,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #ebde  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,novemb] #ba1         
#bjai,mr4 ,pappas 7= himself & ,mr4     
,rose ( ,new ,york7 introduc$ ! foll[+  
bill2 :i* 0 ref]r$ to ! ,committee on   
,vet]ans' ,affairs  ,a ,,bill  ,to am5d 
title #ch1 ,unit$ ,/ates ,code1 to      
provide = a b> on ! recov]y ( c]ta9     
paym5ts or ov]paym5ts made by !         
,dep>tm5t ( ,vet]ans ,affairs by reason 
( delays 9 process+ ( c]ta9 in=mation1 &
 = o!r purposes4  #a4 ,%ort title ,?is  
,act may be cit$ z ! ,/opp+ ,h>m &      
,implem5t+ ,enhanc$ ,lead-"t = ,debts = 
,vet]ans ,act or ! ,,%ield = ,vet]ans   
,act4  #b4 ,b> to recov]y ( c]ta9       
paym5ts or ov]paym5ts made by ,dep>tm5t 
( ,vet]ans ,affairs by reason ( delays 9
 process+ ( c]ta9 in=mation  7a7 ,b> to 
recov]y  7#a7 ,9 g5]al ,*apt] #ec (     
title #ch1 ,unit$ ,/ates ,code1 is am5d$
 by ins]t+ aft] section #ecjb;,a !      
foll[+ new section3  #ecjb;,b4 ,b> to   
recov]y ( c]ta9 paym5ts or ov]paym5ts   

7a7 ,limitation ,! ,secret>y may n      
collect all or any "p ( an am\nt ow$ to 
! ,unit$ ,/ates by any individual "u any
 program "u ! laws adm9i/]$ by !        
,secret>y if ! am\nt is ow$ = any paym5t
 or ov]paym5t t 0 caus$ by ! am\nt ( "t 
tak5 by ! ,dep>tm5t1 or by any employee 
( ! ,dep>tm5t1 to process in=mation     
provid$ by or on behalf ( ! individual4 
7b7 ,notice to b5efici>y ,if ! ,secret>y
 det]m9es t ! ,secret>y has made an     
ov]paym5t to an individual1 ! ,secret>y 
%all provide notice to ! individual ( ! 
ov]paym5t & ( any action ! ,secret>y    
plans to take to collect repaym5t = !   
ov]paym5t or to r$uce any b5efit ( !    
individual by reason ( ! ov]paym5t by n 
lat] ?an #ij days be=e tak+ su* action4 
,su* notice %all include an explanation 
( ! "r ( ! individual to dispute !      
ov]paym5t or to reque/ a waiv] (        
indebt$ness4  4  7#b7 ,cl]ical am5dm5t  
,! table ( sections at ! beg9n+ ( su*   
*apt] is am5d$ by ins]t+ aft] ! item    
relat+ to section #ecjb;,a ! foll[+ new 

item3  #ecjb;,b4 ,b> to recov]y ( c]ta9 
paym5ts or ov]paym5ts4  4  7b7 ,plan =  
improv$ notification & communication (  
debts ,n lat] ?an ,may #a1 #bjbj1 & #ab 
mon?s !reaft]1 ! ,secret>y ( ,vet]ans   
,affairs %all submit to ,congress a     
report on ! improvem5t ( ! notification 
( & communication ) individuals :o      
receive ov]paym5ts made by ! ,secret>y4 
,su* report %all include ea* ( ! foll[+3
  7#a7 ,! plan ( ! ,secret>y to c>ry out
 ea* ( ! foll[+3 7,a7 ,! developm5t &   
implem5tation1 by n lat] ?an ,janu>y    
#ca1 #bjbj1 ( a me*anism by :i*         
individuals enroll$ 9 ! pati5t enrollm5t
 sy/em "u section #agje ( title #ch1    
,unit$ ,/ates ,code1 may view _! mon?ly 
pati5t m$ical /atem5ts electronically4  
7,b7 ,! developm5t & implem5tation1 by n
 lat] ?an ,april #cj1 #bjbj1 ( a        
me*anism by :i* individuals eligible =  
b5efits "u ! laws adm9i/]$ by !         
,secret>y may receive electronic        
correspond5ce relat+ to debt & ov]paym5t
 in=mation4  7,c7 ,! developm5t &       

implem5tation1 by n lat] ?an ,octob] #a1
 #bjbb1 ( a me*anism by :i* individuals 
eligible = b5efits "u ! laws adm9i/]$ by
 ! ,secret>y may access in=mation relat$
 to ,dep>tm5t ( ,vet]ans ,affairs debt  
electronically4  7,d7 ,! improvem5t &   
cl>ification1 by n lat] ?an ,m>* #ca1   
#bjbj1 & 9 consultation ) vet]ans s]vice
 organizations & o!r relevant           
non-gov]nm5tal organizations1 (         
,dep>tm5t communications relat+ to      
ov]paym5ts & debt collection1 includ+   
lett]s & electronic correspond5ce4  7,e7
 ,! developm5t & implem5tation1 by n    
lat] ?an ,octob] #a1 #bjbb1 ( a me*anism
 by :i* vet]ans may update _! dep5d5cy  
in=mation electronically4  7#b7 ,a      
description ( ! curr5t ef=ts & plans =  
improv+ ! accuracy ( paym5ts to         
individuals entitl$ to b5efits "u ! laws
 adm9i/]$ by ! ,secret>y1 includ+       
specific data mat*+ agreem5ts4  7#c7 ,a 
description ( /eps to be tak5 to improve
 ! id5tification ( und]paym5ts to su*   
individuals & to improve ,dep>tm5t      

proc$ures & policies to ensure t su*    
individuals :o are und]paid receive     
adequate comp5sation paym5ts4  7#d7 ,a  
li/ ( actions complet$1 implem5tation   
/eps1 & timetables = ea* requirem5t     
describ$ 9 p>agraphs 7#a7 ?r\gh 7#c74   
7#e7 ,a description ( any new           
legislative au?ority requir$ to complete
 any su* requirem5t4  #c4 ,prohibition  
on ,dep>tm5t ( ,vet]ans ,affairs int]e/ 
& adm9i/rative co/ *>ges = debts relat+ 
to c]ta9 b5efits programs  7a7 ,9 g5]al 
,section #ecae7;a77#a7 ( title #ch1     
,unit$ ,/ates ,code1 is am5d$--  7#a7 by
 /rik+ o!r ?an a loan & all t foll[s    
?r\gh ! semicolon & ins]t+ o!r ?an--2 & 
7#b7 by add+ at ! end ! foll[+ new      
subp>agraphs3  7,a7 a loan1             
loan-gu>anty1 or loan-insurance program2
  7,b7 a disability comp5sation program2
  7,c7 a p5sion program2 or  7,d7 an    
educational assi/ance program4  4  7b7  
,effective date ,! am5dm5ts made by     
subsection 7a7 %all apply ) respect to  
an indebt$ness t occurs on or aft] !    

date ( ! enactm5t ( ?is ,act4