,i  #aafth ,,congress  #b;d ,session    
,h4 ,r4 #hcaa  ,,in ,,the ,,house ,,of  
,,representatives  ,september #ag1 #bjbj
 ,mr4 ,rose of ,new ,york introduced the
 following bill2 which was referred to  
the ,committee on ,financial ,services  
,a ,,bill  ,to require a report         
regarding the potential impacts of any  
changes to the risk-rating methodology  
for the ,national ,flood ,insurance     
,program of the ,federal ,emergency     
,management ,agency before              
implementation1 and for other purposes4 
#a4 ,short title ,this ,act may be cited
 as the ,national ,flood ,insurance     
,program ,reporting on ,impact to       
,seaboards and ,counties ,act of #bjbj  
or the ,,nfip ,,risc ,act of #bjbj4  #b4
 ,congressional findings ,the ,congress 
finds that--  7#a7 #cj percent of the   
population of the ,united ,states and   
#ej percent of the gross domestic       
product of the ,united ,states is       
located on the ,atlantic coast or the   
,gulf of ,mexico coast1 areas frequently

 hit by coastal storms and hurricanes2  
7#b7 #ij percent of all natural         
disasters involve flooding2  7#c7 all   
#ej ,states have experienced floods and 
flash floods between #bjae and #bjbj2   
and  7#d7 in some ,states1 enrollment in
 the ,national ,flood ,insurance        
,program has decreased between #bj and  
#ce percent since #bjaa4  #c4 ,report on
 impacts of changes to flood insurance  
methodology ,not later than #f months   
before implementing any chargeable      
premium rate for flood insurance        
coverage pursuant to section #acjh of   
the ,national ,flood ,insurance ,act of 
#aifh that is related to a change in    
flood-risk assessment methodology1 the  
,administrator shall submit a report to 
,congress regarding such effort4 ,such  
report shall include detailed           
information1 by county1 regarding the   
methodology and sources of data used to 
calculate new rates and an analysis of  
the expected impacts1 by county to the  
extent applicable1 including on-- 7#a7  

enrollment in the ,national ,flood      
,insurance ,program or in flood         
insurance coverage provided in the      
private market2  7#b7 chargeable premium
 rates for flood insurance coverage     
under such ,program1 which shall take   
into consideration the actuarial risk to
 such properties and changes to premiums
 subject to statutory limitations on    
annual increases2  7#c7 property values1
 due to fluctuations in premium prices1 
and communities in high flood-risk      
zones2  7#d7 the extent to which the    
number of flood insurance claims on a   
property will influence the property's  
rating2  7#e7 the finances of the       
,national ,flood ,insurance ,program2   
7#f7 the community rating system and    
flood hazard area mapping1 including the
 funding for such systems1 public       
communications of any such changes1 and 
floodplain management procedures2 and   
7#g7 flood mitigation programs1         
including changes to flood mitigation   
grant programs resulting from a change  

in rating methodology4