,i  #aafth ,,congress  #b;d ,session    
,h4 ,r4 #efab  ,,in ,,the ,,house ,,of  
,,representatives  ,january #ae1        
#bjbj,ms4 ,gabbard introduced the       
following bill2 which was referred to   
the ,committee on ,financial ,services  
,a ,,bill  ,to amend the ,federal ,home 
,loan ,bank ,act to allow for advances  
to certain community development        
financial institutions and credit       
unions1 and for other purposes4  #a4    
,short title ,this ,act may be cited as 
the ,small ,business and ,community     
,investments ,expansion ,act of #bjbj4  
#b4 ,expanding the purposes of advances 
and collateral available to certain     
community development financial         
institutions and credit unions  7a7 ,in 
general ,section #aj7;a7 of the ,federal
 ,home ,loan ,bank ,act 7#ab ,u4,s4,c4  
#adcj7;a77 is amended--  7#a7 in        
paragraph 7#b77;,b71 by inserting 1     
eligible community development financial
 institution1 or eligible insured credit
 union after community financial        

institution2 and  7#b7 in paragraph     
7#c77;,e71 by inserting 1 eligible      
community development financial         
institution1 or eligible insured credit 
union after community financial         
institution4  7b7 ,definitions ,section 
#b of the ,federal ,home ,loan ,bank    
,act 7#ab ,u4,s4,c4 #adbb7 is amended by
 adding at the end the following3  7#ac7
 ,eligible community development        
financial institution ,the term eligible
 community development financial        
institution means an entity that-- 7,a7 
has been certified as a community       
development financial institution 7as   
such term is defined in section #ajc of 
the ,riegle ,community ,development and 
,regulatory ,improvement ,act of #aiid7 
by the ,secretary of the ,treasury2 and 
7,b7 satisfies the average total assets 
threshold requirement for a community   
financial institution set forth in      
paragraph 7#aj74  7#ad7 ,eligible       
insured credit union ,the term eligible 
insured credit union means an insured   

credit union 7as defined in section #aja
 of the ,federal ,credit ,union ,act7   
that satisfies the average total assets 
threshold requirement for a community   
financial institution set forth in      
paragraph 7#aj74  4