,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #egbj  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,janu>y #cj1 #bjbj,mr4
 ,clay introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d ! ,fair   
,cr$it ,report+ ,act to prohibit !      
creation & sale ( trigg] leads1 & = o!r 
purposes4  #a4 ,trigg] lead prohibition 
,section #fjd7;c7 ( ! ,fair ,cr$it      
,report+ ,act 7#ae ,u4,s4,c4 #afha;b7c77
 is am5d$ by add+ at ! end ! foll[+3    
7#d7 ,prohibition on trigg] leads =     
resid5tial mortgage loans ,not)/&+      
p>agraph 7#a71 no consum] report+ ag5cy 
may furni% a consum] report 9 connection
 ) a cr$it transaction t is n initiat$  
by a consum]1 if ! report is be+ procur$
 bas$ 9 :ole or 9 "p on ! pres5ce ( an  
inquiry made 9 connection ) a resid5tial
 mortgage loan 7z def9$ "u section #ajc 
( ! ,tru? 9 ,l5d+ ,act 7#ae ,u4,s4,c4   
#afjb774  4