,i  #aafth ,,congress  #b;d ,session    
,h4 ,r4 #fghi  ,,in ,,the ,,house ,,of  
,,representatives  ,may #h1 #bjbj,mr4   
,sherman 7for himself1 ,mr4             
,fitzpatrick1 ,ms4 ,waters1 ,ms4        
,bonamici1 ,mr4 ,gonzalez of ,texas1    
,ms4 ,norton1 ,mr4 ,neguse1 ,mr4        
,correa1 ,mr4 ,lowenthal1 ,mr4 ,van     
,drew1 and ,mr4 ,trone7 introduced the  
following bill2 which was referred to   
the ,committee on ,financial ,services  
,a ,,bill  ,to extend certain temporary 
credit union provisions enacted under   
the ,,cares ,act1 to include an         
exception for disaster area member      
business loans made by insured credit   
unions1 and for other purposes4  #a4    
,short title ,this ,act may be cited as 
the ,access to ,credit for ,small       
,businesses ,impacted by the ,,covid-#ai
 ,crisis ,act of #bjbj4  #b4 ,temporary 
credit union provisions  7a7 ,temporary 
credit union provisions  7#a7 ,extension
 of sunset ,section #djaf7;b77#b7 of the
 ,,cares ,act 7#ab ,u4,s4,c4 #agie;a    

note7 is amended by striking ,december  
#ca1 #bjbj and inserting ,december #ca1 
#bjba4  7#b7 ,conforming amendment      
,section #cjg7;a77#d77;,a7 of the       
,federal ,credit ,union ,act 7#ab       
,u4,s4,c4 #agie;f7a77#d77;,a77 is       
amended by striking ,december #ca1 #bjbj
 and inserting ,december #ca1 #bjba4    
7b7 ,exception for disaster area member 
business loans made by insured credit   
unions  7#a7 ,in general ,section       
#ajg;,a7c77#a77;,b7 of the ,federal     
,credit ,union ,act 7#ab ,u4,s4,c4      
#ageg;a7c77#a77;,b77 is amended-- 7,a7  
in clause 7iv71 by striking or at the   
end2  7,b7 in clause 7v71 by striking   
the period and inserting 2 or2 and  7,c7
 by adding at the end the following3    
7vi7 made by an insured credit union    
that has received a composite rating of 
either #a or #b under the ,uniform      
,financial ,institutions ,rating ,system
 or an equivalent rating under a        
comparable rating system1 the proceeds  
of which will be used to aid in the     

recovery from the ,,covid-#ai pandemic1 
if-- 7,i7 the extension of credit is    
being made during the period beginning  
on the date of enactment of this clause 
and ending #a year after the termination
 date of the emergency declared by the  
,president on ,march #ac1 #bjbj1 under  
section #eja of the ,robert ,t4         
,stafford ,disaster ,relief and         
,emergency ,assistance ,act relating to 
the ,coronavirus ,disease #bjai         
7,,covid-#ai pandemic72 and  7,,ii7 the 
extension of credit does not threaten   
the safety and soundness of the insured 
credit union4  4  7#b7 ,rulemaking ,not 
later than the end of the #cj-;day      
period beginning on the date of the     
enactment of this ,act1 the ,national   
,credit ,union ,administration ,board   
shall issue an interim final rule to    
define-- 7,a7 when an extension of      
credit aids in the recovery from the    
,,covid-#ai pandemic for purposes of    
section #ajg;,a7c77#a77;,b77vi7 of the  
,federal ,credit ,union ,act 7as added  

by paragraph 7#a772 and  7,b7 when such 
extension of credit does not threaten   
the safety and soundness of the         
applicable insured credit union4