,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #ejjc  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,novemb] #h1 #bjai,ms4
 ,dean introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d ! ,fair   
,debt ,collection ,practices ,act to    
provide enhanc$ protection aga9/ debt   
collector h>assm5t ( memb]s ( ! ,arm$   
,=ces1 & = o!r purposes4  #a4 ,%ort     
title ,?is ,act may be cit$ z ! ,fair   
,debt ,collection ,practices =          
,s]vicememb]s ,act4  #b4 ,enhanc$       
protection aga9/ debt collector h>assm5t
 ( memb]s ( ! ,arm$ ,=ces  7a7          
,communication 9 connection ) debt      
collection ,section #hje ( ! ,fair ,debt
 ,collection ,practices ,act 7#ae       
,u4,s4,c4 #afib;c7 is am5d$ by add+ at !
 end ! foll[+3  7e7 ,communications     
conc]n+ s]vicememb] debts  7#a7         
,def9ition ,9 ?is subsection1 ! t]m     
cov]$ memb]-- 7,a7 has ! mean+ giv5 !   
t]m 9 section #ihg7;i77#a7 ( title #aj1 
,unit$ ,/ates ,code2 &  7,b7 means an   

individual :o 0 sep>at$1 dis*>g$1 or    
releas$ f duty describ$ 9 su* section   
#ihg7;i77#a71 b only dur+ ! #cfe-;day   
p]iod beg9n+ on ! date ( sep>ation1     
dis*>ge1 or release4  7#b7 ,prohibitions
 ,a debt collector may n1 9 connection )
 ! collection ( any debt ( a cov]$      
memb]-- 7,a7 communicate ) any          
individual above a cov]$ memb] 9 ! *a9 (
 comm&1 includ+ = ! purpose ( acquir+   
location in=mation ab\t ! cov]$ memb]2  
7,b7 ?reat5 to h ! cov]$ memb] r$uc$ 9  
rank2 or  7,c7 ?reat5 to h ! cov]$      
memb]'s security cle>ance revok$4  4    
7b7 ,unfair practices ,section #hjh ( ! 
,fair ,debt ,collection ,practices ,act 
7#ae ,u4,s4,c4 #afib;f7 is am5d$ by add+
 at ! end ! foll[+3  7#i7 ,!            
repres5tation to any cov]$ memb] 7z     
def9$ "u section #hje7;e77#a77 t failure
 to coop]ate ) a debt collector w result
 9--  7,a7 a r$uction 9 rank ( ! cov]$  
memb]2  7,b7 a revocation ( ! cov]$     
memb]'s security cle>ance2 or  7,c7     
prosecution "u *apt] #dg ( title #aj1   

,unit$ ,/ates ,code 7! ,uni=m ,code (   
,milit>y ,ju/ice74  4