,i  #aafth ,,congress  #b;d ,session    
,h4 ,r4 #hffg  ,,in ,,the ,,house ,,of  
,,representatives  ,october #bc1        
#bjbj,mr4 ,johnson of ,georgia 7for     
himself and ,mrs4 ,beatty7 introduced   
the following bill2 which was referred  
to the ,committee on ,financial         
,services  ,a ,,bill  ,to provide that  
all persons shall be entitled to the    
full and equal enjoyment of the goods1  
services1 facilities1 privileges1 and   
accommodations of financial             
institutions4  #a4 ,short title ,this   
,act may be cited as the ,fair ,access  
to ,financial ,services ,act of #bjbj4  
#b4 ,financial institutions  7a7 ,in    
general ,all persons shall be entitled  
to the full and equal enjoyment of the  
goods1 services1 facilities1 privileges1
 and accommodations of any financial    
institution1 as defined in section #hjc 
of the ,payment1 ,clearing1 and         
,settlement ,supervision ,act of #bjaj  
7#ab ,u4,s4,c4 #edfb71 without          
discrimination on the ground of race1   

color1 religion1 national origin1 and   
sex 7including sexual orientation and   
gender identity74  7b7 ,private right of
 action  7#a7 ,in general ,whenever any 
person has engaged or there are         
reasonable grounds to believe that any  
person is about to engage in any act or 
practice prohibited by subsection 7a71 a
 civil action for preventive relief1    
including an application for a permanent
 or temporary injunction1 restraining   
order1 or other order1 may be instituted
 by the person aggrieved4  7#b7 ,costs  
,in any action commenced pursuant to    
this section1 the court1 in its         
discretion1 may allow the prevailing    
party1 other than the ,united ,states1 a
 reasonable attorney's fee as part of   
the costs1 and the ,united ,states shall
 be liable for costs the same as a      
private person4  7#c7 ,jurisdiction ,the
 district courts of the ,united ,states 
shall have jurisdiction of proceedings  
instituted pursuant to this section and 
shall exercise the same without regard  

to whether the aggrieved party shall    
have exhausted any administrative or    
other remedies that may be provided by  
law4  7#d7 ,exclusive means ,the        
remedies provided in this subsection    
shall be the exclusive means of         
enforcing the rights based on this      
section1 but nothing in this section    
shall preclude any individual or any    
,state or local agency from asserting   
any right based on any other ,federal or
 ,state law not inconsistent with this  
section1 including any statute or       
ordinance requiring nondiscrimination in
 goods1 services1 facilities1           
privileges1 and accommodations of any   
financial institution1 or from pursuing 
any remedy1 civil or criminal1 which may
 be available for the vindication or    
enforcement of such right4