,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #ggj  ,,9 ,,! ,,h\se ,,(            
,,repres5tatives  ,janu>y #bd1 #bjai,mr4
 ,katko 7= himself1 ,mrs4 ,d+ell1 & ,mr4
 ,l[5?al7 introduc$ ! foll[+ bill2 :i* 0
 ref]r$ to ! ,committee on ! ,judici>y  
,a ,,bill  ,to am5d title #aa ( ! ,unit$
 ,/ates ,code to make /ud5t loans       
dis*>geable4  #a4 ,%ort title ,?is ,act 
may be cit$ z ! ,dis*>ge ,/ud5t ,loans 9
 ,bankruptcy ,act ( #bjai4  #b4         
,exception to dis*>ge ,section #ebc7;a7 
( title #aa1 ,unit$ ,/ates ,code1 is    
am5d$--  7#a7 by /rik+ p>agraph 7#h72 & 
7#b7 by r$esignat+ p>agraphs 7#i7 ?r\gh 
7#ad;,b7 z p>agraphs 7#h7 ?r\gh         
7#ad;,a71 respectively4  #c4 ,con=m+    
am5dm5ts ,title #aa1 ,unit$ ,/ates      
,code1 is am5d$-- 7#a7 9 section        
#gjd7;c77#a77;,c77iv77,i7 by /rik+      
7#ad;,a7 & ins]t+ 7#ad72  7#b7 9 section
 #aajf7;c77#a77;,c77iv77,i7 by /rik+    
7#ad;,a7 & ins]t+ 7#ad72  7#c7 9 section
 #abjb7;c77#a77;,c77iv77,i7 by /rik+    
7#ad;,a7 & ins]t+ 7#ad72 &  7#d7 9      

section #acbh7;a77#b7 by /rik+ 7#h71 or 
7#i7 & ins]t+ or 7#h74  #d4 ,effective  
date2 application ( am5dm5ts  7a7       
,effective date ,except z provid$ 9     
subsection 7b71 ?is ,act & ! am5dm5ts   
made by ?is ,act %all take effect on !  
date ( ! enactm5t ( ?is ,act4  7b7      
,application ( am5dm5ts ,! am5dm5ts made
 by ?is ,act %all apply only ) respect  
to cases comm5c$ "u title #aa ( ! ,unit$
 ,/ates ,code on or aft] ! date ( !     
enactm5t ( ?is ,act4