,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #ecae  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,decemb] #e1          
#bjai,mrs4 ,beatty 7= h]self1 ,mr4      
,meeks1 ,mr4 ,heck1 ,mr4 ,gre5 ( ,texas1
 & ,mr4 ,cleav]7 introduc$ ! foll[+     
bill2 :i* 0 ref]r$ to ! ,committee on   
,f9ancial ,s]vices  ,a ,,bill  ,to am5d 
! ,f9ancial ,in/itutions ,re=m1         
,recov]y1 & ,en=cem5t ,act ( #aihi to   
e/abli% a ,f9ancial ,ag5t ,m5tor-,protg 
,program )9 ! ,dep>tm5t ( ! ,treasury1 &
 = o!r purposes4  #a4 ,%ort title ,?is  
,act may be cit$ z ! ,exp&+ ,opportunity
 = ,m9ority ,depository ,in/itutions    
7,m,d,is7 ,act4  #b4 ,e/abli%m5t (      
,f9ancial ,ag5t ,m5tor-,protg ,program  
7a7 ,9 g5]al ,section #cjh ( ! ,f9ancial
 ,in/itutions ,re=m1 ,recov]y1 &        
,en=cem5t ,act ( #aihi 7#ab ,u4,s4,c4   
#adfc note7 is am5d$ by add+ at ! end ! 
foll[+ new subsection3  7d7 ,f9ancial   
,ag5t ,m5tor-,protg ,program  7#a7 ,9   
g5]al ,! ,secret>y ( ! ,treasury %all   
e/abli% a program to be kn[n z !        

,f9ancial ,ag5t ,m5tor-,protg ,program  
79 ?is subsection ref]r$ to z !         
,program7 "u :i* a f9ancial ag5t %all   
s]ve z a m5tor to a m9ority depository  
in/itution s t su* m9ority depository   
in/itution may become a f9ancial ag5t4  
7#b7 ,outrea* ,! ,secret>y %all hold    
outrea* ev5ts to promote ! p>ticipation 
( f9ancial ag5ts & m9ority depository   
in/itutions 9 ! ,program at lea/ once a 
ye>4  7#c7 ,exclusion ,! ,secret>y may  
exclude f9ancial ag5ts & m9ority        
depository in/itutions f p>ticipation 9 
! ,program4  7#d7 ,report ,! ,(fice (   
,m9ority & ,wom5 ,inclusion ( !         
,dep>tm5t ( ! ,treasury %all include 9 !
 report submitt$ to ,congress "u section
 #cdb7;e7 ( ! ,dodd-,frank ,wall ,/reet 
,re=m & ,consum] ,protection ,act       
in=mation p]ta9+ to ! ,program1         
includ+--  7,a7 ! numb] ( f9ancial ag5ts
 p>ticipat+ 9 su* ,program2 &  7,b7 !   
numb] ( outrea* ev5ts describ$ 9        
p>agraph 7#b7 held dur+ ! ye> cov]$ by  
su* report4  7#e7 ,f9ancial ag5t def9$  

,9 ?is subsection1 ! t]m f9ancial ag5t  
means any national bank+ association    
select$ by ! ,secret>y ( ! ,treasury to 
be employ$ z a f9ancial ag5t ( !        
,gov]nm5t 9 accordance ) section #eaec (
 ! ,revis$ ,/atutes ( ! ,unit$ ,/ates4  
4  7b7 ,community ,re9ve/m5t ,act cr$it 
,section #hjd ( ! ,community ,re9ve/m5t 
,act ( #aigg 7#ab ,u4,s4,c4 #bijc7 is   
am5d$ by add+ at ! end ! foll[+ new     
subsection3  7e7 ,f9ancial ,ag5t        
,m5tor-,protg ,program p>ticipation ,9  
assess+ & tak+ into acc\nt1 "u          
subsection 7a71 ! record ( a f9ancial   
in/itution1 ! appropriate ,f$]al        
f9ancial sup]visory ag5cy %all consid] z
 a factor ! f9ancial in/itution's       
p>ticipation z a m5tor f9ancial ag5t 9 !
 ,f9ancial ,ag5t ,m5tor-,protg ,program 
( ! ,dep>tm5t ( ! ,treasury 7e/abli%$ "u
 section #cjh7;d7 ( ! ,f9ancial         
,in/itutions ,re=m1 ,recov]y1 &         
,en=cem5t ,act ( #aihi74  4  7c7        
,effective date ,?is ,act & ! am5dm5ts  
made by ?is ,act %all take effect #ij   

days aft] ! date ( ! enactm5t ( ?is     
,act4