,i  #aafth ,,congress  #ast ,session    
,h4 ,r4 #hjj  ,,in ,,the ,,house ,,of   
,,representatives  ,january #be1        
#bjai,mr4 ,meeks 7for himself1 ,ms4     
,norton1 ,ms4 ,kelly of ,illinois1 ,ms4 
,jackson ,lee1 ,mr4 ,langevin1 ,mr4     
,ryan1 ,mr4 ,brown of ,maryland1 ,mr4   
,vargas1 ,mrs4 ,watson ,coleman1 ,mr4   
,green of ,texas1 ,ms4 ,wasserman       
,schultz1 ,mr4 ,de,saulnier1 ,ms4       
,de,lauro1 ,mr4 ,sires1 ,mr4 ,quigley1  
and ,mr4 ,perlmutter7 introduced the    
following bill2 which was referred to   
the ,committee on ,financial ,services  
,a ,,bill  ,to amend the ,community     
,reinvestment ,act of #aigg to provide  
financial institutions with credit for  
providing assistance during ,government 
shutdowns4  #a4 ,short title ,this ,act 
may be cited as the ,federal ,workers   
,banking ,assistance ,act4  #b4 ,,cra   
credit for providing assistance during  
,government shutdowns ,section #hjd of  
the ,community ,reinvestment ,act of    
#aigg 7#ab ,u4,s4,c4 #bijc7 is amended  

by adding at the end the following3  7e7
 ,assistance during ,government         
shutdowns  7#a7 ,in general ,in         
assessing and taking into account1 under
 subsection 7a71 the record of a        
financial institution1 the appropriate  
,federal financial supervisory agency   
shall consider1 as a factor1 efforts of 
the financial institution to modify     
terms on existing loans1 extend new     
loans with low- to no-interest rates1 or
 the waiving of fees to help covered    
employees1 if such modification or      
extension is done in a safe and sound   
manner4  7#b7 ,guidance ,the appropriate
 ,federal financial supervisory agencies
 shall issue guidance with respect to   
this subsection not later than the end  
of the #g-;day period following--  7,a7 
the date of enactment of this           
subsection2 and  7,b7 any lapse in      
,federal appropriations4  7#c7 ,covered 
employee ,for purposes of this          
subsection1 the term covered employee   
means-- 7,a7 a ,federal or ,district of 

,columbia employee furloughed or        
excepted from such furlough during any  
lapse in ,federal appropriations2 and   
7,b7 a ,federal contractor who1 during  
any lapse in ,federal appropriations1 is
 not receiving pay by reason of such    
lapse4  4