,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #hfge  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,octob] #bc1 #bjbj,mr4
 ,l\d]milk 7= himself1 ,mr4 ,david      
,scott ( ,georgia1 ,mr4 ,lucas1 ,mr4    
,/iv]s1 ,mr4 ,williams1 ,mr4 ,budd1 ,mr4
 ,ku/(f ( ,t5nessee1 ,mr4 ,holl+swor?1  
,mr4 ,john ,w4 ,rose ( ,t5nessee1 ,mr4  
,riggleman1 & ,mr4 ,taylor7 introduc$ ! 
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,f9ancial ,s]vices  ,a    
,,bill  ,to require ! ,f$]al bank+      
ag5cies to exclude ,pay*eck ,protection 
,program loans f c]ta9 asset            
calculations4  #a4 ,%ort title ,?is ,act
 may be cit$ z ! ,prev5t+ ,regulatory   
,p5alties = ,,ppp ,l5d]s ,act4  #b4     
,exclud+ ,pay*eck ,protection ,program  
loans f c]ta9 asset calculations  7a7 ,9
 g5]al ,= purposes ( det]m9+ capital    
ratios1 deposit insurance premiums1 &   
o!r asset ?re%olds & categories "u      
,f$]al bank+ regulations ) respect to a 
cr$it union1 depository in/itution1 or  
depository in/itution hold+ company )   

less ?an #ae1jjj1jjj1jjj 9 consolidat$  
assets1 ! appropriate ,f$]al bank+ ag5cy
 %all exclude ,pay*eck ,protection      
,program loans4  7b7 ,specific exclusion
 ,subsection 7a7 %all n apply to call   
reports fil$ by a cr$it union1          
depository in/itution1 or depository    
in/itution hold+ company4  7c7 ,rulemak+
 ,n lat] ?an ! end ( ! #cj-;day p]iod   
beg9n+ on ! date ( enactm5t ( ?is ,act1 
! ,f$]al bank+ ag5cies %all issue       
regulations to c>ry out ?is section4    
7d7 ,def9itions ,9 ?is section3 7#a7    
,appropriate ,f$]al bank+ ag5cy ,! t]m  
appropriate ,f$]al bank+ ag5cy-- 7,a7   
has ! mean+ giv5 su* t]m "u section #c (
 ! ,f$]al ,deposit ,insurance ,act2     
7,b7 means ! ,national ,cr$it ,union    
,adm9i/ration1 9 ! case ( a cr$it union2
 &  7,c7 means ! ,bureau ( ,consum]     
,f9ancial ,protection1 = purposes (     
calculat+ asset ?re%olds "u section     
#ajbe & #ajbf ( ! ,consum] ,f9ancial    
,protection ,act ( #bjaj 7#ab ,u4,s4,c4 
#eeae & #eeaf74  7#b7 ,cr$it union ,!   

t]m cr$it union means a ,/ate cr$it     
union & a ,f$]al cr$it union1 z su* t]ms
 are def9$1 respectively1 "u section    
#aja ( ! ,f$]al ,cr$it ,union ,act4     
7#c7 ,f$]al bank+ ag5cies ,! t]m ,f$]al 
bank+ ag5cies means ! ag5cies describ$  
"u p>agraph 7#a74  7#d7 ,f$]al ,deposit 
,insurance ,act t]ms ,! t]m depository  
in/itution1 & depository in/itution     
hold+ company h ! mean+ giv5 ^? t]ms1   
respectively1 "u section #c ( ! ,f$]al  
,deposit ,insurance ,act4  7#e7 ,pay*eck
 ,protection ,program loan ,! t]m       
,pay*eck ,protection ,program loan means
 a loan gu>ante$ "u section #g7;a77#cf7 
( ! ,small ,bus9ess ,act4