,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #ffii  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,may #e1 #bjbj,ms4    
,ku/] ( ,new ,hamp%ire 7= h]self1 ,mr4  
,fitzpatrick1 ,mr4 ,lyn*1 ,mrs4 ,beatty1
 ,ms4 ,p+ree1 ,ms4 ,dean1 ,miss ,rice ( 
,new ,york1 ,mr4 ,cicill9e1 ,mrs4       
,dem+s1 ,mr4 ,ryan1 ,ms4 ,h\lahan1 ,ms4 
,lee ( ,cali=nia1 ,mr4 ,kilm]1 ,ms4     
,sewell ( ,alabama1 ,mr4 ,pappas1 ,mr4  
,wel*1 ,ms4 ,m5g1 ,mr4 ,v>gas1 ,mrs4    
,napolitano1 ,mr4 ,rask91 ,mr4 ,l[5?al1 
& ,ms4 ,jackson ,lee7 introduc$ ! foll[+
 bill2 :i* 0 ref]r$ to ! ,committee on  
,education & ,labor1 & 9 addition to !  
,committees on ,f9ancial ,s]vices1 &    
,ways & ,means1 = a p]iod to be         
subsequ5tly det]m9$ by ! ,speak]1 9 ea* 
case = consid]ation ( su* provisions z  
fall )9 ! jurisdiction ( ! committee    
conc]n$  ,a ,,bill  ,to e/abli% a       
commission to det]m9e ess5tial employm5t
 dur+ ! ,,covid-#ai crisis p]iod &      
provide loan repaym5t & education cr$it 
to work]s employ$ 9 su* ess5tial        

employm5t dur+ su* crisis1 & = o!r      
purposes4  #a4 ,%ort title2 table (     
cont5ts  7a7 ,%ort title ,?is ,act may  
be cit$ z ! ,opportunities = ,h]oes ,act
 ( #bjbj4  7b7 ,table ( cont5ts ,! table
 ( cont5ts = ?is ,act are z foll[s3     
,sec4 #a4 ,%ort title2 table (          
cont5ts4,sec4 #b4 ,def9itions4,title    
,i--,commission on ,ess5tial            
,employment,sec4 #aja4 ,commission      
e/abli%$4,title ,,ii--,borr[]           
,relief,sec4 #bja4 ,/ud5t loan relief z 
a result ( ess5tial "w dur+ !           
,,covid-#ai crisis p]iod4,sec4 #bjb4    
,ess5tial work] cr$it4,sec4 #bjc4       
,notification to borr[]s4,sec4 #bjd4    
,data to implem5t4,sec4 #bje4 ,memor&ums
 ( und]/&+4,sec4 #bjf4 ,exclusion f     
gross income4,sec4 #bjg4 ,transf] (     
b5efits to survivors ( ess5tial work]s4 
#b4 ,def9itions ,9 ?is ,act3 7#a7 ,cov]$
 loan ,! t]m cov]$ loan means-- 7,a7 a  
loan made1 insur$1 or gu>ante$ "u "p ,b 
( title ,,iv ( ! ,high] ,education ,act 
( #aife 7#bj ,u4,s4,c4 #ajga et seq472  

7,b7 a loan made "u "p ,d ( title ,,iv (
 ! ,high] ,education ,act ( #aife 7#bj  
,u4,s4,c4 #ajhg;a et seq472 &  7,c7 a   
,f$]al ,p]k9s ,loan made pursuant to "p 
,e ( title ,,iv ( ! ,high] ,education   
,act ( #aife 7#bj ,u4,s4,c4 #ajhg;aa et 
seq474  7#b7 ,,covid-#ai crisis p]iod ,!
 t]m ,,covid-#ai crisis p]iod means !   
p]iod beg9n+ ,janu>y #bg1 #bjbj1 & end+ 
,decemb] #ca1 #bjbj4  7#c7 ,ess5tial    
work] ,! t]m ess5tial work] means an    
individual :o-- 7,a7 0 employ$ 9 an     
ess5tial employm5t area 7z publi%$ 9 !  
li/ requir$ "u section #aja7;b77#a77 = n
 less ?an #dhj h\rs 9 a #abj-;day       
consecutive p]iod dur+ ! ,,covid-#ai    
crisis p]iod2  7,b7 0 employ$ 9 an      
ess5tial employm5t area 7z publi%$ 9 !  
li/ requir$ "u section #aja7;b77#a77 b 0
 unable to complete #dhj h\rs ( "w 9 a  
#abj-;day consecutive p]iod due to !    
diagnosis or suspect$ case ( ,,covid-#ai
 ) respect to su* individual or ! family
 memb] 7a *ild1 sp\se1 gr&p>5t1 or      
relative t lives 9 ! prim>y resid5ce ( !

 ess5tial work]7 ( su* individual = :i* 
su* individual provid$ c>e2 or  7,c7 0  
employ$ 9 an ess5tial employm5t area 7z 
publi%$ 9 ! li/ requir$ "u section      
#aja7;b77#a77 b 0 unable to complete    
#dhj h\rs ( "w 9 a #abj-;day consecutive
 p]iod due p]i%+ f ,,covid-#ai or a     
suspect$ case ( ,,covid-#ai4  7#d7      
,private education loan ,! t]m private  
education loan has ! mean+ giv5 ! t]m 9 
section #adj ( ! ,tru? 9 ,l5d+ ,act 7#ae
 ,u4,s4,c4 #afej74  7#e7 ,qualifi$      
borr[] ,! t]m qualifi$ borr[] means--   
7,a7 a borr[] ( a cov]$ loan or a       
private education loan2 &  7,b7 :o is an
 ess5tial work]4  7#f7 ,secret>ies      
conc]n$ ,! t]m ,secret>ies conc]n$      
means-- 7,a7 ! ,secret>y ( ,education1 )
 respect to cov]$ loans & borr[]s ( su* 
cov]$ loans2 &  7,b7 ! ,secret>y ( !    
,treasury1 ) respect to private         
education loans & borr[]s ( su* private 
education loans4  7#g7 ,in/itution (    
high] education ,! t]m in/itution (     
high] education means an in/itution (   

high] education1 z def9$ 9 section #aja1
 or a po/second>y vocational in/itution1
 z def9$ 9 section #ajb7;c71 ( ! ,high] 
,education ,act4  7#h7 ,work=ce         
developm5t program ,! t]m work=ce       
developm5t program means a program (    
tra9+ s]vices1 provid$ ?r\gh an eligible
 tra9+ provid]1 z describ$ "u section   
#abb7;d7 ( ! ,work=ce ,innovation &     
,opportunity ,act4  7#i7 ,cont9u+ m$ical
 education ,! t]m cont9u+ m$ical        
education means educational activities  
:i* s]ve to ma9ta91 develop1 or increase
 ! k1 skills1 & pr(essional p]=mance &  
relation%ips t a physician uses to      
provide s]vices = pati5ts1 ! public or !
 pr(ession4 ,! cont5t ( cont9u+ m$ical  
education is ! body ( k & skills g5]ally
 recogniz$ & accept$ by ! pr(ession z )9
 ! basic m$ical sci5ces1 ! discipl9e (  
cl9ical m$ic9e & ! provision ( heal? c>e
 to ! public4  ,i ,commission on        
,ess5tial ,employm5t  #aja4 ,commission 
e/abli%$  7a7 ,e/abli%m5t ,n less ?an   
#cj days aft] ! date ( ! enactm5t ( ?is 

,act1 ! ,secret>y ( ,labor %all e/abli% 
a commission to be kn[n z ! ,ess5tial   
,employm5t ,commission 79 ?is ,act      
ref]r$ to z ! ,commission74  7b7 ,duty (
 ! ,commission  7#a7 ,9 g5]al ,n lat]   
?an #ij days aft] ! date ( ! enactm5t ( 
?is ,act1 ! ,commission %all1 publi% a  
li/ ( ! types ( employm5t t are ess5tial
 dur+ ! ,,covid-#ai crisis p]iod4  7#b7 
,consid]ations ,9 det]m9+ ! types (     
employm5t t are ess5tial "u p>agraph    
7#a71 ! ,commission %all consid] :e!r-- 
7,a7 ! employm5t protect$ ! heal?1      
safety1 or well-be+ ( ! ,am]ican public2
 &  7,b7 ! employm5t involv$ consid]able
 risk ( exposure to ,,covid-#ai4  7#c7  
,c]ta9 employm5t requir$ ess5tial ,!    
,commission %all det]m9e ! foll[+ types 
( employm5t to be ess5tial "u p>agraph  
7#a73 7,a7 ,employm5t 9 ! sale ( food & 
ph>maceuticals1 includ+ employm5t by    
groc]y /ores1 ph>macies1 conv5i5ce      
/ores1 & o!r bus9esses t prim>ily sell  
food & bev]ages4  7,b7 ,employm5t 9 !   
field ( heal?c>e1 includ+ z a home heal?

 aid or a ph>maci/4  7,c7 ,employm5t z a
 firefight] or em]g5cy m$ical te*nician4
  7,d7 ,employm5t z an em]g5cy          
respond]s1 includ+ a p>am$ic4  7,e7     
,employm5t at a #iaa call c5t]4  7,f7   
,employm5t 9 heal? manufactur+ =        
ess5tial m$ical products1 includ+       
p]sonal protective equipm5t1 isolation  
b>ri]s1 m$ical gases1 ph>maceuticals1   
blood & blood products1 vacc9es1 te/+   
mat]ials1 laboratory supplies1 clean+1  
sanitiz+1 dis9fect+ or /]ilization      
supplies1 & tissue & pap] t[el products4
  7,g7 ,employm5t 9 manufactur+ (       
mat]ials & products necess>y to produce 
! products describ$ 9 subp>agraph 7,f74 
7,h7 ,employm5t 9 produc+1 h>ve/+1 or   
process+ agricultural goods1 meat1      
p\ltry1 & dairy products = human        
consumption4  7,i7 ,employm5t 9         
cafet]ias t s]ve o!r ess5tial work]s1   
m$ical pati5ts1 /ud5ts1 or vuln]able    
populations1 includ+ ! homeless4  7,j7  
,employm5t 9 po/al1 p>cel1 c\ri]1       
la/-mile deliv]y1 & %ipp+4  7,k7        

,employm5t 9 ! di/ribution or deliv]y ( 
food1 ph>maceuticals1 or m$ical         
products4  7,l7 ,employm5t 9 ! deliv]y (
 pre-cook$ food4  7,m7 ,employm5t 9 !   
fields ( rese>*1 developm5t1 & te/+     
relat$ to ,,covid-#ai4  7,n7 ,employm5t 
9 security & sanitation ( locations :]e 
o!r ess5tial work]s are employ$4  7,o7  
,employm5t 9 provid+ *ild c>e = *ildr5 (
 o!r ess5tial work]s4  7,p7 ,employm5t 9
 transportation1 includ+ z a truck      
driv]1 bus driv]1 dispat*]1 ma9t5ance & 
repair te*nician1 w>eh\se work]1 truck  
/op or re/ area work]1 t[+ & recov]y    
s]vice employee1 roadside assi/ance     
work]1 int]modal transportation         
p]sonnel1 ma9t5ance work]1 taxi driv]1  
vehicle r5tal s]vice provid]1 c>-%>+    
driv]1 transportation network provid]1  
air traffic controll]1 ma9t5ance        
p]sonnel1 ramp work]1 aviation or       
a]ospace safety work]1 pilot or flight  
crew1 op]ations p]sonnel1 or accid5t    
inve/igations p]sonnel4  7,q7 ,employm5t
 z a social work]4  7,r7 ,employm5t 9   

mortu>y s]vices1 includ+ cremation1     
burial1 c(f9 mak+1 & fun]al home        
s]vices4  7,s7 ,employm5t z a community 
advocate = survivors ( dome/ic & sexual 
viol5ce4  7,t7 ,employm5t z a law       
en=cem5t or corrections (fic]4  7c7     
,composition ,! ,commission %all include
 ! foll[+ memb]s3 7#a7 ,! ,secret>y (   
,heal? & ,human ,s]vices 7or designee74 
7#b7 ,! ,secret>y ( ,homel& ,security   
7or designee74  7#c7 ,! ,secret>y (     
,education 7or designee74  7#d7 ,!      
gov]nors ( ! ?ree ,/ates ) ! highe/     
incid5ces ( ,,covid-#ai on ! date (     
enactm5t ( ?is ,act 7or a designee = ea*
 su* gov]nor74  7#e7 ,?ree              
repres5tatives f national labor         
organizations c]tifi$ by ! ,national    
,labor ,relations ,bo>d1 ,national      
,m$iation ,bo>d1 ,f$]al ,labor          
,relations ,au?ority1 or ,/ate ag5cies )
 simil> jurisdiction & au?ority4  7#f7  
,a memb] ( ! ,u4,s4 ,h\se (             
,repres5tatives appo9t$ by ! ,speak] ( !
 ,h\se ( ,repres5tatives 7or designee74 

7#g7 ,a memb] ( ! ,s5ate appo9t$ by !   
majority lead] ( ! ,s5ate 7or designee74
  7#h7 ,a physician4  7d7 ,t]m9ation ,! 
,commission %all t]m9ate on ! date ! li/
 requir$ "u subsection 7b77#a7 is       
publi%$4  ,,ii ,borr[] ,relief  #bja4   
,/ud5t loan relief z a result ( ess5tial
 "w dur+ ! ,,covid-#ai crisis p]iod  7a7
 ,9 g5]al ,n lat] ?an #a ye> aft] ! date
 ! li/ requir$ "u section #aja7;b77#a7  
is publi%$1 ! ,secret>ies conc]n$ %all  
jo9tly c>ry out a program "u :i* a      
qualifi$ borr[]1 ) respect to ! cov]$   
loans & private education ( loans ( su* 
qualifi$ borr[]1 %all be eligible to    
receive 9 accordance ) subsection 7b7 an
 am\nt equal to ! less] ( ! foll[+3 7#a7
 ,! total am\nt ( ea* cov]$ loan & ea*  
private education loan ( ! borr[] & !   
total am\nt ( ea* cov]$ loan ( ! sp\se  
or *ildr5 ( ! ess5tial work]4  7#b7     
#be1jjj4  7b7 ,election by borr[] ,a    
qualifi$ borr[] may elect to apply !    
am\nt det]m9$ ) respect to su* borr[] "u
 subsection 7a7 to-- 7#a7 any cov]$ loan

 ( ! borr[]2  7#b7 any private education
 loan ( ! borr[]2  7#c7 any cov]$ loan  
or private education loan ( ! sp\se or  
*ild ( ! borr[]2 &  7#d7 any comb9ation 
( ! loans describ$ 9 p>agraphs 7#a7     
?r\gh 7#c74  #bjb4 ,ess5tial work] cr$it
  7a7 ,9 g5]al ,! ,secret>y ( !         
,treasury %all make available to ea*    
ess5tial work] an am\nt equal to-- 7#a7 
#be1jjj2 m9us  7#b7 ! am\nt ! ess5tial  
work] receiv$ "u section #bja7;a74  7b7 
,use ( cr$it ,! am\nt an ess5tial work] 
receives "u subsection 7a7 may only be  
us$ to att5d an in/itution ( high]      
education1 a work=ce developm5t program1
 or cont9u+ m$ical education 7z def9$ 9 
section #b7 by ! ess5tial work] & _!    
sp\se or *ildr54  7c7 ,availability ,!  
am\nt available to an ess5tial work] "u 
subsection 7a7 may be us$ 9 accordance )
 subsection 7b7 n lat] ?an ,decemb] #ca1
 #bjgj4  #bjc4 ,notification to borr[]s 
,n lat] ?an #cj days aft] ! date        
describ$ 9 section #bja7;a71 !          
,secret>ies conc]n$ %all notify ea*     

qualifi$ borr[] & ess5tial work] (--    
7#a7 ! requirem5ts to provide loan      
relief & ess5tial work] cr$its to       
ess5tial work]s & _! *ildr5 or sp\se "u 
?is title2  7#b7 ! opportunity = su* a  
borr[] to make an election "u section   
#bja7;b7 ) respect to ! application (   
su* loan relief to ! cov]$ loans &      
private education loans ( su* borr[] &  
_! *ildr5 or sp\se2 &  7#c7 !           
opportunity = su* an ess5tial work] & _!
 *ildr5 or sp\se to receive a cr$it "u  
section #bjb4  #bjd4 ,data to implem5t  
7a7 ,secret>y ( ,education ,contractors 
( ! ,secret>y ( ,education & l5d]s1     
in/itutions t are hold]s ( loans made "u
 "p ,e1 & gu>anty ag5cies hold+ loans   
made1 insur$1 or gu>ante$ "u "p ,b %all 
report1 to ! satisfaction ( ! ,secret>y 
( ,education1 ! in=mation necess>y to   
calculate ! am\nt to be appli$ "u       
sections #bja & #bjb4  7b7 ,secret>y (  
,treasury ,hold]s & s]vic]s ( private   
education loans %all report1 to !       
satisfaction ( ! ,secret>y ( !          

,treasury1 ! in=mation necess>y to      
calculate ! am\nt to be appli$ "u       
sections #bja & #bjb4  7c7 ,report to   
,congress ,n lat] ?an #b ye>s aft] !    
date ( ! enactm5t ( ?is ,act & e        
subsequ5t #e ye>s until #bjgj1 !        
,secret>ies %all jo9tly submit to       
,congress a report on ! implem5tation ( 
?is ,act4  #bje4 ,memor&ums ( und]/&+ ,!
 ,secret>ies conc]n$ %all ent] into a   
memor&um ( und]/&+ to c>ry out ?is title
 & to %>e any in=mation necess>y to c>ry
 out ?is title4  #bjf4 ,exclusion f     
gross income  7a7 ,9 g5]al ,"p ,,iii (  
sub*apt] ,b ( *apt] #a ( ! ,int]nal     
,rev5ue ,code ( #aihf is am5d$ by ins]t+
 aft] section #aci;,h ! foll[+ new      
section3  #aci;,i4 ,ess5tial work]      
paym5ts dur+ ,,covid-#ai crisis p]iod   
,gross income %all n include any paym5t 
made on behalf ( ! taxpay] "u section   
#bja & #bjb ( ! ,opportunities = ,h]oes 
,act ( #bjbj4  4  7b7 ,cl]ical am5dm5t  
,! table ( sections = "p ,,iii (        
sub*apt] ,b ( *apt] #a ( ! ,int]nal     

,rev5ue ,code ( #aihf is am5d$ by ins]t+
 aft] ! item relat+ to section #aci;,h !
 foll[+ new item3  ,sec4 #aci;,i4 ,/ud5t
 loan paym5ts result+ f ! ,,covid-#ai   
national em]g5cy4  4  7c7 ,effective    
date ,! am5dm5ts made by ?is section    
%all apply to taxable ye>s beg9n+ aft]  
,decemb] #ca1 #bjai4  #bjg4 ,transf] (  
b5efits to survivors ( ess5tial work]s  
,! ,secret>ies ( ,treasury & ,education 
%all develop a process = ! sp\se &      
*ildr5 ( ess5tial work]s :o di$ due to  
,,covid-#ai to receive b5efits "u       
sections #bja & #bjb4