,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #hjbh  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,augu/ #aa1 #bjbj,mr4 
,vela introduc$ ! foll[+ bill2 :i* 0    
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d ! ,equal  
,cr$it ,opportunity ,act to prohibit    
discrim9ation bas$ on an applicant's    
in/itution ( high] education1 & = o!r   
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,protect ,m9ority ,/ud5t   
,borr[]s ,act4  #b4 ,scope ( prohibition
  7a7 ,prohibit$ discrim9ation ,section 
#gja ( ! ,equal ,cr$it ,opportunity ,act
 7#ae ,u4,s4,c4 #afia7 is am5d$-- 7#a7  
by r$esignat+ subsections 7b7 ?r\gh 7e7 
z subsections 7c7 ?r\gh 7f71            
respectively2 &  7#b7 by ins]t+ aft]    
subsection 7a7 ! foll[+3  7b7 7#a7 ,x   
%all be unlawful = any private education
 l5d] to discrim9ate aga9/ any          
applicant1 ) respect to any aspect ( a  
cr$it transaction1 on ! basis ( !       
in/itution ( high] education an         
applicant int5ds to att5d1 pres5tly     

att5ds1 or previ\sly att5d$1 includ+    
:e!r su* in/itution is a m9ority-s]v+   
in/itution4  7#b7 ,9 ?is subsection3    
7,a7 ,! t]m in/itution ( high] education
 has ! mean+ giv5 su* t]m 9 section     
#aja7;a7 ( ! ,high] ,education ,act (   
#aife 7#bj ,u4,s4,c4 #ajja7;a774  7,b7  
,! t]m m9ority-s]v+ in/itution means an 
in/itution ( high] education describ$ 9 
section #cga7;a7 ( ! ,high] ,education  
,act ( #aife 7#bj ,u4,s4,c4 #ajfgq7a774 
7,c7 ,! t]m private education l5d] has !
 mean+ giv5 su* t]m 9 section #adj7;a7 (
 ! ,tru? ,9 ,l5d+ ,act 7#ae ,u4,s4,c4   
#afej7;a774  4  7b7 ,civil liability    
,section #gjf7;g7 ( ! ,equal ,cr$it     
,opportunity ,act 7#ae ,u4,s4,c4        
#afia;e7g77 is am5d$ by /rik+ section   
#gja7;a7 ea* place x appe>s & ins]t+    
subsection 7a7 or 7b7 ( section #gja4   
7c7 ,con=m+ am5dm5t ,section #fjc7k7 ( !
 ,fair ,cr$it ,report+ ,act 7#ae        
,u4,s4,c4 #afha;a7k77 is am5d$ by /rik+ 
#gja7;d77#f7 ea* place x appe>s & ins]t+
 #gja7;e77#f74  #c4 ,/udy & report on   

l5d+ discrim9ation  7a7 ,/udy ,!        
,comptroll] ,g5]al ( ! ,unit$ ,/ates    
%all conduct a /udy on-- 7#a7 :e!r      
private education l5d]s 7z def9$ 9      
section #adj7;a7 ( ! ,tru? 9 ,l5d+ ,act 
7#ae ,u4,s4,c4 #afej7;a777 discrim9ate  
aga9/ applicants :o int5d to att5d1     
curr5tly att5d1 or previ\sly att5d$     
m9ority-s]v+ in/itutions ( high]        
education 7z describ$ 9 section #cga7;a7
 ( ! ,high] ,education ,act ( #aife 7#bj
 ,u4,s4,c4 #ajfgq7a7772 &  7#b7 ! ext5t 
( su* discrim9ation1 if any4  7b7       
,report ,n lat] ?an #a ye> aft] ! date (
 enactm5t ( ?is ,act1 ! ,comptroll]     
,g5]al ( ! ,unit$ ,/ates %all submit to 
,congress a report t conta9s ! results (
 ! /udy conduct$ "u subsection 7a74