,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #fhib  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,may #ae1 #bjbj,mrs4  
,beatty introduc$ ! foll[+ bill2 :i* 0  
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d ! ,,c>es  
,act to add requirem5ts = ! ,ma9 ,/reet 
,l5d+ ,program relat$ to non-pr(it      
organizations1 small bus9esses1 m9ority 
depository in/itutions1 & community     
developm5t f9ancial in/itutions1 & = o!r
 purposes4  #a4 ,ma9 ,/reet ,l5d+       
,program requirem5ts  7a7 ,9 g5]al      
,section #djjc7;c77#c77;,d77ii7 ( !     
,,c>es ,act 7#ae ,u4,s4,c4              
#ijdb7;c77#c77;,d77ii77 is am5d$-- 7#a7 
by /rik+ ,no?+ 9 ?is subp>agraph %all   
limit ! discretion ( ! ,bo>d ( ,gov]nors
 ( ! ,f$]al ,res]ve ,sy/em to & ins]t+ !
 foll[+3  7,i7 ,9 g5]al ,! ,bo>d (      
,gov]nors ( ! ,f$]al ,res]ve ,sy/em %all
  2 &  7#b7 by add+ at ! end ! foll[+3  
7,,ii7 ,requirem5ts ,9 c>ry+ out        
subclause 7,i71 ! ,bo>d ( ,gov]nors ( ! 
,f$]al ,res]ve ,sy/em-- 7aa7 %all make  

non-pr(it organizations & in/itutions ( 
high] education 7z su* t]m is def9$ 9   
section #aja7;a7 ( ! ,high] ,education  
,act ( #aife 7#bj ,u4,s4,c4 #ajja7;a777 
eligible = any program or facility      
e/abli%$ "u su* subclause2 &  7bb7      
%all-- 7,,aa7 create a l[-co/ loan      
option tailor$ to ! unique ne$s (       
non-pr(it organizations1 includ+ !      
ability to def] paym5ts )\t             
capitalization ( int]e/2 7,,bb7 solely =
 non-pr(it organizations t pr$om9antly  
s]ve l[-income communities 7z det]m9$ by
 ! ,bo>d ( ,gov]nors71 h ! loans =giv5  
by ! ,secret>y ( ! ,treasury = a simil> 
purpose to ma9ta9 payroll & op]ations   
provid$ "u ! ,pay*eck ,protection       
,program1 not)/&+ subsection 7d77#c72 & 
7,,cc7 make any organization t meets !  
requirem5ts ( section #eja7;c77#d7 ( !  
,int]nal ,rev5ue ,code ( #aihf eligible 
= any facility1 b only if su*           
organization has n made & w n make a    
contribution1 exp5diture1 indep5d5t     
exp5diture1 or electione]+ communication

 7)9 ! mean+s ( su* t]ms "u ! ,f$]al    
,election ,campaign ,act ( #aiga71 & has
 n und]tak5 & w n und]take simil>       
campaign f9ance activities 9 ,/ate &    
local elections2  4  7b7 ,deadl9e ,n    
lat] ?an ! end ( ! #e-;day p]iod beg9n+ 
on ! date ( enactm5t ( ?is ,act1 ! ,bo>d
 ( ,gov]nors ( ! ,f$]al ,res]ve ,sy/em  
%all issue su* rules or take su* o!r    
actions z may be necess>y to implem5t ! 
requirem5ts made by ! am5dm5ts made by  
?is section4  #b4 ,options = small      
bus9esses & non-pr(its "u ! ,ma9 ,/reet 
,l5d+ ,program  7a7 ,9 g5]al ,section   
#djjc7;c77#c77;,d77ii77,,ii7 ( ! ,,c>es 
,act 7#ae ,u4,s4,c4                     
#ijdb7;c77#c77;,d77ii77,,ii771 z add$ by
 section #a1 if fur!r am5d$ by add+ at !
 end ! foll[+3  7cc7 %all provide at    
lea/ "o l[-co/ loan option t small      
bus9esses1 small non-pr(its1 & small    
in/itutions ( high] education 7z su* t]m
 is def9$ 9 section #aja7;a7 ( ! ,high] 
,education ,act ( #aife 7#bj ,u4,s4,c4  
#ajja7;a777 are eligible = t does n h a 

m9imum loan size & includes ! ability to
 def] paym5ts )\t capitalization (      
int]e/1 &1 solely = small non-pr(it     
organizations t pr$om9antly s]ve        
l[-income communities1 z det]m9$ by !   
,f$]al ,res]ve1 h ! loans =giv5 by !    
,dep>tm5t ( ! ,treasury = a simil>      
purpose to ma9ta9 payroll & op]ations   
provid$ "u ! ,pay*eck ,protection       
,program1 not)/&+ section #djjc7;d77#c7 
( ! ,,c>es ,act2  4  7b7 ,deadl9e ,n    
lat] ?an ! end ( ! #e-;day p]iod beg9n+ 
on ! date ( enactm5t ( ?is ,act1 ! ,bo>d
 ( ,gov]nors ( ! ,f$]al ,res]ve ,sy/em  
%all issue su* rules or take su* o!r    
actions z may be necess>y to implem5t ! 
requirem5ts made by ! am5dm5ts made by  
?is section4  #c4 ,treatm5t ( ,c,d,f,is 
"u ! ,ma9 ,/reet ,l5d+ ,program  7a7 ,9 
g5]al ,section                          
#djjc7;c77#c77;,d77ii77,,ii7 ( ! ,,c>es 
,act 7#ae ,u4,s4,c4                     
#ijdb7;c77#c77;,d77ii77,,ii771 z am5d$  
by section #b1 is fur!r am5d$ by add+ at
 ! end ! foll[+3  7dd7 %all au?orize    

community developm5t f9ancial           
in/itutions to be eligible l5d]s "u su* 
program or facility2 &  7ee7 %all       
provide res\rces1 web9>s1 & te*nical    
assi/ance 7us+ funds f su* program or   
facility7 to m9ority depository         
in/itutions & community developm5t      
f9ancial in/itutions t wi% to be        
eligible l5d]s "u su* program or        
facility4  4  7b7 ,deadl9e ,n lat] ?an !
 end ( ! #e-;day p]iod beg9n+ on ! date 
( enactm5t ( ?is ,act1 ! ,bo>d (        
,gov]nors ( ! ,f$]al ,res]ve ,sy/em %all
 issue su* rules or take su* o!r actions
 z may be necess>y to implem5t !        
requirem5ts made by ! am5dm5ts made by  
?is section4