ! ne$ = assi/ance 
= activities describ$ 9 subp>agraph 7,a7
 is met be=e am\nts may be us$ z provid$
 9 p>agraph 7#d74  7#b7 ,l[-income areas
 & ,h,u,b,zones ,not)/&+ any o!r        
provision 9 ?is ,act1 ! ,secret>y1 9    
consultation ) ! ,adm9i/rator ( ! ,small
 ,bus9ess ,adm9i/ration1 %all treat z   
qualify+ = purposes ( p>agraph 7#a7 z   
areas ( affect$ social & civil unre/    
dur+ #bjbj & %all give priority 9       
allocations "u subsection 7b7 to-- 7,a7 
l[-income communities2  7,b7            
,h,u,b,zones2 &  7,c7 any o!r area      
designat$ by ! ,small ,bus9ess          

,adm9i/ration = a disa/] loan relat+ to 
social & civil unre/ dur+ #bjbj4  7#c7  
,grant am\nt ,! am\nt ( a bus9ess       
recov]y grant may n exce$ ! less] (     
#a1jjj1jjj or #ajj p]c5t ( ! am\nt      
requir$ to repair1 rehabilitate1 or     
replace prop]ty1 real or p]sonal1       
includ+ relat$ labor co/ (fsets & relat$
 debt obligations incurr$ z a result (  
social or civil unre/ dur+ #bjbj1 ( !   
eligible entity t-- 7,a7 0 damag$1      
de/roy$1 or /ol5 dur+ ! cov]$ p]iod z a 
result ( ! social & civil unre/ dur+    
#bjbj2 &  7,b7 is n fully comp5sat$ =   
by-- 7i7 insurance2  7ii7 private       
donation or loan2  7iii7 a loan or grant
 f a ,/ate1 g5]al local gov]nm5t1       
,indian ,tribe1 or an insul> area2  7iv7
 a disa/] loan f ! ,small ,bus9ess      
,adm9i/ration2 or  7v7 any o!r means4   
7#d7 ,second>y bus9ess developm5t uses  
,only to ! ext5t provid$ 9 p>agraph     
7#a77;,b71 a bus9ess recov]y grant may  
be us$ by a grantee or subgrantee1 at ! 
discretion ( ! grantee or subgrantee1 = 

bus9ess developm5t & economic support   
activities all[$ "u section             
#aje7;a77#ag7 ( ! ,h\s+ & ,community    
,developm5t ,act ( #aigd 7#db ,u4,s4,c4 
#ecje7;a77#ag771 if su* assi/ance is    
appropriate to c>ry out an economic     
developm5t project 7t %all m9imize1 to !
 ext5t practicable1 displacem5t ( exi/+ 
bus9esses & jobs 9 neighborhoods7 t--   
7,a7 creates or reta9s jobs = l[- &     
mod]ate-income p]sons2  7,b7 prev5ts or 
elim9ates slums & blight2  7,c7 meet    
urg5t ne$s2  7,d7 creates or reta9s     
bus9esses own$ by community resid5ts2   
7,e7 assi/s bus9esses t provide goods or
 s]vices ne$$ by1 & af=dable to1 l[- &  
mod]ate-income resid5ts2 or  7,f7       
provides te*nical assi/ance to promote  
any ( ! activities "u subp>agraphs 7,a7 
?r\gh 7,e74  7#e7 ,treatm5t (           
duplication ( b5efits ,! ,secret>y %all 
require t 9 any case 9 :i* am\nts f a   
bus9ess recov]y grant w be us$ = real   
prop]ty r5ovation1 ! eligible entity    
involv$ %all provide docum5tation to    

demon/rate unmet ne$ & damages z a      
result ( social & civil unre/ dur+ #bjbj
 to ! satisfaction ( ! ,secret>y1 us+   
data available f ! ,f$]al ,gov]nm5t or  
o!r publicly available s\rces1 includ+  
,/ate prop]ty damage claims & e/imates1 
private insurance policy claims &       
e/imates1 & o!r co/ e/imates f local    
ag5cies 9 resid5tial & comm]cial areas4 
#f4 ,deadl9es & report+  7a7            
,competitive application deadl9e ,n lat]
 ?an #fj days aft] ! date ( ! enactm5t (
 ?is ,act1 ! ,secret>y %all e/abli% &   
make publicly available an application  
=m = ! competitive grant process "u     
section #d7;c77#b74  7b7 ,,hud          
obligation deadl9e ,n lat] ?an #ahj days
 aft] ! date ( ! enactm5t ( ?is ,act1 ! 
,secret>y %all beg9 disburs+ am\nts made
 available to c>ry out ?is ,act to      
,/ates1 units ( g5]al local gov]nm5ts1  
,indian ,tribes1 & insul> areas 9       
accordance ) ! allocation =mulas "u     
sections #d7;c7 & #e7;c74  7c7 ,local   
bus9ess funds obligation deadl9es  7#a7 

,/ates ,( ! am\nts t a ,/ate elects "u  
section #e7;d77#b77;,a77ii7 to res]ve = 
use by ! ,/ate "u ?is p>agraph-- 7,a7   
any am\nts t ! ,/ate provides to a civil
 unre/ bus9ess recov]y fund "u section  
#e7;e77#a7 %all be obligat$ by ! civil  
unre/ bus9ess recov]y fund = exp5diture 
n lat] ?an #ge days aft] ! date on :i* !
 ,/ate receiv$ ! am\nts f ! ,secret>y2 &
  7,b7 any am\nts t ! ,/ate *ooses to   
provide to a support organization "u    
section #e7;e77#b71 or to use to pay =  
adm9i/rative co/s "u section #e7;e77#c71
 %all be obligat$ by ! ,/ate =          
exp5diture n lat] ?an #ge days aft] !   
date on :i* ! ,/ate receiv$ ! am\nts f !
 ,secret>y4  7#b7 ,entitlem5t           
communities ,( ! am\nts t an entitlem5t 
community receives f ! ,secret>y "u     
section #e7;c77#a77;,a7-- 7,a7 any      
am\nts t ! entitlem5t community provides
 to a civil unre/ bus9ess recov]y fund  
"u section #e7;e77#a7 %all be obligat$  
by ! civil unre/ bus9ess recov]y fund = 
exp5diture n lat] ?an #ge days aft] !   

date on :i* ! entitlem5t community      
receiv$ ! am\nts2 &  7,b7 any am\nts t !
 entitlem5t community *ooses to provide 
to a support organization "u section    
#e7;e77#b71 or to use to pay =          
adm9i/rative co/s "u section #e7;e77#c71
 %all be obligat$ by ! entitlem5t       
community = exp5diture n lat] ?an #ge   
days aft] ! date on :i* ! entitlem5t    
community receiv$ ! am\nts4  7#c7       
,non5titlem5t communities ,( ! am\nts t 
a unit ( g5]al local gov]nm5t1 or an    
entity designat$ !reby1 locat$ 9 a      
non5titlem5t area receives f a ,/ate "u 
section #e7;d77#b77;,a77i7-- 7,a7 any   
am\nts t ! unit ( g5]al local gov]nm5t  
entity provides to a civil unre/ bus9ess
 recov]y fund "u section #e7;e77#a7 %all
 be obligat$ by ! civil unre/ bus9ess   
recov]y fund = exp5diture n lat] ?an #fj
 days aft] ! date on :i* ! unit ( g5]al 
local gov]nm5t or entity receiv$ !      
am\nts2 &  7,b7 any am\nts t ! unit (   
g5]al local gov]nm5t or entity community
 *ooses to provide to a support         

organization "u section #e7;e77#b71 or  
to use to pay = adm9i/rative co/s "u    
section #e7;e77#c71 %all be obligat$ by 
! unit ( g5]al local gov]nm5t or entity 
= exp5diture n lat] ?an #fj days aft] ! 
date on :i* ! unit ( g5]al local        
gov]nm5t or entity receiv$ ! am\nts4    
7#d7 ,recov]y ( unobligat$ funds ,if a  
,/ate1 entitlem5t community1 o!r unit ( 
g5]al local gov]nm5t1 entity designat$  
by a unit ( g5]al local gov]nm5t1 or    
civil unre/ bus9ess recov]y fund fails  
to obligate am\nts by ! applicable      
deadl9e "u p>agraph 7#a71 7#b71 or 7#c71
 ! ,secret>y %all recov] ! portion ( su*
 am\nts t rema9 unobligat$ z ( su*      
deadl9e4  7#e7 ,collaboration ,x is !   
s5se ( ! ,congress t-- 7,a7 an          
entitlem5t community t receives am\nt   
allocat$ "u section #e7;c77#a7 %\ld     
collaborate ) ! applicable local entity 
responsible = economic developm5t &     
small bus9ess developm5t 9 e/abli%+ &   
adm9i/]+ a civil unre/ bus9ess recov]y  
fund2 &  7,b7 ,/ates1 units ( g5]al     

local gov]nm5t 7includ+ units ( g5]al   
local gov]nm5t locat$ )9 & outside (    
non5titlem5t areas71 ,indian ,tribes1 & 
insul> areas t receive am\nts "u section
 #e7;c77#b7 & are locat$ 9 ! same region
 %\ld collaborate 9 e/abli%+ & adm9i/]+ 
civil unre/ bus9ess recov]y funds4  7d7 
,in=mation ga!r+ ,:5 provid+ assi/ance  
to an eligible entity ) am\nts receiv$ f
 an allocation made "u section #d or #e1
 ! entity provid+ ! assi/ance %all--    
7#a7 inquire-- 7,a7 9 ! case ( an       
eligible entity t is a bus9ess entity or
 a nonpr(it organization1 :e!r ! entity 
is a m9ority-own$ entity or a wom5-own$ 
entity2 &  7,b7 9 ! case ( an eligible  
entity :o is an individual1 :e!r !      
individual is a m9ority or a woman2     
7#b7 collect1 9 ! case ( an eligible    
entity t is a bus9ess entity or a       
nonpr(it organization1 demographic      
in=mation1 includ+ race & e?nicity1     
g5d]1 disability /atus1 h\s+ /atus1     
family composition1 & income level1     
reg>d+ ! h\seholds be+ s]v$ by economic 

developm5t activities & o!r activities  
fund$ ) am\nts made available pursuant  
to ?is ,act2 &  7#c7 ma9ta9 a record ( !
 responses to ea* inquiry conduct$ "u   
p>agraph 7#a71 :i* ! entity %all        
promptly submit to ! applicable ,/ate1  
unit ( g5]al local gov]nm5t1 ,indian    
,tribe1 or insul> area4  7e7 ,report+   
7#a7 ,9 g5]al ,n lat] ?an #cj days aft] 
! date on :i* a ,/ate1 unit ( g5]al     
local gov]nm5t1 ,indian ,tribe1 or      
insul> area initially receives an       
allocation made "u section #d or #e1 & n
 lat] ?an #ad days aft] ! date on :i* t 
,/ate1 unit ( g5]al local gov]nm5t1     
,indian ,tribe1 or insul> area completes
 ! full exp5diture ( am\nts f su*       
allocation1 su* ,/ate1 unit ( g5]al     
local gov]nm5t1 ,indian ,tribe1 or      
insul> area %all submit to ! ,secret>y a
 report t includes in=mation sett+ =?-- 
7,a7 ! numb] ( recipi5ts ( assi/ance    
made available f ! allocation1          
disaggregat$ by race & e?nicity1 g5d]1 &
 income & assets2  7,b7 ! total am\nt1 &

 type1 ( assi/ance made available f !   
allocation2  7,c7 to ! ext5t applicable1
 ) respect to ea* recipi5t describ$ 9   
subp>agraph 7,a71 in=mation reg>d+ !    
indu/ry ( ! recipi5t1 ! am\nt (         
assi/ance receiv$ by ! recipi5t1 !      
annual sales ( ! recipi5t1 & ! numb] (  
employees ( ! recipi5t2  7,d7 to ! ext5t
 available f ! in=mation collect$ "u    
subsection 7d71 demographic in=mation ( 
! h\seholds receiv+ direct anti-pov]ty  
programm+1 su* z ca% assi/ance1         
disaggregat$ by race & e?nicity1 g5d]1  
disability /atus1 h\s+ /atus1 family    
composition1 & income level z a p]c5tage
 ( ! ,f$]al pov]ty level2  7,e7 ! zip   
code ( ea* recipi5t describ$ 9          
subp>agraph 7,a72 &  7,f7 any o!r       
in=mation t ! ,secret>y1 9 ! sole       
discretion ( ! ,secret>y1 det]m9es to be
 necess>y to c>ry out ?is ,act4  7#b7   
,public availability ,z soon z is       
practicable aft] receiv+ ea* report     
submitt$ "u p>agraph 7#a71 ! ,secret>y  
%all make ! in=mation conta9$ 9 !       

report1 includ+ all ( ! in=mation       
describ$ 9 subp>agraph 7,a7 ?r\gh 7,f7 (
 su* p>agraph1 publicly available4  7f7 
,f9al report ,n lat] ?an ,septemb] #cj1 
#bjbb1 ! ,secret>y %all submit to !     
,congress a report analyz+ & assess+ !  
program c>ri$ out "u ?is ,act1 :i* %all 
id5tify any advantages & disadvantages (
 ! program1 include comm5ts & assessm5ts
 f localities & communities assi/$1 &   
include any recomm5dations = legislative
 *anges to improve m equitable outcomes 
"u ! program1 su* z additional te*nical 
assi/ance1 plann+ requirem5ts1 &        
adm9i/rative support4  7g7 ,evaluation  
,( am\nts available "u section #c7;d71 !
 ,secret>y may use su* am\nts z may be  
necess>y to evaluate ! effectiv5ess (   
activities fund$ ?r\gh grants "u section
 #d1 us+ a me?odology t-- 7#a7 includes 
a r&om assignm5t :5ev] feasible1 or o!r 
rese>* me?ods t all[ = ! /ronge/        
possible casual inf]5ces :5 r&om        
assignm5t is n feasible2 &  7#b7 g5]ates
 evid5ce on impact ( specific projects1 

or gr\ps ) id5tical 7or ne>ly id5tical7 
s]vice compon5ts & protocols4  7h7      
,rules & guidance ,! ,secret>y1 9       
consultation ) ! ,secret>y ( ! ,treasury
 & ! ,adm9i/rator ( ! ,small ,bus9ess   
,adm9i/ration1 %all issue any rules &   
guidance t are necess>y to c>ry out ?is 
,act1 includ+ by e/abli%+ appropriate   
compliance & report+ requirem5ts1 9     
addition to ! report+ requirem5ts "u    
subsection 7e74  #g4 ,def9itions ,9 ?is 
section3 7#a7 ,cov]$ p]iod ,! t]m cov]$ 
p]iod means ! p]iod beg9n+ on ,may #a1  
#bjbj1 & end+ at ! end ( ,decemb] #ca1  
#bjbj4  7#b7 ,eligible entity ,! t]m    
eligible entity means-- 7,a7 a privately
 held bus9ess entity t-- 7i7 employs n m
 ?an #ej full-"t or full-"t equival5t   
employees2 &  7ii7 7,i7 is physically   
bas$ & locat$ 91 or provides s]vices to1
 a l[-income community or a ,h,u,b,zone2
 or  7,,ii7 has incurr$ damage to real  
or p]sonal prop]ty ( ! bus9ess entity   
dur+ a cov]$ p]iod z a result ( social &
 civil unre/2 &  7iii7 has av]age annual

 receipts 7z det]m9$ 9 accordance )     
section #aba4ajd ( title #ac1 ,code (   
,f$]al ,regulations1 or any successor   
regulation7 ( n m ?an #b1jjj1jjj2  7,b7 
an individual :o op]ates "u a sole      
proprietor%ip1 an individual :o op]ates 
z an indep5d5t contractor1 or any       
eligible self-employ$ individual1 if su*
 an individual has incurr$ damage to    
real or p]sonal prop]ty ( _! bus9ess    
conc]n dur+ a cov]$ p]iod z a result (  
social & civil unre/2  7,c7 a community-
 or work]-own$ coop]ative t-- 7i7 meets 
! requirem5ts ( an eligible coop]ative  
"u section #aje ( ! ,national ,consum]  
,coop]ative ,bank ,act 7#ab ,u4,s4,c4   
#cjae72  7ii7 employs n m ?an #bej      
full-"t or full-"t equival5t employees2 
&  7iii7 is bas$ 91 or provides s]vices 
to1 a l[-income community2  7,d7 an     
eligible nonpr(it organization t-- 7i7  
employs n m ?an #bej full-"t or full-"t 
equival5t employees2  7ii7 has          
#aj1jjj1jjj or less 9 assets2 &  7iii7  
is bas$ 91 or provides s]vices to1 a    

l[-income community2 or  7,e7 any       
non-pr(it entity t is a m9ority-own$ or 
m9ority-s]v+ entity4  7#c7 ,eligible    
self-employ$ individual ,! t]m eligible 
self-employ$ individual has ! mean+ giv5
 su* t]m 9 section #gjjb7;b7 ( !        
,families ,fir/ ,coronavirus ,response  
,act 7,public ,law #aaf-abg74  7#d7     
,entitlem5t community ,! t]m entitlem5t 
community means a metropolitan city or  
urban c\nty1 z su* t]ms are def9$ 9     
section #ajb ( ! ,h\s+ & ,community     
,developm5t ,act ( #aigd 7#db ,u4,s4,c4 
#ecjb74  7#e7 ,environm5tal ju/ice      
community ,! t]m environm5tal ju/ice    
community means a community )           
significant repres5tation ( communities 
( color1 l[-income communities1 or      
,tribal & indig5\s communities1 t       
exp]i5ces1 or is at risk ( exp]i5c+1    
high] or m adv]se human heal? or        
environm5tal effects1 id5tifi$ ?r\gh !  
,environm5tal ,ju/ice ,scre5 ( !        
,environm5tal ,protection ,ag5cy or an  
equival5t mapp+ & scre5+ tool4  7#f7    

,f$]al pov]ty level ,! t]m ,f$]al pov]ty
 level has ! mean+ giv5 ! t]m pov]ty l9e
 9 section #fgc ( ! ,omnibus ,budget    
,reconciliation ,act ( #aiha 7#db       
,u4,s4,c4 #iijb74  7#g7 ,full-"t        
equival5t employees  7,a7 ,9 g5]al ,!   
t]m full-"t equival5t employees means a 
numb] ( employees equal to ! numb]      
det]m9$ by divid+-- 7i7 ! total numb] ( 
h\rs ( s]vice = :i* wages 7 paid by !   
employ] to employees dur+ ! taxable ye>2
 by  7ii7 #bjhj4  7,b7 ,r\nd+ ,! numb]  
det]m9$ "u subp>agraph 7,a7 %all be     
r\nd$ to ! next l[e/ :ole numb] if n    
o!rwise a :ole numb]4  7,c7 ,excess h\rs
 n c\nt$ ,if an employee works 9 excess 
( #b1jhj h\rs ( s]vice dur+ any taxable 
ye>1 su* excess %all n be tak5 into     
acc\nt "u subp>agraph 7,a74  7,d7 ,h\rs 
( s]vice ,! ,secret>y ( ,h\s+ & ,urban  
,developm5t1 9 consultation ) !         
,secret>y ( ,labor1 %all prescribe su*  
regulations1 rules1 & guidance z may be 
necess>y to det]m9e ! h\rs ( s]vice ( an
 employee = purposes ( ?is p>agraph1    

includ+ rules = ! application ( ?is     
p>agraph to employees :o are n comp5sat$
 on an h\rly basis4  7#h7 ,high-pov]ty  
area ,! t]m high-pov]ty area means any  
c5sus tract hav+ a pov]ty rate ( #bj    
p]c5t or high]1 z measur$ by rec5t      
#e-ye> data s]ies available f ! ,am]ican
 ,community ,survey1 z ( ! date ( !     
enactm5t ( ?is ,act4  7#i7 ,h,u,b,zone  
,! t]m ,h,u,b,zone has ! mean+ giv5 !   
t]m hi/orically und]utiliz$ bus9ess zone
 9 section #ca ( ! ,small ,bus9ess ,act 
7#ae ,u4,s4,c4 #feg;a74  7#aj7 ,indian  
tribe ,! t]m ,indian ,tribe has ! mean+ 
giv5 su* t]m 9 section #ajb ( ! ,h\s+ & 
,community ,developm5t ,act ( #aigd 7#db
 ,u4,s4,c4 #ecjb74  7#aa7 ,insul> area  
,! t]m insul> area has ! mean+ giv5 su* 
t]m 9 section #ebjd ( ! ,omnibus ,insul>
 ,areas ,act ( #aiib 7#db ,u4,s4,c4     
#ebjd74  7#ab7 ,l[-income community ,!  
t]m l[-income community has ! mean+ giv5
 su* t]m 9 section #de;,d7e7 ( !        
,int]nal ,rev5ue ,code ( #aihf 7#bf     
,u4,s4,c4 #de;,d7e774  7#ac7 ,m9ority ,!

 t]m m9ority has ! mean+ giv5 su* t]m 9 
section #abjd7;c77#c7 ( ! ,f9ancial     
,in/itutions ,re=m1 ,recov]y1 &         
,en=cem5t ,act ( #aihi 7#ab ,u4,s4,c4   
#ahaa note74  7#ad7 ,m9ority-own$ entity
 ,! t]m m9ority-own$ entity means an    
entity-- 7,a7 m ?an #ej p]c5t ( !       
own]%ip or control ( :i* is held by n   
less ?an #a m9ority2 &  7,b7 m ?an #ej  
p]c5t ( ! net pr(it or loss ( :i*       
accrues to n less ?an #a m9ority4  7#ae7
 ,m9ority-s]v+ entity ,! t]m            
m9ority-s]v+ entity means an in/itution 
( high] education ^: m9ority /ud5t      
enrollm5t is at lea/ #ej p]c5t4 ,su* t]m
 includes ,asian ,am]ican & ,native     
,am]ican ,pacific ,isl&]-s]v+           
in/itutions1 z su* t]m is def9$ 9       
section #cga7;c7 ( ! ,high] ,education  
,act ( #aife 7#bj ,u4,s4,c4 #ajfgq7c774 
7#af7 ,non5titlem5t area2 /ate2 unit (  
g5]al local gov]nm5t ,! t]ms            
non5titlem5t area1 ,/ate1 & unit ( g5]al
 local gov]nm5t h ! mean+s giv5 su* t]ms
 9 section #ajb ( ! ,h\s+ & ,community  

,developm5t ,act ( #aigd 7#db ,u4,s4,c4 
#ecjb74  7#ag7 ,nonpr(it organization ,!
 t]m nonpr(it organization means an     
organization t-- 7,a7 is exempt f       
taxation pursuant to section            
#eja7;c77#c7 ( ! ,int]nal ,rev5ue ,code 
( #aihf 7#bf ,u4,s4,c4 #eja7;c77#c773 & 
7,b7 is-- 7i7 a community developm5t    
organization or a community developm5t  
corporation2  7ii7 a community          
developm5t f9ancial in/itution2  7iii7 a
 community h\s+ organization2  7iv7 a   
*ur* or religi\s organization2  7v7 a   
public *>itable organization2 or  7vi7 a
 private f\ndation4  7#ah7 ,p]si/5t     
pov]ty c\nty ,! t]m p]si/5t pov]ty c\nty
 means any c\nty t has _h #bj p]c5t or m
 ( its population liv+ 9 pov]ty ov] !   
pa/ #cj ye>s1 z measur$ by ! mo/ rec5t  
dec5nial c5suses & ! mo/ rec5t ,small   
,area ,income & ,pov]ty ,e/imates ( !   
,bureau ( ! ,c5sus1 z ( ! date ( !      
enactm5t ( ?is ,act4  7#ai7 ,secret>y ,!
 t]m ,secret>y means ! ,secret>y ( ,h\s+
 & ,urban ,developm5t4  7#bj7 ,wom5-own$

 entity ,! t]m wom5-own$ entity means an
 entity-- 7,a7 m ?an #ej p]c5t ( !      
own]%ip or control ( :i* is held by n   
less ?an #a woman2 &  7,b7 m ?an #ej    
p]c5t ( ! net pr(it or loss ( :i*       
accrues to n less ?an #a woman4