,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #fbib  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,m>* #ai1 #bjbj,ms4   
,jackson ,lee introduc$ ! foll[+ bill2  
:i* 0 ref]r$ to ! ,committee on ,small  
,bus9ess1 & 9 addition to ! ,committee  
on ,transportation & ,infra/ructure1 = a
 p]iod to be subsequ5tly det]m9$ by !   
,speak]1 9 ea* case = consid]ation ( su*
 provisions z fall )9 ! jurisdiction ( !
 committee conc]n$  ,a ,,bill  ,to      
e/abli% ! ,(fice ( ,coronavirus         
,,covid-#ai ,small ,bus9ess ,recov]y    
,grants 9 ! ,small ,bus9ess             
,adm9i/ration to comp5sate c]ta9 small  
bus9ess conc]ns = sub/antial economic   
injury1 & = o!r purposes4  #a4 ,%ort    
title ,?is ,act may be cit$ z !         
,,covid-#ai ,small ,bus9ess ,recov]y    
,grants ,act4  #b4 ,def9itions ,9 ?is   
,act1 ! foll[+ def9itions apply3 7#a7   
,claim ,! t]m claim means a claim by an 
injur$ conc]n "u ?is ,act = paym5t =    
sub/antial economic injury suff]$ by !  
injur$ conc]n z a result ( ,,covid-#ai4 

7#b7 ,claimant ,! t]m claimant means an 
injur$ conc]n t submits a claim "u      
section #d7;b74  7#c7 ,adm9i/rator ,!   
t]m ,adm9i/rator means ! ,adm9i/rator ( 
! ,small ,bus9ess ,adm9i/ration4  7#d7  
,injur$ conc]n ,! t]m injur$ conc]n--   
7,a7 means a small bus9ess conc]n t is  
locat$ 9 an area t is a qualifi$ disa/] 
area z a result ( ,,covid-#ai2 &  7,b7  
does n include-- 7i7 a l5d] t holds a   
mortgage on or security int]e/ 9 real or
 p]sonal prop]ty affect$ by ,,covid-#ai2
 or  7ii7 a p]son t holds a li5 on real 
or p]sonal prop]ty affect$ by           
,,covid-#ai4  7#e7 ,(fice ,! t]m ,(fice 
means ! ,(fice ( ,coronavirus           
,,covid-#ai ,small ,bus9ess ,recov]y    
,grants e/abli%$ by section #c4  #c4    
,(fice ( ,coronavirus ,,covid-#ai small 
bus9ess recov]y grants  7a7 ,9 g5]al    
,!re is e/abli%$ )9 ! ,small ,bus9ess   
,adm9i/ration an (fice to be kn[n z !   
,(fice ( ,coronavirus ,,covid-#ai ,small
 ,bus9ess ,recov]y ,grants4  7b7        
,purpose ,! ,(fice %all receive1        

process1 & pay claims 9 accordance )    
section #d4  7c7 ,fund+ ,! ,(fice-- 7#a7
 %all be fund$ f funds made available "u
 ?is ,act2 &  7#b7 may reimburse any o!r
 ,f$]al ag5cy = provision ( assi/ance 9 
! receipt & process+ ( claims4  7d7     
,p]sonnel  7#a7 ,9 g5]al ,! ,(fice may  
appo9t & fix ! comp5sation ( su*        
tempor>y p]sonnel z are necess>y to c>ry
 out ! duties ( ! ,(fice1 )\t reg>d to !
 provisions ( title #e1 ,unit$ ,/ates   
,code1 gov]n+ appo9tm5ts 9 ! competitive
 s]vice4  7#b7 ,p]sonnel f o!r ag5cies  
,on ! reque/ ( ! ,adm9i/rator1 ! head ( 
any o!r ,f$]al ag5cy may detail1 on a   
reimbursable basis1 any ( ! p]sonnel ( !
 ag5cy to ! ,f$]al ,em]g5cy ,managem5t  
,ag5cy to assi/ ! ,(fice 9 c>ry+ out !  
duties ( ! ,(fice "u ?is ,act4  7#c7    
,effect on o!r sba duties ,! e/abli%m5t 
( ! ,(fice %all n dim9i% ! au?ority (1  
or fund+ available to1 ! ,adm9i/rator to
 c>ry out ! responsibilities ( ! ,small 
,bus9ess ,act4  #d4 ,comp5sation =      
victims ( ,,covid-#ai  7a7 ,9 g5]al ,ea*

 injur$ conc]n may receive comp5sation =
 sub/antial economic injury suff]$ z a  
result ( ,,covid-#ai1 z det]m9$ by !    
,adm9i/rator4  7b7 ,submission ( claims 
,n lat] ?an #a ye> aft] ! date on :i*   
int]im f9al regulations are promulgat$  
"u subsection 7h71 an injur$ conc]n may 
submit to ! ,adm9i/rator a writt5 claim 
= comp5sation = sub/antial economic     
injury suff]$ z a result ( ,,covid-#ai4 
7c7 ,h&l+ ( claims ,! ,adm9i/rator %all 
inve/igate1 adju/1 grant1 d5y1 settle1  
or compromise any claim submitt$ "u     
subsection 7b74  7d7 ,am\nt ( grant     
7#a7 ,9 g5]al ,any grant made to an     
injur$ conc]n-- 7,a7 %all be limit$ to !
 am\nt necess>y to comp5sate ! injur$   
conc]n = sub/antial economic injury     
describ$ 9 p>agraph 7#b7 suff]$ z a     
result ( ,,covid-#ai dur+ ! p]iod beg9n+
 on ,decemb] #a1 #bjai1 & end+ on       
,decemb] #ca1 #bjba2  7,b7 %all n       
include-- 7i7 int]e/ on ! am\nt ( !     
paym5t be=e ! date ( settlem5t or paym5t
 ( a claim2 or  7ii7 punitive damages or

 any o!r =m ( noncomp5satory damages2 & 
7,c7 %all n exce$ #ajj1jjj1 except 9 !  
case ( a grant application = :i* !      
,adm9i/rator det]m9es t a great] am\nt  
up to #bej1jjj is appropriate4  7#b7    
,sub/antial economic injury ,"u p>agraph
 7#a71 an injur$ conc]n may receive     
paym5t = sub/antial economic injury     
consi/+ ( "o or m ( ! foll[+3 7,a7 ,an  
un9sur$ or und]9sur$ prop]ty loss4  7,b7
 ,damage to or de/ruction ( physical    
infra/ructure4  7,c7 ,damage to or      
de/ruction ( tangible assets or         
inv5tory4  7,d7 ,a bus9ess int]ruption  
loss4  7,e7 ,ov]head co/s4  7,f7        
,employee wages = "w n p]=m$4  7,g7 ,an 
insurance d$uctible4  7,h7 ,a tempor>y  
relocation exp5se4  7,i7 ,debris removal
 & o!r cleanup co/s4  7,j7 ,any o!r type
 ( sub/antial economic injury t !       
,adm9i/rator det]m9es to be appropriate4
  7#c7 ,burd5 ( pro(  7,a7 ,9 g5]al ,a  
claimant %all h ! burd5 ( demon/rat+    
sub/antial economic injury4  7,b7       
,abs5ce ( docum5ts ,if docum5t>y evid5ce

 sub/antiat+ sub/antial economic injury 
is n reasonably available1 !            
,adm9i/rator may pay a claim bas$ on an 
affidavit or o!r docum5tation execut$ by
 ! claimant4  7e7 ,paym5t ( claims  7#a7
 ,det]m9ation & paym5t ( am\nt  7,a7 ,9 
g5]al ,to ! maximum ext5t practicable1 n
 lat] ?an #ahj days aft] ! date on :i* a
 claim is submitt$ "u subsection 7b71 ! 
,adm9i/rator %all-- 7i7 det]m9e ! am\nt1
 if any1 to be paid = ! claim2 &  7ii7  
pay ! am\nt4  7,b7 ,priority ,!         
,adm9i/rator may e/abli% priorities =   
process+ & pay+ claims bas$ on-- 7i7 an 
assessm5t ( ! ne$s ( ! claimants2 &     
7ii7 any o!r crit]ia t ! ,adm9i/rator   
det]m9es to be appropriate4  7,c7       
,p>amet]s ( det]m9ation ,9 det]m9+ &    
pay+ a claim1 ! ,adm9i/rator %all       
det]m9e only-- 7i7 :e!r ! claimant is an
 injur$ conc]n2 &  7ii7 :e!r ! injuries 
t are ! subject ( ! claim result$ f     
,,covid-#ai4  7,d7 ,insurance & o!r     
b5efits  7i7 ,9 g5]al ,subject to clause
 7ii71 to prev5t recov]y by a claimant 9

 excess ( ! equival5t ( actual am\nt ( !
 sub/antial economic injury suff]$ by ! 
claimant 9 accordance ) subsection 7d71 
! ,adm9i/rator %all r$uce ! am\nt to be 
paid = ! claim by an am\nt t is equal to
 ! sum ( ! paym5ts or settlem5ts ( any  
k9d t 7 paid1 or w be paid1 ) respect to
 ! claim1 includ+ paym5ts by an         
insurance company4  7ii7 ,gov]nm5t loans
 ,clause 7i7 %all n apply to ! receipt  
by a claimant ( any ,f$]al1 ,/ate1 or   
local gov]nm5t loan t is requir$ to be  
repaid by ! claimant4  7#b7 ,advance or 
p>tial paym5ts ,at ! reque/ ( a         
claimant1 ! ,adm9i/rator may make "o or 
m advance or p>tial paym5ts be=e ! f9al 
approval ( a grant4  7f7 ,recov]y (     
funds improp]ly paid or misus$ ,!       
,adm9i/rator may recov] any portion ( a 
paym5t on a grant t 0 improp]ly paid to 
! claimant z a result (-- 7#a7 fraud or 
misrepres5tation on ! "p ( ! claimant or
 a repres5tative ( ! claimant2  7#b7 a  
mat]ial mi/ake on ! "p ( ! ,adm9i/rator2
  7#c7 ! paym5t ( insurance or b5efits  

describ$ 9 subsection 7e77#a77;,d7 t 7 n
 tak5 into acc\nt 9 det]m9+ ! am\nt ( ! 
paym5t2 or  7#d7 ! failure ( ! claimant 
to coop]ate 9 an audit4  7g7 ,appeals ( 
decisions  7#a7 ,"r ( appeal ,a claimant
 may appeal a decision conc]n+ paym5t ( 
a claim by fil+1 n lat] ?an #fj days    
aft] ! date on :i* ! claimant is notifi$
 t ! claim ( ! claimant w or w n be     
paid1 a notice ( appeal 9 ! case ( a    
decision on a claim relat+ to a bus9ess 
loss1 ) ! ,adm9i/rator ( ! ,f$]al       
,em]g5cy ,managem5t ,adm9i/ration4  7#b7
 ,p]iod = decision ,a decision conc]n+  
an appeal "u p>agraph 7#a7 %all be r5d]$
 n lat] ?an #ij days aft] ! date on :i* 
! notice ( appeal is receiv$4  7h7      
,regulations ,not)/&+ any o!r provision 
( law1 n lat] ?an #de days aft] ! date (
 enactm5t ( ?is ,act-- 7#a7 !           
,adm9i/rator %all promulgate & publi% 9 
! ,f$]al ,regi/] int]im f9al regulations
 = ! process+ & paym5t ( claims2 &  7#b7
 ! ,adm9i/rator & ! ,adm9i/rator ( !    
,f$]al ,em]g5cy ,managem5t ,ag5cy %all  

jo9tly promulgate & publi% 9 ! ,f$]al   
,regi/] proc$ures "u :i* a dispute      
conc]n+ paym5t ( a claim may be settl$  
?r\gh an appeals process describ$ 9     
subsection 7g74  7i7 ,public in=mation  
,at ! "t ( publication ( int]im f9al    
regulations "u subsection 7h71 !        
,adm9i/rator %all publi% a cle>1        
concise1 & easily und]/&able explanation
 ( ! grant program e/abli%$ "u ?is ,act 
! proc$ural & o!r requirem5ts ( !       
regulations promulgat$ "u subsection    
7h74 ,su* explanation %all be-- 7#a7    
dissem9at$ ?r\gh bro*ures1 pamphlets1   
radio1 television1 ! pr9t news m$ia1 &  
su* o!r m$ia z ! ,adm9i/rator det]m9es  
to be likely to rea* prospective        
claimants2 &  7#b7 provid$ 9 ,engli%1   
,spani%1 & any o!r language t !         
,adm9i/rator det]m9es to be appropriate4
  7j7 ,coord9ation ,9 c>ry+ out ?is     
section1 ! ,adm9i/rator %all coord9ate )
 ! ,adm9i/rator ( ! ,f$]al ,em]g5cy     
,managem5t ,ag5cy1 o!r ,f$]al1 ,/ate &  
local ag5cies1 & any o!r individual or  

entity1 z ! ,adm9i/rator det]m9es to be 
necess>y to ensure ! effici5t           
adm9i/ration ( ! claims process4  7k7   
,applicability ( debt collection        
requirem5ts  7#a7 ,9 g5]al ,section     
#cgaf ( title #ca1 ,unit$ ,/ates ,code1 
%all n preclude any paym5t on a claim4  
7#b7 ,assignm5t & exemption f claims (  
cr$itors  7,a7 ,assignm5t ,no assignm5t1
 release1 or commutation ( a paym5t due 
or payable "u ?is ,act %all be valid4   
7,b7 ,exemption  7i7 ,9 g5]al ,a paym5t 
"u ?is ,act %all be exempt f all claims 
( cr$itors & f levy1 execution1         
atta*m5t1 or o!r rem$y = recov]y or     
collection ( a debt4  7ii7 ,nonwaivable 
exemption ,! exemption provid$ by clause
 7i7 may n be waiv$4  #e4 ,reports &    
audits  7a7 ,reports ,n lat] ?an #a ye> 
aft] ! date ( promulgation ( int]im f9al
 regulations "u section #d7;h7 &        
annually !reaft]1 ! ,adm9i/rator %all   
submit to ,congress a report t describes
 ! claims submitt$ "u section #d7;b7    
dur+ ! ye> prec$+ ! date ( submission ( 

! report1 includ+1 ) respect to ea*     
claim-- 7#a7 ! am\nt claim$2  7#b7 a    
brief description ( ! nature ( ! claim2 
&  7#c7 ! /atus or disposition ( !      
claim1 includ+ ! am\nt ( any paym5t on !
 claim4  7b7 ,audits ,! ,comptroll]     
,g5]al ( ! ,unit$ ,/ates %all-- 7#a7    
conduct an annual audit ( ! paym5t ( all
 claims submitt$ "u section #d7;b72 &   
7#b7 n lat] ?an #abj days aft] ! date on
 :i* ! ,adm9i/rator submits ! initial   
report requir$ by subsection 7a7 &      
annually !reaft]1 submit to ,congress a 
report on ! results ( ! audit4  #f4     
,au?orization ( appropriations  7a7 ,9  
g5]al ,!re are au?oriz$ to be           
appropriat$ to c>ry out ?is ,act-- 7#a7 
to ! ,(fice ( ,bus9ess ,recov]y ,grants 
e/abli%$ "u section #c to adm9i/] !     
claims process1 #be1jjj1jjj2 &  7#b7 =  
paym5t ( claims1 #ige1jjj1jjj4  7b7     
,availability ,am\nts made available "u 
subsection 7a7 %all rema9 available     
until exp5d$4  #g4 ,t]m9ation ( au?ority
 ,! au?ority provid$ by ?is ,act        

t]m9ates effective #cj mon?s aft] ! date
 ( enactm5t ( ?is ,act4