,i  #aafth ,,congress  #ast ,session    
,h4 ,r4 #ejjc  ,,in ,,the ,,house ,,of  
,,representatives  ,november #h1        
#bjai,ms4 ,dean introduced the following
 bill2 which was referred to the        
,committee on ,financial ,services  ,a  
,,bill  ,to amend the ,fair ,debt       
,collection ,practices ,act to provide  
enhanced protection against debt        
collector harassment of members of the  
,armed ,forces1 and for other purposes4 
#a4 ,short title ,this ,act may be cited
 as the ,fair ,debt ,collection         
,practices for ,servicemembers ,act4    
#b4 ,enhanced protection against debt   
collector harassment of members of the  
,armed ,forces  7a7 ,communication in   
connection with debt collection ,section
 #hje of the ,fair ,debt ,collection    
,practices ,act 7#ae ,u4,s4,c4 #afib;c7 
is amended by adding at the end the     
following3  7e7 ,communications         
concerning servicemember debts  7#a7    
,definition ,in this subsection1 the    
term covered member-- 7,a7 has the      

meaning given the term in section       
#ihg7;i77#a7 of title #aj1 ,united      
,states ,code2 and  7,b7 means an       
individual who was separated1           
discharged1 or released from duty       
described in such section #ihg7;i77#a71 
but only during the #cfe-;day period    
beginning on the date of separation1    
discharge1 or release4  7#b7            
,prohibitions ,a debt collector may not1
 in connection with the collection of   
any debt of a covered member-- 7,a7     
communicate with any individual above a 
covered member in the chain of command1 
including for the purpose of acquiring  
location information about the covered  
member2  7,b7 threaten to have the      
covered member reduced in rank2 or  7,c7
 threaten to have the covered member's  
security clearance revoked4  4  7b7     
,unfair practices ,section #hjh of the  
,fair ,debt ,collection ,practices ,act 
7#ae ,u4,s4,c4 #afib;f7 is amended by   
adding at the end the following3  7#i7  
,the representation to any covered      

member 7as defined under section        
#hje7;e77#a77 that failure to cooperate 
with a debt collector will result in--  
7,a7 a reduction in rank of the covered 
member2  7,b7 a revocation of the       
covered member's security clearance2 or 
7,c7 prosecution under chapter #dg of   
title #aj1 ,united ,states ,code 7the   
,uniform ,code of ,military ,justice74  
4