,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #ejja  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,novemb] #h1 #bjai,mr4
 ,clay introduc$ ! foll[+ bill2 :i* 0   
ref]r$ to ! ,committee on ,f9ancial     
,s]vices  ,a ,,bill  ,to am5d ! ,fair   
,debt ,collection ,practices ,act to    
cl>ify t ! def9ition ( a debt collector 
includes1 9 all cases1 a p]son 9 a      
bus9ess ! pr9cipal purpose ( :i* is !   
en=cem5t ( security int]e/s4  #a4 ,%ort 
title ,?is ,act may be cit$ z !         
,non-,judicial ,=eclosure ,debt         
,collection ,cl>ification ,act4  #b4    
,en=c]s ( security int]e/s ,section     
#hjc7f7 ( ! ,fair ,debt ,collection     
,practices ,act 7#ae ,u4,s4,c4          
#afib;a7#f77 is am5d$ by /rik+ ,= !     
purpose ( section #hjh7f71 su* t]m also 
includes any p]son :o uses any          
in/rum5tality ( int]/ate comm]ce or !   
mails 9 any bus9ess ! pr9cipal purpose (
 :i* is ! en=cem5t ( security int]e/s44