,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #hhe  ,,9 ,,! ,,h\se ,,(            
,,repres5tatives  ,janu>y #cj1 #bjai,mr4
 ,coh5 7= himself1 ,mr4 ,c\rtney1 ,mr4  
,danny ,k4 ,davis ( ,ill9ois1 ,mr4      
,johnson ( ,georgia1 ,mr4 ,mc,nerney1   
,ms4 ,moore1 ,ms4 ,norton1 ,mr4         
,swalwell ( ,cali=nia1 ,ms4 ,titus1 ,mr4
 ,wel*1 & ,mr4 ,y>mu?7 introduc$ !      
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ! ,judici>y  ,a ,,bill    
,to am5d title #aa ( ! ,unit$ ,/ates    
,code to modify ! dis*>geability ( debts
 = c]ta9 educational paym5ts & loans4   
#a4 ,%ort title ,?is ,act may be cit$ z 
! ,private ,/ud5t ,loan ,bankruptcy     
,fairness ,act ( #bjai4  #b4 ,exceptions
 to dis*>ge ,section #ebc7;a77#h7 (     
title #aa1 ,unit$ ,/ates ,code1 is      
am5d$--  7#a7 by /rik+ subp>agraph 7,b72
 &  7#b7 9 subp>agraph 7,a7--  7,a7 9   
clause 7i7-- 7i7 by /rik+ 7i72 &  7ii7  
by ins]t+ any program = :i* sub/antially
 all ( ! funds are provid$ by a aft]    
unit or2 &  7,b7 9 clause 7ii7--  7i7 by

 /rik+ 7ii7 & ins]t+ 7,b72 &  7ii7 by   
/rik+ or at ! end4  #c4 ,effective date2
 application ( am5dm5ts  7a7 ,effective 
date ,except z provid$ 9 subsection 7b71
 ?is ,act & ! am5dm5ts made by ?is ,act 
%all take effect on ! date ( ! enactm5t 
( ?is ,act4  7b7 ,application ( am5dm5ts
 ,! am5dm5ts made by ?is ,act %all apply
 only ) respect to cases comm5c$ "u     
title #aa ( ! ,unit$ ,/ates ,code on or 
aft] ! date ( ! enactm5t ( ?is ,act4