#aaf? ,,congress  #b;d ,session  ,h4 ,r4
 #ejjc  ,,an ,,act  ,to am5d ! ,fair    
,debt ,collection ,practices ,act to    
provide enhanc$ protection aga9/ debt   
collector h>assm5t ( memb]s ( ! ,arm$   
,=ces1 & = o!r purposes4  #a4 ,%ort     
title ,?is ,act may be cit$ z ! ,fair   
,debt ,collection ,practices =          
,s]vicememb]s ,act4  #b4 ,enhanc$       
protection aga9/ debt collector h>assm5t
 ( s]vicememb]s  7a7 ,communication 9   
connection ) debt collection ,section   
#hje ( ! ,fair ,debt ,collection        
,practices ,act 7#ae ,u4,s4,c4 #afib;c7 
is am5d$ by add+ at ! end ! foll[+3  7e7
 ,communications conc]n+ s]vicememb]    
debts  7#a7 ,def9ition ,9 ?is           
subsection1 ! t]m cov]$ memb] means--   
7,a7 a cov]$ memb] or a dep5d5t z def9$ 
9 section #ihg7;i7 ( title #aj1 ,unit$  
,/ates ,code2 &  7,b7  7i7 an individual
 :o 0 sep>at$1 dis*>g$1 or releas$ f    
duty describ$ 9 su* section             
#ihg7;i77#a71 b only dur+ ! #cfe-;day   
p]iod beg9n+ on ! date ( sep>ation1     

dis*>ge1 or release2 or  7ii7 a p]son1 )
 respect to an individual describ$ 9    
clause 7i71 describ$ 9 subp>agraph 7,a71
 7,d71 7,e71 or 7,i7 ( section #ajgb7b7 
( title #aj1 ,unit$ ,/ates ,code4  7#b7 
,prohibitions ,a debt collector may n1 9
 connection ) ! collection ( any debt ( 
a cov]$ memb]-- 7,a7 ?reat5 to h ! cov]$
 memb] r$uc$ 9 rank2  7,b7 ?reat5 to h !
 cov]$ memb]'s security cle>ance revok$2
 or  7,c7 ?reat5 to h ! cov]$ memb]     
prosecut$ "u *apt] #dg ( title #aj1     
,unit$ ,/ates ,code 7! ,uni=m ,code (   
,milit>y ,ju/ice74  4  7b7 ,unfair      
practices ,section #hjh ( ! ,fair ,debt 
,collection ,practices ,act 7#ae        
,u4,s4,c4 #afib;f7 is am5d$ by add+ at !
 end ! foll[+3  7#i7 ,! repres5tation to
 any cov]$ memb] 7z def9$ "u section    
#hje7;e77#a77 t failure to coop]ate ) a 
debt collector w result 9--  7,a7 a     
r$uction 9 rank ( ! cov]$ memb]2  7,b7 a
 revocation ( ! cov]$ memb]'s security  
cle>ance2 or  7,c7 prosecution "u *apt] 
#dg ( title #aj1 ,unit$ ,/ates ,code 7! 

,uni=m ,code ( ,milit>y ,ju/ice74  4    
#c4 ,,gao /udy ,! ,comptroll] ,g5]al ( !
 ,unit$ ,/ates %all conduct a /udy &    
submit a report to ,congress on ! impact
 ( ?is ,act on--  7#a7 ! timely deliv]y 
( in=mation to a cov]$ memb] 7z def9$ 9 
section #hje7;e7 ( ! ,fair ,debt        
,collection ,practices ,act1 z add$ by  
?is ,act72  7#b7 milit>y read9ess2 &    
7#c7 national security1 includ+ ! ext5t 
to :i* cov]$ memb]s ) security cle>ances
 w\ld be impact$ by uncollect$ debt4    
#d4 ,det]m9ation ( budget>y effects ,!  
budget>y effects ( ?is ,act1 = ! purpose
 ( comply+ ) ! ,/atutory ,pay-,z-,y-,g  
,act ( #bjaj1 %all be det]m9$ by ref]5ce
 to ! late/ /atem5t titl$ ,budget>y     
,effects ( ,,paygo ,legislation = ?is   
,act1 submitt$ = pr9t+ 9 !              
,congressional ,record by ! ,*airman ( !
 ,h\se ,budget ,committee1 provid$ t su*
 /atem5t has be5 submitt$ prior to !    
vote on passage4  ,pass$ ! ,h\se (      
,repres5tatives ,m>* #b1 #bjbj4;,cl]k4