,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #ghaa  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,july #bi1 #bjbj,mr4  
,cunn+ham 7= himself & ,mr4 ,ma/7       
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,vet]ans' ,affairs  ,a 
,,bill  ,to am5d title #ch1 ,unit$      
,/ates ,code1 to provide = a r$uction 9 
loan fees = c]ta9 vet]ans affect$ by    
major disa/]s4  #a4 ,r$uc+ loan fees =  
c]ta9 vet]ans affect$ by major disa/]s  
,section #cgbi7;b77#d7 ( title #ch1     
,unit$ ,/ates ,code1 is am5d$-- 7#a7 by 
/rik+ subp>agraph 7,d71 & ins]t+ !      
foll[+ new subp>agraph 7,d73  7,d7 7i7  
,! t]m initial loan means a loan to a   
vet]an gu>ante$ "u section #cgaj ( ?is  
title or made "u section #cgaa ( ?is    
title if ! vet]an has nev] obta9$ a loan
 gu>ante$ "u section #cgaj or made "u   
section #cgaa ( ?is title4  7ii7 ,if a  
vet]an has obta9$ a loan gu>ante$ "u    
section #cgaj or made "u section #cgaa (
 ?is title & ! dwell+ secur+ su* loan 0 
sub/antially damag$ or de/roy$ by a     

major disa/] decl>$ by ! ,presid5t "u   
section #dja ( ! ,rob]t ,t4 ,/af=d      
,disa/] ,relief & ,em]g5cy ,assi/ance   
,act 7#db ,u4,s4,c4 #eagj71 ! ,secret>y 
%all treat z an initial loan1 z def9$ 9 
clause 7i71 ! next loan ! ,secret>y     
gu>antees or makes to su* vet]an "u     
section #cgaj or #cgaa1 respectively1   
if-- 7,i7 su* loan is gu>ante$ or made  
be=e ! date t is ?ree ye>s aft] ! date  
on :i* ! dwell+ 0 sub/antially damag$ or
 de/roy$2 &  7,,ii7 su* loan is only =  
repairs or con/ruction1 z det]m9$ by !  
,secret>y4  2 &  7#b7 9 subp>agraph     
7,e71 by /rik+ if ! vet]an has previ\sly
 obta9$ a loan gu>ante$ "u section #cgaj
 or made "u section #cgaa ( ?is title & 
ins]t+ t is n an initial loan4