,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #hgdj  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,novemb] #ab1         
#bjbj,mr4 ,fo/] introduc$ ! foll[+ bill2
 :i* 0 ref]r$ to ! ,committee on        
,f9ancial ,s]vices  ,a ,,bill  ,to am5d 
! ,bank ,s]vice ,company ,act to cov]   
cr$it unions to ! same ext5t z su* ,act 
cov]s banks & sav+s associations1 to    
provide ! ,director ( ! ,f$]al ,h\s+    
,f9ance ,ag5cy ) ! au?ority to regulate 
! provision ( s]vices provid$ to !      
,gov]nm5t-sponsor$ ent]prises & ,f$]al  
,home ,loan ,banks1 & = o!r purposes4   
#a4 ,%ort title ,?is ,act may be cit$ z 
! ,/r5g!n+ ,cyb]security = ! ,f9ancial  
,sector ,act ( #bjbj4  #b4 ,inclusion ( 
cr$it unions "u ! ,bank ,s]vice ,company
 ,act ,! ,bank ,s]vice ,company ,act is 
am5d$-- 7#a7 9 section #a7;b7 7#ab      
,u4,s4,c4 #ahfa7;b77-- 7,a7 by am5d+    
p>agraph 7#a7 to read z foll[s3  7#a7 ! 
t]m appropriate ,f$]al bank+ ag5cy--    
7,a7 has ! mean+ giv5 t t]m "u section  
#c ( ! ,f$]al ,deposit ,insurance ,act  

7#ab ,u4,s4,c4 #ahac72 &  7,b7 means !  
,national ,cr$it ,union ,adm9i/ration1 9
 ! case ( a cr$it union2  2  7,b7 by    
am5d+ p>agraph 7#e7 to read z foll[s3   
7#e7 ! t]m insur$ depository            
in/itution-- 7,a7 has ! mean+ giv5 t t]m
 "u section #c ( ! ,f$]al ,deposit      
,insurance ,act 7#ab ,u4,s4,c4 #ahac72 &
  7,b7 means an insur$ cr$it union1 z   
def9$ "u section #aja ( ! ,f$]al ,cr$it 
,union ,act 7#ab ,u4,s4,c4 #ageb72  2   
7,c7 9 p>agraph 7#h71 by /rik+ & at !   
end2  7,d7 9 p>agraph 7#i7-- 7i7 by     
ins]t+ be=e & ! foll[+3 1 sav+s         
association12 &  7ii7 by /rik+ ! p]iod  
at ! end & ins]t+ a semicolon2 &  7,e7  
by add+ at ! end ! foll[+3  7#aj7 ! t]m 
cr$it union means a ,f$]al cr$it union  
or a ,/ate cr$it union2 &  7#aa7 ! t]ms 
insur$ cr$it union1 ,f$]al cr$it union1 
& ,/ate cr$it union h ! mean+ giv5 ^?   
t]ms1 respectively1 "u section #aja ( ! 
,f$]al ,cr$it ,union ,act 7#ab ,u4,s4,c4
 #ageb74  2  7#b7 9 section #b 7#ab     
,u4,s4,c4 #ahfb71 by /rik+ banks or     

sav+s associations & ins]t+ depository  
in/itutions2 &  7#c7 9 section #d 7#ab  
,u4,s4,c4 #ahfd7-- 7,a7 9 subsection    
7c71 by /rik+ ,/ate bank or ,/ate sav+s 
association ea* place su* t]m appe>s &  
ins]t+ ,/ate bank1 ,/ate sav+s          
association1 or ,/ate cr$it union2  7,b7
 9 subsection 7d71 by /rik+ national    
bank or ,f$]al sav+s association ea*    
place su* t]m appe>s & ins]t+ national  
bank1 ,f$]al sav+s association1 or      
,f$]al cr$it union2 &  7,c7 9 subsection
 7f71 by /rik+ banks or sav+s           
associations & ins]t+ depository        
in/itutions4  #c4 ,regulation ( s]vice  
provid]s by ,,fhfa ,subp>t ,a ( "p #b ( 
subtitle ,a ( ! ,f$]al ,h\s+ ,ent]prises
 ,f9ancial ,safety & ,s\ndness ,act (   
#aiib 7#ab ,u4,s4,c4 #deda et seq47 is  
am5d$ by add+ at ! end ! foll[+ new     
section3  #acbi4 ,regulation ( s]vice   
provid]s ,:5ev] a ,f$]al ,home ,loan    
,bank or ent]prise 7or any subsidi>y or 
affiliate ( su* a ,bank or ent]prise7   
causes to be p]=m$ = itself1 by contract

 or o!rwise1 any s]vices1 :e!r on or (f 
its premises-- 7#a7 su* p]=mance %all be
 subject to regulation & exam9ation by !
 ,director to ! same ext5t z if su*     
s]vices 7 be+ p]=m$ by su* ,bank or     
ent]prise itself on its own premises2 & 
7#b7 ! ,bank or ent]prise %all notify ! 
,director ( ! exi/5ce ( ! s]vice        
relation%ip )9 ?irty days aft] ! mak+ ( 
su* s]vice contract or ! p]=mance ( !   
s]vice1 :i*ev] occurs fir/4  4