,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #gggg  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,july #bd1 #bjbj,ms4  
,h\lahan 7= h]self1 ,mr4 ,upton1 ,mr4   
,flores1 ,mr4 ,fitzpatrick1 ,mr4 ,wel*1 
,mr4 ,ku/(f ( ,t5nessee1 ,mr4 ,palazzo1 
,mr4 ,evans1 ,mr4 ,c>t] ( ,texas1 ,mr4  
,r\da1 ,mr4 ,b>r1 ,mr4 ,f]guson1 ,mr4   
,gue/1 ,mr4 ,budd1 ,mr4 ,wilson ( ,s\?  
,c>ol9a1 ,mr4 ,williams1 ,mr4 ,lucas1   
,mr4 ,coop]1 ,mr4 ,mc,caul1 ,mr4 ,david 
,p4 ,roe ( ,t5nessee1 ,mr4 ,?ompson (   
,mississippi1 ,mr4 ,bald]son1 ,mr4      
,gibbs1 ,mr4 ,curtis1 ,mr4 ,bi%op (     
,nor? ,c>ol9a1 & ,mr4 ,roy7 introduc$ ! 
foll[+ bill2 :i* 0 ref]r$ to !          
,committee on ,small ,bus9ess  ,a ,,bill
  ,to provide automatic =giv5ess =      
pay*eck protection program loans "u     
#aej1jjj1 & = o!r purposes4  #a4 ,%ort  
title ,?is ,act may be cit$ z ! ,pay*eck
 ,protection ,small ,bus9ess ,=giv5ess  
,act4  #b4 ,loan =giv5ess = ,,ppp loans 
"u #aej1jjj ,section #aajf ( ! ,,c>es   
,act 7,public ,law #aaf-acf7 is am5d$-- 

7#a7 9 subsection 7e71 9 ! matt] prec$+ 
p>agraph 7#a71 by /rik+ ,an eligible &  
ins]t+ ,except z provid$ 9 subsection   
7m71 an eligible2  7#b7 9 subsection    
7f71 by ins]t+ or ! in=mation requir$ "u
 subsection 7m71 z applicable aft]      
subsection 7e72  7#c7 by /rik+          
subsection 7h7 & ins]t+ ! foll[+3  7h7  
,hold h>mless  7#a7 ,9 g5]al ,a l5d] may
 rely on all c]tifications &            
docum5tation submitt$ by an applicant or
 eligible recipi5t pursuant to any      
requirem5t 9 /atute reg>d+ cov]$ loans1 
or rules or guidance promulgat$ to c>ry 
out any action relat+ to cov]$ loans1 f 
an applicant or eligible recipi5t atte/+
 t ! applicant or eligible recipi5t has 
accurately v]ifi$ all docum5tation      
provid$ to ! l5d]4  7#b7 ,no en=cem5t   
action ,) respect to a l5d] t relies on 
! c]tifications & docum5tation describ$ 
9 p>agraph 7#a7-- 7,a7 no en=cem5t or   
o!r action may be tak5 aga9/ ! l5d]     
relat+ to loan orig9ation1 =giv5ess1 or 
gu>antee bas$ on su* reliance1 includ+  

claims "u-- 7i7 ! ,small ,bus9ess ,act  
7#ae ,u4,s4,c4 #fca et seq472  7ii7     
sections #cgbi ?r\gh #cgcc ( title #ca1 
,unit$ ,/ates ,code 7commonly kn[n z !  
,false ,claims ,act72  7iii7 ! ,f9ancial
 ,in/itutions ,re=m1 ,recov]y1 &        
,en=cem5t ,act 7,public ,law #aja-gc72  
7iv7 section #ba ( ! ,f$]al ,deposit    
,insurance ,act 7#ab ,u4,s4,c4 #ahbi;b71
 *apt] #b ( title ,i ( ,public ,law     
#ia-ejh 7#ab ,u4,s4,c4 #aiea et seq471 &
 sub*apt] ,,ii ( *apt] #ec ( title #ca1 
,unit$ ,/ates ,code 7collectively kn[n z
 ! ,bank ,secrecy ,act72 or  7v7 any o!r
 ,f$]al1 ,/ate1 or o!r crim9al or civil 
law or regulation2 &  7,b7 ! l5d] %all n
 be subject to any p5alties relat+ to   
loan orig9ation1 =giv5ess1 or gu>antee  
bas$ on su* reliance4  2 &  7#d7 by add+
 at ! end ! foll[+3  7m7 ,=giv5ess =    
cov]$ loans "u #aej1jjj  7#a7 ,9 g5]al  
,not)/&+ subsection 7e71 ) respect to a 
cov]$ loan made to an eligible recipi5t 
t is n m ?an #aej1jjj1 ! cov]$ loan     
am\nt %all be =giv5 "u ?is section if ! 

eligible recipi5t submits to ! l5d] a   
"o-page onl9e or pap] =m1 to be e/abli%$
 by ! ,adm9i/rator1 t atte/s t !        
eligible recipi5t compli$ ) !           
requirem5ts "u section #g7;a77#cf7 ( !  
,small ,bus9ess ,act 7#ae ,u4,s4,c4     
#fcf7;a77#cf774 ,cov]$ individuals      
7def9$ "u section #djai ( ?is ,act7 are 
n eligible = =giv5ess "u ?is subsection4
  7#b7 ,hold h>mless ,) respect to a    
l5d] t relies on an atte/ation submitt$ 
by an eligible recipi5t "u p>agraph     
7#a71 no en=cem5t action may be tak5    
aga9/ ! l5d] = any falsehoods conta9$ 9 
! atte/ation4  7#c7 ,demographic        
in=mation ,! onl9e or pap] =m e/abli%$  
by ! ,adm9i/rator "u p>agraph 7#a7 %all 
include a means by :i* an eligible      
recipi5t may1 at ! discretion ( !       
eligible recipi5t1 submit demographic   
in=mation ( ! own] ( ! eligible         
recipi5t1 includ+ ! sex1 race1 e?nicity1
 & vet]an /atus ( ! own]4  7#d7         
,exp5diture in=mation ,! =m e/abli%$ by 
! ,adm9i/rator "u p>agraph 7#a7 %all    

include a process by :i* an eligible    
recipi5t may elect to submit in=mation  
ab\t ! use ( ! cov]$ loan1 includ+      
indication ( :e!r ! eligible recipi5t-- 
7,a7 us$ #fj p]c5t or m ( ! cov]$ loan  
am\nt = payroll co/s z def9$ 9 section  
#g7;a77#cf7 ( ! ,small ,bus9ess ,act    
7#ae ,u4,s4,c4 #fcf7;a77#cf772  7,b7 us$
 less ?an #fj p]c5t ( ! cov]$ loan am\nt
 = payroll co/s b is able to docum5t an 
inability to hire or rehire employees z 
describ$ "u subsection 7d77#g77;,a72 or 
7,c7 us$ less ?an #fj p]c5t ( ! cov]$   
loan am\nt = payroll co/s b is able to  
docum5t an inability to return to ! same
 level ( bus9ess activity z describ$ "u 
subsection 7d77#g77;,b74  7n7 ,en=cem5t 
action aga9/ borr[]s ,an eligible       
recipi5t ( a cov]$ loan may only be     
subject to an en=cem5t action or p5alty 
relat+ to loan orig9ation1 =giv5ess1 or 
gu>antee ( ! cov]$ loan if ! eligible   
recipi5t commits fraud or exp5ds cov]$  
loan proce$s on exp5ses t are n all[able
 "u section #g7;a77#cf77;,f7 ( ! ,small 

,bus9ess ,act 7#ae ,u4,s4,c4            
#fcf7;a77#cf77;,f774  4