,i  #aaf? ,,congress  #b;d ,session  ,h4
 ,r4 #efab  ,,9 ,,! ,,h\se ,,(          
,,repres5tatives  ,janu>y #ae1 #bjbj,ms4
 ,gabb>d introduc$ ! foll[+ bill2 :i* 0 
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d ! ,f$]al  
,home ,loan ,bank ,act to all[ =        
advances to c]ta9 community developm5t  
f9ancial in/itutions & cr$it unions1 & =
 o!r purposes4  #a4 ,%ort title ,?is    
,act may be cit$ z ! ,small ,bus9ess &  
,community ,inve/m5ts ,expansion ,act ( 
#bjbj4  #b4 ,exp&+ ! purposes ( advances
 & collat]al available to c]ta9         
community developm5t f9ancial           
in/itutions & cr$it unions  7a7 ,9 g5]al
 ,section #aj7;a7 ( ! ,f$]al ,home ,loan
 ,bank ,act 7#ab ,u4,s4,c4 #adcj7;a77 is
 am5d$--  7#a7 9 p>agraph 7#b77;,b71 by 
ins]t+ 1 eligible community developm5t  
f9ancial in/itution1 or eligible insur$ 
cr$it union aft] community f9ancial     
in/itution2 &  7#b7 9 p>agraph          
7#c77;,e71 by ins]t+ 1 eligible         
community developm5t f9ancial           

in/itution1 or eligible insur$ cr$it    
union aft] community f9ancial           
in/itution4  7b7 ,def9itions ,section #b
 ( ! ,f$]al ,home ,loan ,bank ,act 7#ab 
,u4,s4,c4 #adbb7 is am5d$ by add+ at !  
end ! foll[+3  7#ac7 ,eligible community
 developm5t f9ancial in/itution ,! t]m  
eligible community developm5t f9ancial  
in/itution means an entity t-- 7,a7 has 
be5 c]tifi$ z a community developm5t    
f9ancial in/itution 7z su* t]m is def9$ 
9 section #ajc ( ! ,riegle ,community   
,developm5t & ,regulatory ,improvem5t   
,act ( #aiid7 by ! ,secret>y ( !        
,treasury2 &  7,b7 satisfies ! av]age   
total assets ?re%old requirem5t = a     
community f9ancial in/itution set =? 9  
p>agraph 7#aj74  7#ad7 ,eligible insur$ 
cr$it union ,! t]m eligible insur$ cr$it
 union means an insur$ cr$it union 7z   
def9$ 9 section #aja ( ! ,f$]al ,cr$it  
,union ,act7 t satisfies ! av]age total 
assets ?re%old requirem5t = a community 
f9ancial in/itution set =? 9 p>agraph   
7#aj74  4