,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #hcaa  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,septemb] #ag1 #bjbj  
,mr4 ,rose ( ,new ,york introduc$ !     
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,f9ancial ,s]vices  ,a    
,,bill  ,to require a report reg>d+ !   
pot5tial impacts ( any *anges to !      
risk-rat+ me?odology = ! ,national      
,flood ,insurance ,program ( ! ,f$]al   
,em]g5cy ,managem5t ,ag5cy be=e         
implem5tation1 & = o!r purposes4  #a4   
,%ort title ,?is ,act may be cit$ z !   
,national ,flood ,insurance ,program    
,report+ on ,impact to ,seabo>ds &      
,c\nties ,act ( #bjbj or ! ,,nfip ,,risc
 ,act ( #bjbj4  #b4 ,congressional f9d+s
 ,! ,congress f9ds t--  7#a7 #cj p]c5t (
 ! population ( ! ,unit$ ,/ates & #ej   
p]c5t ( ! gross dome/ic product ( !     
,unit$ ,/ates is locat$ on ! ,atlantic  
coa/ or ! ,gulf ( ,mexico coa/1 areas   
frequ5tly hit by coa/al /orms &         
hurricanes2  7#b7 #ij p]c5t ( all       
natural disa/]s involve flood+2  7#c7   

all #ej ,/ates h exp]i5c$ floods & fla% 
floods betwe5 #bjae & #bjbj2 &  7#d7 9  
"s ,/ates1 enrollm5t 9 ! ,national      
,flood ,insurance ,program has decreas$ 
betwe5 #bj & #ce p]c5t s9ce #bjaa4  #c4 
,report on impacts ( *anges to flood    
insurance me?odology ,n lat] ?an #f     
mon?s be=e implem5t+ any *>geable       
premium rate = flood insurance cov]age  
pursuant to section #acjh ( ! ,national 
,flood ,insurance ,act ( #aifh t is     
relat$ to a *ange 9 flood-risk assessm5t
 me?odology1 ! ,adm9i/rator %all submit 
a report to ,congress reg>d+ su* ef=t4  
,su* report %all include detail$        
in=mation1 by c\nty1 reg>d+ ! me?odology
 & s\rces ( data us$ to calculate new   
rates & an analysis ( ! expect$ impacts1
 by c\nty to ! ext5t applicable1 includ+
 on-- 7#a7 enrollm5t 9 ! ,national      
,flood ,insurance ,program or 9 flood   
insurance cov]age provid$ 9 ! private   
m>ket2  7#b7 *>geable premium rates =   
flood insurance cov]age "u su* ,program1
 :i* %all take into consid]ation !      

actu>ial risk to su* prop]ties & *anges 
to premiums subject to /atutory         
limitations on annual increases2  7#c7  
prop]ty values1 due to fluctuations 9   
premium prices1 & communities 9 high    
flood-risk zones2  7#d7 ! ext5t to :i* !
 numb] ( flood insurance claims on a    
prop]ty w influ5ce ! prop]ty's rat+2    
7#e7 ! f9ances ( ! ,national ,flood     
,insurance ,program2  7#f7 ! community  
rat+ sy/em & flood haz>d area mapp+1    
includ+ ! fund+ = su* sy/ems1 public    
communications ( any su* *anges1 &      
floodpla9 managem5t proc$ures2 &  7#g7  
flood mitigation programs1 includ+      
*anges to flood mitigation grant        
programs result+ f a *ange 9 rat+       
me?odology4