,i  #aafth ,,congress  #b;d ,session    
,h4 ,r4 #fede  ,,in ,,the ,,house ,,of  
,,representatives  ,april #ag1 #bjbj    
,mrs4 ,murphy of ,florida 7for herself1 
,ms4 ,shalala1 and ,mr4 ,soto7          
introduced the following bill2 which was
 referred to the ,committee on ,ways and
 ,means  ,a ,,bill  ,to amend the       
,internal ,revenue ,code of #aihf to    
provide an age rating adjustment to the 
applicable percentage used to determine 
the credit for coverage under qualified 
health plans4  #a4 ,short title ,this   
,act may be cited as the ,health        
,insurance ,marketplace ,affordability  
,act of #bjbj4  #b4 ,age rating         
adjustment to applicable percentage used
 to determine the credit for coverage   
under qualified health plans  7a7 ,in   
general ,section #cf;,b7b77#c77;,a7 of  
the ,internal ,revenue ,code of #aihf is
 amended by adding at the end the       
following new clause3  7iii7 ,age rating
 adjustment ,for purposes of this       
subparagraph-- 7,i7 ,in general ,the    

applicable percentage otherwise         
determined under clause 7i7 shall be    
multiplied by the age adjustment value  
determined under subclause 7,,ii74      
7,,ii7 ,age adjustment value ,the age   
adjustment value for any taxpayer is the
 average of the age rate adjustments for
 all individuals which have coverage    
described in paragraph 7#b77;,a7 with   
respect to the taxpayer1 divided by the 
maximum age rate adjustment allowed     
under section #bgja7;a77#a77;,a77iii7 of
 the ,public ,health ,service ,act4     
7,,iii7 ,age rate adjustment ,the age   
rate adjustment for any individual shall
 be determined using a single national  
age rating curve which shall be         
specified in guidance by the ,secretary 
of ,health and ,human ,services and     
shall reflect market patterns in the    
individual market in accordance with    
section #bgja7;a77#a77;,a77iii7 of the  
,public ,health ,service ,act4  4  7b7  
,effective date ,the amendment made by  
this section shall apply to taxable     

years beginning after the date on which 
the single national age rating curve    
referred to in section                  
#cf;,b7b77#c77;,a77iii77,,iii7 of the   
,internal ,revenue ,code of #aihf 7as   
added by this section7 is specified by  
the ,secretary of ,health and ,human    
,services4