,i  #aafth ,,congress  #ast ,session    
,h4 ,r4 #ecae  ,,in ,,the ,,house ,,of  
,,representatives  ,december #e1        
#bjai,mrs4 ,beatty 7for herself1 ,mr4   
,meeks1 ,mr4 ,heck1 ,mr4 ,green of      
,texas1 and ,mr4 ,cleaver7 introduced   
the following bill2 which was referred  
to the ,committee on ,financial         
,services  ,a ,,bill  ,to amend the     
,financial ,institutions ,reform1       
,recovery1 and ,enforcement ,act of     
#aihi to establish a ,financial ,agent  
,mentor-,protg ,program within the      
,department of the ,treasury1 and for   
other purposes4  #a4 ,short title ,this 
,act may be cited as the ,expanding     
,opportunity for ,minority ,depository  
,institutions 7,m,d,is7 ,act4  #b4      
,establishment of ,financial ,agent     
,mentor-,protg ,program  7a7 ,in general
 ,section #cjh of the ,financial        
,institutions ,reform1 ,recovery1 and   
,enforcement ,act of #aihi 7#ab         
,u4,s4,c4 #adfc note7 is amended by     
adding at the end the following new     

subsection3  7d7 ,financial ,agent      
,mentor-,protg ,program  7#a7 ,in       
general ,the ,secretary of the ,treasury
 shall establish a program to be known  
as the ,financial ,agent ,mentor-,protg 
,program 7in this subsection referred to
 as the ,program7 under which a         
financial agent shall serve as a mentor 
to a minority depository institution so 
that such minority depository           
institution may become a financial      
agent4  7#b7 ,outreach ,the ,secretary  
shall hold outreach events to promote   
the participation of financial agents   
and minority depository institutions in 
the ,program at least once a year4  7#c7
 ,exclusion ,the ,secretary may exclude 
financial agents and minority depository
 institutions from participation in the 
,program4  7#d7 ,report ,the ,office of 
,minority and ,women ,inclusion of the  
,department of the ,treasury shall      
include in the report submitted to      
,congress under section #cdb7;e7 of the 
,dodd-,frank ,wall ,street ,reform and  

,consumer ,protection ,act information  
pertaining to the ,program1 including-- 
7,a7 the number of financial agents     
participating in such ,program2 and     
7,b7 the number of outreach events      
described in paragraph 7#b7 held during 
the year covered by such report4  7#e7  
,financial agent defined ,in this       
subsection1 the term financial agent    
means any national banking association  
selected by the ,secretary of the       
,treasury to be employed as a financial 
agent of the ,government in accordance  
with section #eaec of the ,revised      
,statutes of the ,united ,states4  4    
7b7 ,community ,reinvestment ,act credit
 ,section #hjd of the ,community        
,reinvestment ,act of #aigg 7#ab        
,u4,s4,c4 #bijc7 is amended by adding at
 the end the following new subsection3  
7e7 ,financial ,agent ,mentor-,protg    
,program participation ,in assessing and
 taking into account1 under subsection  
7a71 the record of a financial          
institution1 the appropriate ,federal   

financial supervisory agency shall      
consider as a factor the financial      
institution's participation as a mentor 
financial agent in the ,financial ,agent
 ,mentor-,protg ,program of the         
,department of the ,treasury            
7established under section #cjh7;d7 of  
the ,financial ,institutions ,reform1   
,recovery1 and ,enforcement ,act of     
#aihi74  4  7c7 ,effective date ,this   
,act and the amendments made by this    
,act shall take effect #ij days after   
the date of the enactment of this ,act4