,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #hafj  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,septemb] #d1         
#bjbj,mr4 ,gre5 ( ,texas 7= himself &   
,ms4 ,wat]s7 introduc$ ! foll[+ bill2   
:i* 0 ref]r$ to ! ,committee on         
,f9ancial ,s]vices  ,a ,,bill  ,to am5d 
! ,dodd-,frank ,wall ,/reet ,re=m &     
,consum] ,protection ,act to require    
,f$]al bank+ regulators to include a    
div]sity & inclusion compon5t 9 ! ,uni=m
 ,f9ancial ,in/itutions ,rat+ ,sy/em1 & 
= o!r purposes4  #a4 ,%ort title ,?is   
,act may be cit$ z ! ,promot+ ,div]sity 
& ,inclusion 9 ,bank+ ,act ( #bjbj4  #b4
 ,div]sity & inclusion rat+s  7a7 ,9    
g5]al ,! ,dodd-,frank ,wall ,/reet ,re=m
 & ,consum] ,protection ,act 7#ab       
,u4,s4,c4 #ecja et seq47 is am5d$ by    
ins]t+ aft] section #cdb ! foll[+3      
#cdb;,a4 ,div]sity & inclusion rat+s    
7a7 ,9 g5]al ,! ,bo>d ( ,gov]nors1 !    
,comptroll] ( ! ,curr5cy1 !             
,corporation1 & ! ,national ,cr$it      
,union ,adm9i/ration ,bo>d1 9 assign+ a 

rat+ to a depository in/itution "u !    
,uni=m ,f9ancial ,in/itutions ,rat+     
,sy/em 7or an equival5t rat+ by any su* 
ag5cy "u a comp>able rat+ sy/em7 %all   
include a div]sity & inclusion compon5t 
t exam9es-- 7#a7 :e!r ! depository      
in/itution has policies 9 place to      
enc\rage div]sity & inclusion 9 ! hir+  
practices ( ! in/itution2  7#b7 :e!r !  
depository in/itution provides tra9+ to 
! employees ( ! in/itution on div]sity &
 inclusion2 &  7#c7 7,a7 ) respect to a 
depository in/itution ) total           
consolidat$ assets ( #a1jjj1jjj1jjj or  
less1 :e!r su* depository in/itution has
 designat$ an individual to s]ve z a    
,div]sity & ,inclusion ,(fic] :o reports
 to ! ,*ief ,executive ,(fic] ( !       
in/itution on all div]sity & inclusion  
matt]s2 or  7,b7 ) respect to a         
depository in/itution ) total           
consolidat$ assets ( m ?an              
#a1jjj1jjj1jjj1 :e!r su* depository     
in/itution-- 7i7 has designat$ an       
individual to s]ve z a ,div]sity &      

,inclusion ,(fic]2 &  7ii7 has e/abli%$ 
a committee = div]sity & inclusion t    
holds meet+s qu>t]ly & t includes 9 its 
memb]%ip ! ,div]sity & ,inclusion ,(fic]
 designat$ "u clause 7i7 & ! ,*ief      
,executive ,(fic] ( ! in/itution4  7b7  
,application to m9ority depository      
in/itutions ,9 c>ry+ out subsection 7a7 
) respect to a m9ority depository       
in/itution 7z def9$ "u section #cjh7;b7 
( ! ,f9ancial ,in/itutions ,re=m1       
,recov]y1 & ,en=cem5t ,act ( #aihi71 !  
,bo>d ( ,gov]nors1 ! ,comptroll] ( !    
,curr5cy1 ! ,corporation1 & ! ,national 
,cr$it ,union ,adm9i/ration ,bo>d %all--
 7#a7 assign su* in/itution ! highe/    
rat+ ) respect to ! div]sity & inclusion
 compon5t describ$ "u subsection 7a72 & 
7#b7 exempt su* in/itution f any        
exam9ation proc$ures relat$ to !        
div]sity & inclusion compon5t describ$  
"u subsection 7a74  4  7b7 ,cl]ical     
am5dm5t ,! table ( cont5ts = !          
,dodd-,frank ,wall ,/reet ,re=m &       
,consum] ,protection ,act is am5d$ by   

ins]t+ aft] ! item relat+ to section    
#cdb ! foll[+3  ,sec4 #cdb;,a4 ,div]sity
 & inclusion rat+s4  4