,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #hcj  ,,9 ,,! ,,h\se ,,(            
,,repres5tatives  ,janu>y #bi1 #bjai,mr4
 ,g>am5di 7= himself & ,mr4 ,la,malfa7  
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices  ,a 
,,bill  ,to am5d ! ,national ,flood     
,insurance ,act ( #aifh to all[ !       
repair1 expansion1 & con/ruction1 )\t   
elevation1 ( agricultural /ructures     
locat$ 9 special flood haz>d zones1 & = 
o!r purposes4  #a4 ,%ort title ,?is ,act
 may be cit$ z ! ,flood ,insurance =    
,f>m]s ,act ( #bjai4  #b4 ,requirem5ts =
 ,/ate & local l& use controls          
,subsection 7a7 ( section #acae ( !     
,national ,flood ,insurance ,act ( #aifh
 7#db ,u4,s4,c4 #djbb7;a77 is am5d$ by  
add+ at ! end ! foll[+ new p>agraph3    
7#c7 ,all[able local v>iances = c]ta9   
agricultural /ructures  7,a7 ,requirem5t
 ,not)/&+ any o!r provision ( ?is ,act--
 7i7 ! l& use & control measures adopt$ 
pursuant to p>agraph 7#a7 may n1 =      
purposes ( su* p>agraph1 be consid]$ to 

be inadequate or inconsi/5t ) !         
compreh5sive crit]ia = l& managem5t &   
use "u section #acfa because su*        
measures provide t1 9 ! case ( any      
agricultural /ructure t is locat$ 9 an  
area hav+ special flood haz>ds1 a       
v>iance f compliance ) ! requirem5ts to 
elevate or floodpro( su* a /ructure &   
meet+ ! requirem5ts ( subp>agraph 7,b7  
may be grant$2 &  7ii7 ! ,adm9i/rator   
may n susp5d a community f p>ticipation 
9 ! national flood insurance program1 or
 place su* a community on probation "u  
su* program1 because su* l& use &       
control measures provide = su* a        
v>iance4  ,?is subp>agraph %all n limit 
! ability ( ! ,adm9i/rator to take      
en=cem5t action aga9/ a community t does
 n adopt adequate v>iance crit]ia or    
e/abli% prop] en=cem5t me*anisms4  7,b7 
,v>iance2 consid]ations ,! requirem5ts (
 ?is subp>agraph ) respect to a v>iance 
are z foll[s3 7i7 ,! v>iance is grant$  
by an (ficial f a duly con/itut$ ,/ate  
or local zon+ au?ority1 or o!r au?oriz$ 

public body responsible = regulat+ l&   
developm5t or occupancy 9 flood-prone   
areas4  7ii7 ,9 ! case ( new            
con/ruction1 su* (ficial has det]m9$--  
7,i7 t nei!r floodpro(+ nor elevation ( 
! new /ructure to ! base flood elevation
 is practicable2 &  7,,ii7 t ! /ructure 
is n locat$ 9-- 7aa7 a designat$        
regulatory floodway2  7bb7 an area      
riv]w>d ( a levee or o!r flood control  
/ructure2 or  7cc7 an area subject to   
high velocity wave action or seaw>d (   
flood control /ructures4  7iii7 ,9 !    
case ( exi/+ /ructures-- 7,i7 if su*    
/ructure is sub/antially damag$ or 9 ne$
 ( sub/antial repairs or improvem5ts1   
su* (ficial has det]m9$ t nei!r         
floodpro(+ nor elevation to ! base flood
 elevation is practicable2 &  7,,ii7 if 
su* /ructure is locat$ )9 a designat$   
regulatory floodway1 su* (ficial has    
det]m9$ t ! repair or improvem5t does n 
result 9 any increase 9 base flood      
levels dur+ ! base flood dis*>ge4  7iv7 
,su* (ficial has det]m9$ t ! v>iance w n

 result 9 increas$ flood heights1       
additional ?reats to public safety1     
extraord9>y public exp5se1 create       
nuisances1 cause fraud on or            
victimization ( ! public1 or conflict ) 
exi/+ local laws or ord9ances4  7v7 ,n m
 ?an "o claim paym5t exce$+ #a1jjj has  
be5 made = ! /ructure "u flood insurance
 cov]age "u ?is title )9 any p]iod ( #aj
 consecutive ye>s at any "t prior to !  
grant+ ( ! v>iance4  7,c7 ,def9itions ,=
 purposes ( ?is p>agraph1 ! foll[+      
def9itions %all apply3 7i7 ,agricultural
 /ructure ,! t]m agricultural /ructure  
has ! mean+ giv5 su* t]m 9 p>agraph     
7#b77;,d71 except t su* t]m includes n m
 ?an "o s+le-family dwell+ locat$ on !  
same prop]ty z ! agricultural op]ation  
at ! date ( enactm5t ( ?is ,act1 b only 
if su* dwell+ is occupi$ by ! own] or   
op]ator ( ! op]ation4  7ii7 ,floodpro(+ 
,! t]m floodpro(+ means1 ) respect to a 
/ructure1 any comb9ation ( /ructural &  
non-/ructural additions1 *anges1 or     
adju/m5ts to ! /ructure t r$uce or      

elim9ate pot5tial flood damage to real  
e/ate or improv$ real prop]ty1 wat] &   
sanit>y facilities1 /ructures1 or _!    
cont5ts4  4  #c4 ,premium rates ,section
 #acjh ( ! ,national ,flood ,insurance  
,act ( #aifh 7#db ,u4,s4,c4 #djae7 is   
am5d$ by add+ at ! end ! foll[+ new     
subsection3  7n7 ,premium rates = c]ta9 
agricultural /ructures ) v>iances       
,not)/&+ any o!r provision ( ?is ,act1 !
 *>geable premium rate = cov]age "u ?is 
title = any /ructure provid$ a v>iance  
pursuant to section #acae7;a77#c7 %all  
be ! same z ! rate t o!rwise w\ld apply 
to su* /ructure if ! /ructure _h be5 dry
 floodpro($4  4  #d4 ,levee-impact$     
areas ,section #acfj ( ! ,national      
,flood ,insurance ,act ( #aifh 7#db     
,u4,s4,c4 #daja7 is am5d$ by add+ at !  
end ! foll[+ new subsection3  7k7       
,levee-,impact$ areas  7#a7 ,9 g5]al    
,subject only to full implem5tation (   
subp>agraphs 7,a77iii7 & 7,b7 ( section 
#ajjbaf7;b77#a7 ( ! ,bigg]t-,wat]s      
,flood ,insurance ,re=m ,act ( #bjab    

7#db ,u4,s4,c4 #daja;b7b77#a77 & not)/&+
 any o!r provision ( law1 if a community
 t applies to ! ,adm9i/rator = ! remapp+
 ( a levee-impact$ area 9 :i* ! p]t95t  
levee sy/em fails to meet ! national    
flood insurance program's m9imum design1
 op]ation1 & ma9t5ance /&>ds requir$ =  
levee accr$itation on a flood insurance 
rate map--  7,a7 ! ,adm9i/rator %all    
e/abli% flood risk zones = ^? areas on  
su* maps to be kn[n z ,,al zones2 &     
7,b7 flood insurance %all be made       
available to prop]ties locat$ )9 su*    
zones at actu>ial rates bas$ ^u ! risk  
associat$ ) /ructures )9 ! applicable   
,,al zones4  7#b7 ,transition ,be=e !   
,adm9i/rator has develop$ actu>ial rates
 = ! v>i\s ,,al zones1 cov]$ /ructures  
)9 ! portions ( ! community locat$ )9 ! 
levee-impact$ area %all be eligible =   
rates associat$ ) areas ( mod]ate flood 
haz>ds4  4  #e4 ,multiple agricultural  
/ructure policy pilot program  7a7      
,au?ority ,! ,adm9i/rator ( ! ,f$]al    
,em]g5cy ,managem5t ,ag5cy 79 ?is       

section ref]r$ to z ! ,adm9i/rator7 %all
 c>ry out a pilot program "u ?is section
 t provides = ! sale ( contracts = flood
 insurance cov]age "u ! ,national ,flood
 ,insurance ,act ( #aifh t cov] multiple
 non-resid5tial agricultural /ructures1 
z su* t]m is def9$ 9 section            
#acae7;a77#b77;,d7 ( su* ,act 7#db      
,u4,s4,c4 #djbb7;a77#b77;,d771 "u a s+le
 flood insurance policy4  7b7           
,availability 9 regul> program          
communities ,! ,adm9i/rator may provide 
cov]age "u ! pilot program only =       
prop]ties locat$ 9 communities = :i* a  
flood insurance rate map is 9 effect & 9
 :i* ! full limits ( cov]age "u !       
,national ,flood ,insurance ,act ( #aifh
 are available4  7c7 ,limit ( cov]age   
,cov]age provid$ "u ! pilot program %all
 n exce$ #ejj1jjj aggregate liability p]
 policy = cov]age ( /ructures & #ejj1jjj
 aggregate liability p] policy = cov]age
 ( cont5ts4  7d7 ,applicable wait+      
p]iods ,cov]age provid$ "u ! pilot      
program %all comply ) subsection 7c7 (  

section #acjf ( ! ,national ,flood      
,insurance ,act ( #aifh 7#db ,u4,s4,c4  
#djac7;c774  7e7 ,sub/antial con=mance )
 g5]al policy =m  7#a7 ,requirem5ts     
,cov]age provid$ "u ! pilot program %all
 be consi/5t )1 & z sub/antially        
id5tical z possible to1 ! t]ms1         
conditions1 & exclusions f\nd 9 ! ,g5]al
 ,prop]ty ,=m ( ! ,/&>d ,flood          
,insurance ,policy1 z set =? 9 ,app5dix 
,a7#b7 to ,"p #fa ( title #dd1 ,code (  
,f$]al ,regulations4  7#b7              
,implem5tation ,not)/&+ any applicable  
rulemak+ requirem5ts1 to ! ext5t        
necess>y to implem5t ! pilot program "u 
?is section1 ! ,adm9i/rator may issue   
endorsem5ts to ! ,g5]al ,policy ,=m ( ! 
,/&>d ,flood ,insurance ,policy1 z set  
=? 9 ! ,app5dix ref]r$ to 9 p>agraph    
7#a71 except t no su* endorsem5t may be 
issu$ be=e ! expiration ( ! #f-mon?     
p]iod beg9n+ ^u publication ( su*       
endorsem5t 9 ! ,f$]al ,regi/]4  7f7     
,exclusive use ( direct s]vic+ ag5t     
,not)/&+ any o!r provision ( law1 or    

arrangem5ts ent]$ into "u section #acdj 
( ! ,national ,flood ,insurance ,act (  
#aifh 7#db ,u4,s4,c4 #djga71 !          
,adm9i/rator %all sell contracts =      
cov]age "u ! pilot program "u ?is       
section only ?r\gh ! facilities ( !     
,adm9i/rator's direct s]v+ ag5t = !     
national flood insurance program4  7g7  
,limitation on re=mation ( exi/+        
policies ,! ,adm9i/rator may n sell a   
contract = cov]age "u ! pilot program "u
 ?is section = a /ructure t cov]s any   
p]iod dur+ :i* ! /ructure is cov]$ "u   
ano!r contract = insurance cov]age made 
available "u ! ,national ,flood         
,insurance ,act ( #aifh4  7h7 ,rule (   
con/ruction ,no?+ 9 ?is section may be  
con/ru$ to limit or re/rict !           
,adm9i/rator's au?ority to provide1 by  
regulation1 = g5]al t]ms & conditions ( 
flood insurance = multiple /ructures "u 
"o flood insurance policy pursuant to   
sections #acje & #acjf ( ! ,national    
,flood ,insurance ,act ( #aifh 7#db     
,u4,s4,c4 #djab1 #djac74  7i7           

,implem5tation ,! ,adm9i/rator may n    
sell any policy = flood insurance       
cov]age "u ! pilot program "u ?is       
section be=e ! expiration ( ! #f-mon?   
p]iod beg9n+ ^u publication 9 ! ,f$]al  
,regi/] ( notice describ+ ! pilot       
program & sett+ =? ! g5]al t]ms &       
conditions ( endorsem5ts to be sold "u !
 program4  7j7 ,t]m9ation ,! pilot      
program "u ?is section %all t]m9ate ^u1 
& ! ,adm9i/rator may n sell any policy =
 flood insurance cov]age "u ! pilot     
program aft]1 ! expiration ( ! #f-ye>   
p]iod beg9n+ ^u ! date ( ! enactm5t (   
?is ,act4  7k7 ,report to ,congress ,n  
lat] ?an ! expiration ( ! #e-ye> p]iod  
beg9n+ on ! date ( ! enactm5t ( ?is     
,act1 ! ,adm9i/rator %all submit a      
report to ! ,congress describ+ &        
evaluat+ ! pilot program "u ?is section4