,i  #aafth ,,congress  #ast ,session    
,h4 ,r4 #hbb  ,,in ,,the ,,house ,,of   
,,representatives  ,january #bh1        
#bjai,mrs4 ,carolyn ,b4 ,maloney of ,new
 ,york introduced the following bill2   
which was referred to the ,committee on 
the ,judiciary  ,a ,,bill  ,to prohibit 
the sale of a firearm to1 and the       
purchase of a firearm by1 a person who  
is not covered by appropriate liability 
insurance coverage4  #a4 ,short title   
,this ,act may be cited as the ,firearm 
,risk ,protection ,act of #bjai4  #b4   
,prohibitions on sale of firearm to1 and
 purchase of firearm by1 a person not   
covered by appropriate liability        
insurance  7a7 ,prohibitions ,section   
#ibb of title #ah1 ,united ,states      
,code1 is amended by adding at the end  
the following3  7aa7  7#a7  7,a7  7i7   
,it shall be unlawful for a person to   
purchase a firearm unless1 at the time  
of the purchase1 the purchaser presents 
to the seller proof that the purchaser  
is covered by a qualified liability     

insurance policy4  7ii7 ,it shall be    
unlawful for a person to sell a firearm 
unless1 at the time of the sale1 the    
seller verifies that the purchaser is   
covered by a qualified liability        
insurance policy4  7iii7 ,it shall be   
unlawful for a person who owns a firearm
 purchased on or after the effective    
date of this subsection not to be       
covered by a qualified liability        
insurance policy4  7,b7 ,subparagraph   
7,a7 shall not apply to the purchase or 
sale of a firearm for the use of the    
,united ,states or any department or    
agency of the ,united ,states1 or any   
,state or any department1 agency1 or    
political subdivision of a ,state4  7#b7
 ,in paragraph 7#a71 the term qualified 
liability insurance policy means1 with  
respect to the purchaser of a firearm1 a
 policy that-- 7,a7 provides liability  
insurance covering the purchaser        
specifically for losses resulting from  
use of the firearm while it is owned by 
the purchaser2 and  7,b7 is issued by an

 insurer licensed or authorized to      
provide the coverage by the ,state      
insurance regulatory authority for the  
,state in which the purchaser resides4  
4  7b7 ,penalty ,section #ibd of such   
title is amended by adding at the end   
the following3  7q7 ,whoever violates   
section #ibb7;aa7 shall be fined not    
more than #aj1jjj4  4  7c7 ,effective   
date ,the amendments made by this       
section shall apply to conduct engaged  
in after the #ahj-;day period that      
begins with the date of the enactment of
 this ,act4