,i #aafth ,,congress #ast ,session ,h4 ,r4 #ebhg ,,in ,,the ,,house ,,of ,,representatives ,december #c1 #bjai,mr4 ,lawson of ,florida introduced the following bill2 which was referred to the ,committee on ,financial ,services1 and in addition to the ,committees on the ,judiciary1 and ,education and ,labor1 for a period to be subsequently determined by the ,speaker1 in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned ,a ,,bill ,to amend the ,fair ,debt ,collection ,practices ,act to prohibit debt collectors from collecting on certain ,federal student loan debt when the borrower would not be required to make payments under an income-driven repayment plan1 and for other purposes4 #a4 ,short title ,this ,act may be cited as the ,fair ,student ,loan ,debt ,collection ,practices ,act4 #b4 ,collection restrictions with respect to ,federal student loans 7a7 ,in general ,the ,fair ,debt ,collection ,practices ,act 7#ae ,u4,s4,c4 #afib et seq47 is amended-- 7#a7 by inserting after section #haa the following3 #haa;,a4 ,collection restrictions with respect to ,federal student loans 7a7 ,prohibition on collecting from borrowers below certain income guidelines ,a debt collector may not attempt to collect a ,federal student loan debt from a borrower during any period of time when a similarly situated borrower would not be required to make a payment under an income-driven repayment plan4 7b7 ,limitation on amounts collected based on certain income guidelines ,during any #a-month period1 a debt collector may not attempt to collect from a borrower an amount with respect to a ,federal student loan debt that exceeds the amount that a similarly situated borrower would be required to make for such month under an income-driven repayment plan4 7c7 ,certification before accepting payment ,a debt collector may not accept any payment with respect to a ,federal student loan debt unless the debt collector first certifies to the borrower that the borrower is not eligible for any administrative discharge of such debt4 7d7 ,definitions ,in this section3 7#a7 ,debt collector ,the term debt collector-- 7,a7 has the meaning given the term under section #hjc2 and 7,b7 means any other person that enters into a contract with the ,secretary of ,education pursuant to section #def of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajhg;f7 to collect on a loan made1 insured1 or guaranteed under title ,,iv of such ,act 7#bj ,u4,s4,c4 #ajgj et seq474 7#b7 ,federal student loan ,the term ,federal student loan means a loan made1 insured1 or guaranteed under title ,,iv of the ,higher ,education ,act of #aife4 7#c7 ,federal student loan debt ,the term ,federal student loan debt means a debt with respect to a ,federal student loan4 7#d7 ,income-driven repayment plan ,the term income-driven repayment plans means an income-driven repayment plan described under section #dic;,c of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajih;e7 made to a new borrower on or after ,july #a1 #bjad4 7#e7 ,similarly situated borrower ,with respect to a borrower1 the term similarly situated borrower means another borrower that has the same income and family size characteristics4 2 and 7#b7 in the table of contents for such ,act1 by inserting after the item relating to section #haa the following3 #haa;,a4 ,collection restrictions with respect to ,federal student loans4 4 7b7 ,debt waiver requirements ,section #cgaa7;g7 of the title #ca1 ,united ,states ,code1 is amended by adding at the end the following3 7#aa7 ,the ,secretary of the ,treasury shall1 before making a determination at the request of the ,secretary of ,education under paragraph 7#b77;,b71 require the ,secretary of ,education to establish regulations or procedures approved by the ,secretary of the ,treasury-- 7,a7 to ensure that any entity awarded a contract pursuant to section #def of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajhg;f7 to collect payments from student loan borrowers in default complies with the requirements of the ,fair ,debt ,collection ,practices ,act2 and 7,b7 to ensure that any use by the ,secretary of ,education of the wage garnishment authority pursuant to section #dhh;,a of the ,higher ,education ,act of #aife 7#bj ,u4,s4,c4 #ajie;a7 be limited to-- 7i7 the collection of debts from borrowers who would not otherwise be entitled to loan cancellation1 discharge1 or forgiveness under any applicable provision of the ,higher ,education ,act of #aife2 and 7ii7 the collection of debts from borrowers for amounts less than or equal to the payment that would be required under an income-driven repayment plan for a similarly situated borrower 7as such terms are defined1 respectively1 under section #haa;,a7d7 of the ,fair ,debt ,collection ,practices ,act74 4 7c7 ,waiver review and evaluation ,not later than #ahj days after the date of the enactment of this ,act1 the ,secretary of the ,treasury shall-- 7#a7 review and evaluate any determination made at the request of the ,secretary of ,education under section #cgaa7;g77#b77;,b7 of title #ca1 ,united ,states ,code2 and 7#b7 rescind or reissue such a determination to comply with the requirements established by paragraph 7#aa7 of such section1 as added by subsection 7b7 of this ,act4