,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #gifc  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,augu/ #g1 #bjbj,mr4  
,emm] 7= himself & ,mr4 ,p]lmutt]7      
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,f9ancial ,s]vices  ,a 
,,bill  ,to am5d ! ,f$]al ,cr$it ,union 
,act to mod]nize c]ta9 processes reg>d+ 
expulsion ( cr$it union memb]s = cause1 
& = o!r purposes4  #a4 ,%ort title ,?is 
,act may be cit$ z ! ,cr$it ,union      
,gov]nance ,mod]nization ,act ( #bjbj4  
#b4 ,expulsion ( ,f$]al cr$it union     
memb]s = cause ,section #aah7;a7 ( !    
,f$]al ,cr$it ,union ,act 7#ab ,u4,s4,c4
 #agfd7;a77 is am5d$-- 7#a7 by /rik+    
,except & ins]t+ 7#a7 ,except2  7#b7 by 
/rik+ by a two-?irds vote ( ! memb]s ( a
 ,f$]al cr$it union pres5t at a special 
meet+ call$ = ! purpose1 b only aft]    
opportunity has be5 giv5 him to be he>d 
& ins]t+ = cause pursuant to a policy   
adopt$ by a majority vote ( a quorum ( !
 directors ( ! ,f$]al cr$it union &     
provid$ 9 writt5 or electronic =m to all

 memb]s ( ! ,f$]al cr$it union2 &  7#c7 
by add+ at ! end ! foll[+3  7#b7 7,a7   
,any memb] expell$ pursuant to ?is      
p>agraph %all-- 7i7 be provid$ ) writt5 
or electronic notice ( ! reason = !     
expulsion2 &  7ii7 be giv5 an           
opportunity to reque/ re9/atem5t (      
memb]%ip & h ! reque/ consid]$ at a     
meet+ ( ! bo>d ( directors1 9 a timely  
mann] aft] ! expulsion4  7,b7 ,no?+ 9   
?is p>agraph may be con/ru$ to require a
 bo>d ( directors to all[ an expell$    
memb] to address ! bo>d 9 p]son or att5d
 ! meet+ describ$ 9 subp>agraph 7,a77ii7
 9 p]son4  7#c7 ,9 ?is subsection1 ! t]m
 cause includes-- 7,a7 a loss to !      
,f$]al cr$it union2  7,b7 a violation ( 
! memb]%ip agreem5t ( ! ,f$]al cr$it    
union2  7,c7 a disruption to ! op]ations
 ( a ,f$]al cr$it union2 &  7,d7 fraud1 
attempt$ fraud1 o!r illegal behavior1 or
 inappropriate behavior1 z def9$ by !   
policy describ$ 9 p>agraph 7#a71 su* z  
physical or v]bal abuse ( ,f$]al cr$it  
union memb]s or /aff4  4