#aaf? ,,congress  #a/ ,session  ,h4 ,r4 
#ef  ,,an ,,act  ,to e/abli% an         
,indep5d5t ,f9ancial ,te*nology ,task   
,=ce to ,combat ,t]rorism & ,illicit    
,f9anc+1 to provide rew>ds = in=mation  
lead+ to convictions relat$ to t]rori/  
use ( digital curr5cies1 to e/abli% a   
,f9te* ,lead]%ip 9 ,innovation &        
,f9ancial ,intellig5ce ,program to      
enc\rage ! developm5t ( tools & programs
 to combat t]rori/ & illicit use (      
digital curr5cies1 & = o!r purposes4    
#a4 ,%ort title ,?is ,act may be cit$ z 
! ,f9ancial ,te*nology ,protection ,act4
  #b4 ,s5se ( ,congress ,x is ! s5se (  
,congress t ! ,f$]al ,gov]nm5t %\ld     
prioritize ! inve/igation ( t]rori/ &   
illicit use ( new f9ancial te*nology1   
includ+ digital curr5cies4  #c4         
,indep5d5t ,f9ancial ,te*nology ,task   
,=ce to ,combat ,t]rorism & ,illicit    
,f9anc+  7a7 ,e/abli%m5t ,!re is        
e/abli%$ ! ,indep5d5t ,f9ancial         
,te*nology ,task ,=ce to ,combat        
,t]rorism & ,illicit ,f9anc+ 7! ,task   

,=ce71 :i* %all consi/ (-- 7#a7 !       
,secret>y ( ! ,treasury1 :o %all s]ve z 
! head ( ! ,task ,=ce2  7#b7 ! ,attorney
 ,g5]al2  7#c7 ! ,director ( ,national  
,intellig5ce2  7#d7 ! ,director ( !     
,f9ancial ,crimes ,en=cem5t ,network2   
7#e7 ! ,director ( ! ,secret ,s]vice2   
7#f7 ! ,director ( ! ,f$]al ,bureau (   
,inve/igation2 &  7#g7 #f individuals   
appo9t$ by ! ,secret>y ( ! ,treasury1 9 
consultation ) ! memb]s ( ! ,task ,=ce  
describ$ "u p>agraphs 7#b7 ?r\gh 7#f71  
to repres5t ! private sector 7includ+ ! 
bank+ indu/ry1 nonpr(it gr\ps1 & ?9k    
tanks71 ) at lea/ #b ( su* individuals  
hav+ exp]i5ce 9 ! ,f9te* indu/ry4  7b7  
,duties ,! ,task ,=ce %all-- 7#a7       
conduct indep5d5t rese>* on t]rori/ &   
illicit use ( new f9ancial te*nologies1 
includ+ digital curr5cies2 &  7#b7      
develop legislative & regulatory        
proposals to improve c\nt]-t]rori/ &    
c\nt]-illicit f9anc+ ef=ts4  7c7 ,annual
 congressional report ,n lat] ?an #a ye>
 aft] ! date ( ! enactm5t ( ?is ,act1 & 

annually !reaft]1 ! ,task ,=ce %all     
issue a report to ! ,congress conta9+ ! 
f9d+s & det]m9ations made by ! ,task    
,=ce 9 ! previ\s ye> & any legislative &
 regulatory proposals develop$ by !     
,task ,=ce4  #d4 ,rew>ds = in=mation    
relat$ to t]rori/ use ( digital         
curr5cies  7a7 ,9 g5]al ,! ,secret>y ( !
 ,treasury1 9 consultation ) ! ,attorney
 ,g5]al1 %all e/abli% a fund to pay a   
rew>d1 n to exce$ #dej1jjj1 to any p]son
 :o provides in=mation lead+ to !       
conviction ( an individual involv$ )    
t]rori/ use ( digital curr5cies4  7b7   
,use ( f9es & =feitures ,) respect to   
f9es & =feitures relat$ to ! conviction 
( an individual involv$ ) t]rori/ use ( 
digital curr5cies1 ! ,secret>y ( !      
,treasury %all1 subject to !            
availability ( appropriations made 9    
advance--  7#a7 use su* am\nts to pay   
rew>ds "u ?is section relat$ to su*     
conviction2 &  7#b7 ) respect to any su*
 am\nts rema9+ aft] paym5ts are made "u 
p>agraphs 7#a7 & 7#b71 deposit su*      

am\nts 9 ! ,f9te* ,lead]%ip 9           
,innovation & ,f9ancial ,intellig5ce    
,program4  #e4 ,f9te* ,lead]%ip 9       
,innovation & ,f9ancial ,intellig5ce    
,program  7a7 ,e/abli%m5t ,!re is       
e/abli%$ a program to be kn[n z ! ,f9te*
 ,lead]%ip 9 ,innovation & ,f9ancial    
,intellig5ce ,program1 :i* %all be fund$
 z provid$ "u section #d7;b77#b74  7b7  
,innovation grants  7#a7 ,9 g5]al ,!    
,secret>y ( ! ,treasury %all make grants
 = ! developm5t ( tools & programs to   
detect t]rori/ & illicit use ( digital  
curr5cies4  7#b7 ,eligible recipi5ts ,! 
,secret>y may make grants "u ?is        
subsection to entities locat$ 9 ! ,unit$
 ,/ates1 includ+ academic in/itutions1  
companies1 nonpr(it in/itutions1        
individuals1 & any o!r entities locat$ 9
 ! ,unit$ ,/ates t ! ,secret>y det]m9es 
appropriate4  7#c7 ,eligible projects ,)
 respect to tools & programs describ$ "u
 p>agraph 7#a71 9 addition to grants = !
 developm5t ( su* tools & programs1 !   
,secret>y may make grants "u ?is        

subsection to c>ry out pilot programs   
us+ su* tools1 ! developm5t ( te/ cases 
us+ su* tools1 & rese>* relat$ to su*   
tools4  7#d7 ,pref]5ces ,9 mak+ grants  
"u ?is subsection1 ! ,secret>y %all give
 pref]5ce to-- 7,a7 te*nology t is      
nonpropriet>y or t is community         
commons-bas$2  7,b7 comput] code t is   
develop$ & releas$ on an op5 s\rce      
basis2  7,c7 tools t are proactive 7su* 
z meet+ regulatory requirem5ts "u "k y\r
 cu/om] & anti-money laund]+ requirem5ts
 = any entity t has to comply ) ,u4,s4  
,gov]nm5t regulations7 vs4 reactive 7su*
 z aid+ law en=cem5t organizations 9    
cat*+ illegal activity aft] ! fact72 &  
7,d7 tools & inc5tives t are on         
dec5traliz$ plat=ms4  7#e7 ,o!r         
requirem5ts  7,a7 ,use ( exi/+ global   
/&>ds ,any new te*nology develop$ ) a   
grant made "u ?is subsection %all be    
bas$ on exi/+ global /&>ds1 su* z ^?    
develop$ by ! ,int]net ,eng9e]+ ,task   
,=ce 7,,ietf7 & ! ,_w ,wide ,web        
,consortium 7,w#c;,c74  7,b7 ,support+  

exi/+ laws or regulations ,tools &      
programs develop$ ) a grant made "u ?is 
subsection %all be 9 support ( exi/+    
laws or regulations1 includ+ ! ,bank    
,secrecy ,act1 & make ef=ts to balance  
privacy & anti-money laund]+ conc]ns4   
7,c7 ,op5 access requirem5t ,tools &    
programs develop$ ) a grant made "u ?is 
subsection %all be freely accessible &  
usable by ! public4 ,?is requirem5t may 
be fulfill$ by publicly avail+          
application programm+ int]faces or      
s(tw>e developm5t kits4  #f4 ,prev5t+   
rogue & =eign actors f evad+ sanctions  
7a7 ,report & /rategy ) respect to      
digital curr5cies & o!r relat$ em]g+    
te*nologies  7#a7 ,9 g5]al ,n lat] ?an  
#ahj days aft] ! date ( ! enactm5t ( ?is
 ,act1 ! ,presid5t1 act+ ?r\gh !        
,secret>y ( ,treasury & 9 consultation )
 ! ,attorney ,g5]al1 ! ,secret>y (      
,/ate1 ! ,secret>y ( ,homel& ,security1 
! ,director ( ,national ,intellig5ce1 ! 
,director ( ! ,(fice ( ,managem5t &     
,budget1 & ! appropriate ,f$]al bank+   

ag5cies & ,f$]al functional regulators1 
%all-- 7,a7 submit to ! appropriate     
congressional committees a report t     
id5tifies & describes ! pot5tial uses ( 
digital curr5cies & o!r relat$ em]g+    
te*nologies by /ates1 non-/ate actors1 &
 =eign t]rori/ organizations to evade   
sanctions1 f9ance t]rorism1 or laund]   
monet>y in/rum5ts1 & ?reat5 ,unit$      
,/ates national security2 &  7,b7       
develop & submit to ! appropriate       
congressional committees a /rategy to   
mitigate & prev5t su* illicit use (     
digital curr5cies & o!r relat$ em]g+    
te*nologies4  7#b7 ,=m2 public          
availability  7,a7 ,=m ,! report &      
/rategy requir$ "u p>agraph 7#a7 %all be
 submitt$ 9 unclassifi$ =m1 b may conta9
 a classifi$ annex4  7,b7 ,public       
availability ,! unclassifi$ portion (   
su* report & /rategy %all be made       
available to ! public & po/$ on !       
int]net website ( ! ,dep>tm5t (         
,treasury-- 7i7 9 pre-compress$1 easily 
d[nloadable v]sions t are made available

 9 all appropriate =mats2 &  7ii7 9     
ma*9e-readable =mat1 if applicable4     
7#c7 ,s\rces ( in=mation ,9 prep>+ !    
report & /rategy requir$ "u p>agraph    
7#a71 ! ,presid5t may utilize any       
cr$ible publication1 database1 web-bas$ 
res\rce1 & any cr$ible in=mation compil$
 by any gov]nm5t ag5cy1 nongov]nm5tal   
organization1 or o!r entity t is made   
available to ! ,presid5t4  7b7 ,brief+  
,n lat] ?an #b ye>s aft] ! date ( !     
enactm5t ( ?is ,act1 ! ,secret>y ( !    
,treasury %all brief ! appropriate      
congressional committees on !           
implem5tation ( ! /rategy requir$ "u    
subsection 7a74  #g4 ,det]m9ation (     
,budget>y ,effects ,! budget>y effects (
 ?is ,act1 = ! purpose ( comply+ ) !    
,/atutory ,pay-,z-,y-,g ,act ( #bjaj1   
%all be det]m9$ by ref]5ce to ! late/   
/atem5t titl$ ,budget>y ,effects (      
,,paygo ,legislation = ?is ,act1        
submitt$ = pr9t+ 9 ! ,congressional     
,record by ! ,*airman ( ! ,h\se ,budget 
,committee1 provid$ t su* /atem5t has   

be5 submitt$ prior to ! vote on passage4
  #h4 ,def9itions ,= purposes ( ?is     
,act3 7#a7 ,appropriate congressional   
committees ,! t]m appropriate           
congressional committees means--  7,a7 !
 ,committee on ,f9ancial ,s]vices1 !    
,committee on ! ,judici>y1 ! ,p]man5t   
,select ,committee on ,intellig5ce1 & ! 
,committee on ,=eign ,affairs ( ! ,h\se 
( ,repres5tatives2 &  7,b7 ! ,committee 
on ,bank+1 ,h\s+1 & ,urban ,affairs1 !  
,committee on ,homel& ,security &       
,gov]nm5tal ,affairs1 ! ,committee on ! 
,judici>y1 ! ,select ,committee on      
,intellig5ce1 & ! ,committee on ,=eign  
,relations ( ! ,s5ate4  7#b7            
,appropriate ,f$]al bank+ ag5cies ,! t]m
 appropriate ,f$]al bank+ ag5cies has ! 
mean+ giv5 ! t]m 9 section #c ( ! ,f$]al
 ,deposit ,insurance ,act 7#ab ,u4,s4,c4
 #ahac74  7#c7 ,bank ,secrecy ,act ,!   
t]m ,bank ,secrecy ,act means--  7,a7   
section #ba ( ! ,f$]al ,deposit         
,insurance ,act2  7,b7 *apt] #b ( title 
,i ( ,public ,law #ia-ejh2 &  7,c7      

sub*apt] ,,ii ( *apt] #ec ( title #ca1  
,unit$ ,/ates ,code4  7#d7 ,digital     
curr5cy ,! t]m digital curr5cy--  7,a7  
means a digital repres5tation ( value   
t-- 7i7 is us$ z a m$ium ( ex*ange1 unit
 ( acc\nt1 or /ore ( value2 &  7ii7 is n
 e/abli%$ legal t5d]1 :e!r or n d5om9at$
 9 e/abli%$ legal t5d]2 &  7,b7 does n  
include--  7i7 a transaction 9 :i* a    
m]*ant grants1 z "p ( an aff9ity or     
rew>ds program1 value t _c be tak5 f or 
ex*ang$ ) ! m]*ant = legal t5d]1 bank   
cr$it1 or digital curr5cy2 or  7ii7 a   
digital repres5tation ( value issu$ by  
or on behalf ( a publi%] & us$ solely )9
 an onl9e game1 game plat=m1 or family (
 games sold by ! same publi%] or (f]$ on
 ! same game plat=m4  7#e7 ,f$]al       
functional regulator ,! t]m ,f$]al      
functional regulator has ! mean+ giv5 t 
t]m 9 section #eji ( !                  
,gramm-,lea*-,bliley ,act 7#ae ,u4,s4,c4
 #fhji74  7#f7 ,=eign t]rori/           
organization ,! t]m =eign t]rori/       
organization means an organization t is 

designat$ z a =eign t]rori/ organization
 "u section #bai ( ! ,immigration &     
,nationality ,act 7#h ,u4,s4,c4 #aahi74 
7#g7 ,t]rori/ ,! t]m t]rori/ includes a 
p]son c>ry+ out dome/ic t]rorism or     
int]national t]rorism 7z su* t]ms are   
def9$1 respectively1 "u section #bcca ( 
title #ah1 ,unit$ ,/ates ,code74  ,pass$
 ! ,h\se ( ,repres5tatives ,janu>y #bh1 
#bjai4;,cl]k4