,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #fccc  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,m>* #bc1 #bjbj,mrs4  
,beatty introduc$ ! foll[+ bill2 :i* 0  
ref]r$ to ! ,committee on ,small        
,bus9ess1 & 9 addition to ! ,committee  
on ,f9ancial ,s]vices1 = a p]iod to be  
subsequ5tly det]m9$ by ! ,speak]1 9 ea* 
case = consid]ation ( su* provisions z  
fall )9 ! jurisdiction ( ! committee    
conc]n$  ,a ,,bill  ,to e/abli% a ,small
 ,bus9ess ,f9ancial ,assi/ance ,program 
to support small bus9esses dur+ !       
,,covid-#ai em]g5cy1 & = o!r purposes4  
#a4 ,small ,bus9ess ,f9ancial ,assi/ance
 ,program  7a7 ,9 g5]al ,! ,secret>y ( !
 ,treasury %all e/abli% a ,small        
,bus9ess ,f9ancial ,assi/ance ,program  
"u :i* ! ,secret>y %all provide loans & 
loan gu>antees to small bus9esses4  7b7 
,application ,9 mak+ loans & loan       
gu>antees "u ?is section1 ! ,secret>y   
%all-- 7#a7 provide a simple application
 process = borr[]s2 &  7#b7 e/abli% cle>
 & easy to und]/& und]writ+ /&>ds = su* 

loans4  7c7 ,z]o-,int]e/ loans ,loans   
made by or gu>ante$ by ! ,secret>y "u   
?is section %all be z]o-int]e/ loans1 if
 ! small bus9ess receiv+ su* loan does n
 involunt>ily t]m9ate any employee ( !  
small bus9ess dur+ ! ,,covid-#ai        
em]g5cy4  7d7 ,advance  7#a7 ,9 g5]al   
,^u reque/ f an applicant = a loan "u   
?is section1 ! ,secret>y may provide to 
su* applicant an advance1 9 ca%1 to su* 
applicant4  7#b7 ,am\nt ,an advance     
provid$ "u p>agraph 7#a7 %all be 9 an   
am\nt equal to ! rev5ue ( ! applicant = 
! p]iod beg9n+ ,janu>y #a1 #bjbj1 & end+
 ,janu>y #ca1 #bjbj4  7#c7 ,proc$ures   
7,a7 ,review ,! ,secret>y %all h #a week
 f ! receipt ( a reque/ = an advance "u 
p>agraph 7#a7 to conduct a risk         
assessm5t ( ! applicant to det]m9e :e!r 
to approve or d5y su* reque/4  7,b7     
,approval ,if ! ,secret>y does n d5y a  
reque/ "u subp>agraph 7,a71 ! advance   
%all be directly deposit$ into ! acc\nt 
id5tifi$ by ! applicant4  7,c7 ,rema9+  
funds ,n lat] ?an #d weeks aft] approv+ 

a reque/ ( an applicant "u subp>agraph  
7,a71 ! ,secret>y %all disburse ! rema9+
 funds to su* applicant4  7e7 ,=giv5ess 
,if a small bus9ess t receives a loan or
 loan gu>antee "u ?is section           
demon/rates to ! ,secret>y t ! numb] (  
full-"t employees ( su* small bus9ess on
 ! date su* small bus9ess submitt$ an   
application "u ?is section is great] ?an
 or equal to ! numb] ( full-"t employees
 ( su* small bus9ess on ! date t is #a  
ye> aft] ! date ( su* submission1 !     
,secret>y %all =give ! rema9+ out/&+    
pr9cipal & int]e/ on su* loan or loan   
gu>antee4  7f7 ,fund+ ,! ,secret>y %all 
use #ej1jjj1jjj1jjj f ! ,ex*ange        
,/abilization ,fund1 )\t fur!r          
appropriation1 to c>ry out ?is section4 
7g7 ,def9itions ,9 ?is section3 7#a7    
,,covid-#ai em]g5cy ,! t]m ,,covid-#ai  
em]g5cy means ! p]iod t-- 7,a7 beg9s on 
! decl>ation ( ! em]g5cy decl>$ on ,m>* 
#ac1 #bjbj1 by ! ,presid5t "u ! ,rob]t  
,t4 ,/af=d ,disa/] ,relief & ,em]g5cy   
,assi/ance ,act 7#db ,u4,s4,c4 #daba et 

seq47 relat+ to ! ,coronavirus ,disease 
#bjai 7,,covid-#ai7 p&emic2 &  7,b7 ends
 on ! t]m9ation by ! ,f$]al ,em]g5cy    
,managem5t ,ag5cy ( su* em]g5cy4  7#b7  
,small bus9ess ,! t]m small bus9ess     
means-- 7,a7 a small bus9ess conc]n 7z  
def9$ "u section #c ( ! ,small ,bus9ess 
,act 7#ae ,u4,s4,c4 #fcb72  7,b7 a      
family f>m2 &  7,c7 an indep5d5t        
contractor4