#aaf? ,,congress  #a/ ,session  ,h4 ,r4 
#dhfc  ,,an ,,act  ,to promote !        
competitiv5ess ( ! ,unit$ ,/ates1 to    
re=m & reau?orize ! ,unit$ ,/ates       
,export ,f9ance ,ag5cy1 & = o!r         
purposes4  #a4 ,%ort title ,?is ,act may
 be cit$ z ! ,unit$ ,/ates ,export      
,f9ance ,ag5cy ,act ( #bjai4  #b4 ,table
 ( cont5ts ,! table ( cont5ts ( ?is ,act
 is z foll[s3  ,sec4 #a4 ,%ort title4   
,sec4 #b4 ,table ( cont5ts4 ,sec4 #c4   
,r5am+ ( ! ,export-,import ,bank ( !    
,unit$ ,/ates4 ,sec4 #d4 ,au?orization  
p]iod4 ,sec4 #e4 ,aggregate loan1       
gu>antee1 & insurance au?ority4 ,sec4   
#f4 ,(fice ( ,m9ority & ,wom5           
,inclusion4 ,sec4 #g4 ,support = ,unit$ 
,/ates t]ritories4 ,sec4 #h4 ,alt]native
 proc$ures dur+ quorum lapse4 ,sec4 #i4 
,/r5g!n+ support = ,unit$ ,/ates small  
bus9esses4 ,sec4 #aj4 ,enhanc+          
flexibility to respond to pr$atory      
export f9anc+ by ,*9a4 ,sec4 #aa4       
,re/riction on f9anc+ = c]ta9 entities4 
,sec4 #ab4 ,prohibitions on f9anc+ =    

c]ta9 p]sons involv$ 9 sanctionable     
activities4 ,sec4 #ac4 ,promot+ r5ewable
 en]gy exports1 environm5tal & social   
/&>ds1 & acc\ntability4 ,sec4 #ad4      
,re9surance program4 ,sec4 #ae4         
,in=mation te*nology sy/ems4 ,sec4 #af4 
,adm9i/ratively det]m9$ pay4 ,sec4 #ag4 
,au?ority ( ! ,unit$ ,/ates ,export     
,f9ance ,ag5cy to use #c p]c5t ( its    
pr(its = adm9i/rative exp5ses4 ,sec4    
#ah4 ,,gao report on ! effect ( ,ag5cy  
closure on bus9esses t use ,ag5cy       
s]vices4  #c4 ,r5am+ ( ! ,export-,import
 ,bank ( ! ,unit$ ,/ates  7a7 ,9 g5]al  
,! ,export-,import ,bank ( ! ,unit$     
,/ates is h]eby r$esignat$ z ! ,unit$   
,/ates ,export ,f9ance ,ag5cy4  7b7     
,ref]5ces ,any ref]5ce to !             
,export-,import ,bank ( ! ,unit$ ,/ates 
9 any law1 rule1 regulation1 c]tificate1
 directive1 in/ruction1 or o!r (ficial  
pap] 9 =ce on ! date ( ! enactm5t ( ?is 
,act is deem$ a ref]5ce to ! ,unit$     
,/ates ,export ,f9ance ,ag5cy4  #d4     
,au?orization p]iod ,section #g ( !     

,export-,import ,bank ,act ( #aide 7#ab 
,u4,s4,c4 #fce;f7 is am5d$ by /rik+     
#bjai & ins]t+ #bjbi4  #e4 ,aggregate   
loan1 gu>antee1 & insurance au?ority    
,section #f7;a77#b7 ( ! ,export-,import 
,bank ,act ( #aide 7#ab ,u4,s4,c4       
#fce;e7a77#b77 is am5d$ to read z       
foll[s3  7#b7 ,applicable am\nt def9$ ,9
 ?is subsection1 ! t]m applicable am\nt 
means-- 7,a7 #ade1jjj1jjj1jjj = fiscal  
ye> #bjbj2  7,b7 #aej1jjj1jjj1jjj =     
fiscal ye> #bjba2  7,c7 #aee1jjj1jjj1jjj
 = fiscal ye> #bjbb2  7,d7              
#afj1jjj1jjj1jjj = fiscal ye> #bjbc2    
7,e7 #afe1jjj1jjj1jjj = fiscal ye>      
#bjbd2  7,f7 #agj1jjj1jjj1jjj = fiscal  
ye> #bjbe2 &  7,g7 #age1jjj1jjj1jjj =   
ea* ( fiscal ye>s #bjbf ?r\gh #bjbi4  4 
#f4 ,(fice ( ,m9ority & ,wom5 ,inclusion
  7a7 ,9 g5]al ,section #c7;i7 ( !      
,export-,import ,bank ,act ( #aide 7#ab 
,u4,s4,c4 #fce;a7i77 is am5d$ to read z 
foll[s3  7i7 ,(fice ( m9ority & wom5    
inclusion  7#a7 ,e/abli%m5t ,! ,ag5cy   
%all e/abli% an ,(fice ( ,m9ority &     

,wom5 ,inclusion :i* %all be responsible
 = c>ry+ out ?is subsection & all matt]s
 relat+ to div]sity 9 managem5t1        
employm5t1 & bus9ess activities 9       
accordance ) su* /&>ds & requirem5ts z !
 ,director ( ! ,(fice %all e/abli%4     
7#b7 ,transf] ( responsibilities ,!     
,ag5cy %all ensure t1 to ! ext5t t !    
responsibilities describ$ 9 p>agraph    
7#a7 7or comp>able responsibilities7 71 
z ( ! date ( ! enactm5t ( ?is           
subsection1 p]=m$ by ano!r (fice ( !    
,ag5cy1 ! responsibilities %all be      
transf]r$ to ! ,(fice4  7#c7 ,duties )  
respect to civil rights laws ,!         
responsibilities describ$ 9 p>agraph    
7#a7 %all n include en=cem5t ( /atutes1 
regulations1 or executive ord]s p]ta9+  
to civil rights1 except t ! ,director ( 
! ,(fice %all coord9ate ) ! ,presid5t ( 
! ,ag5cy1 or ! designee ( ! ,presid5t ( 
! ,ag5cy1 reg>d+ ! design &             
implem5tation ( any rem$ies result+ f   
violations ( ! /atutes1 regulations1 or 
executive ord]s4  7#d7 ,tra9+ ,! ,ag5cy 

%all make available to its employees    
appropriate inclusion & div]sity tra9+1 
n less frequ5tly ?an e #b ye>s1 to      
ensure employees h an und]/&+ ( !       
specific *all5ges fac+ m9ority- &       
wom5-own$ bus9esses4  7#e7 ,director    
7,a7 ,9 g5]al ,! ,director ( ! ,(fice   
%all be appo9t$ by1 & %all report       
directly to1 ! ,presid5t ( ! ,ag5cy4 ,! 
position ( ,director ( ! ,(fice %all be 
a c>e] res]v$ position 9 ! ,s5ior       
,executive ,s]vice1 z t position is     
def9$ 9 section #cacb ( title #e1 ,unit$
 ,/ates ,code1 or an equival5t          
designation4  7,b7 ,duties ,! ,director 
%all-- 7i7 develop /&>ds = equal        
employm5t opportunity & div]sity 9 race1
 e?nicity1 g5d]1 sexual ori5tation1 &   
g5d] id5tity ( ! work=ce & s5ior        
managem5t ( ! ,ag5cy2  7ii7 develop     
/&>ds = increas$ p>ticipation (         
m9ority-own$ & wom5-own$ bus9esses 9 !  
programs & contracts ( ! ,ag5cy1 includ+
 /&>ds = coord9at+ te*nical assi/ance to
 ! bus9esses2 &  7iii7 enhance ! outrea*

 activities ( ! ,ag5cy ) respect to1 &  
increase ! total am\nt ( loans1         
gu>antees1 & insurance provid$ by !     
,ag5cy to support exports by socially & 
economically disadvantag$ small bus9ess 
conc]ns 7z def9$ 9 section #h7;a77#d7 ( 
! ,small ,bus9ess ,act7 & small bus9ess 
conc]ns own$ by wom54  7,c7 ,o!r duties 
,! ,director %all advise ! ,presid5t ( !
 ,ag5cy on ! impact ( ! policies ( !    
,ag5cy on m9ority-own$ & wom5-own$      
bus9esses4  7#f7 ,inclusion 9 all levels
 ( bus9ess activities  7,a7 ,contracts  
,! ,director ( ! ,(fice %all develop &  
implem5t /&>ds & proc$ures to ensure1 to
 ! maximum ext5t possible1 ! inclusion &
 utilization ( m9orities 7z def9$ 9     
section #abjd7;c7 ( ! ,f9ancial         
,in/itutions ,re=m1 ,recov]y1 &         
,en=cem5t ,act ( #aihi 7#ab ,u4,s4,c4   
#ahaa note71 :i* def9ition is deem$1 =  
purposes ( ?is subp>agraph1 to include  
,am]ican ,indians1 ,native ,hawaiians 7z
 def9$ 9 section #ajc ( ! ,native       
,am]ican ,languages ,act 7#be ,u4,s4,c4 

#bijb771 & ,alaska ,natives 7def9$ z a  
memb] ( any ,indian tribe 7z def9$ 9    
section #d ( ! ,indian                  
,self-,det]m9ation & ,education         
,assi/ance ,act 7#be ,u4,s4,c4 #ecjd77 t
 is bas$ 9 ! ,/ate ( ,alaska77 & wom51 &
 m9ority- & wom5-own$ bus9esses 7z su*  
t]ms are def9$ 9 section #ba;,a7r77#d7 (
 ! ,f$]al ,home ,loan ,bank ,act 7#ab   
,u4,s4,c4 #adda;a7r77#d77 9 all bus9ess 
& activities ( ! ,ag5cy at all levels1  
includ+ 9 procurem5t1 insurance1 & all  
types ( contracts4 ,! processes e/abli%$
 by ! ,ag5cy = review & evaluation =    
contract proposals & to hire s]vice     
provid]s %all include a compon5t t gives
 consid]ation to ! div]sity ( !         
applicant4  7,b7 ,applicability ,?is    
p>agraph %all apply to all contracts =  
s]vices ( any k9d1 includ+ all contracts
 = all bus9ess & activities ( ! ,ag5cy1 
at all levels4  7,c7 ,outrea* ,! ,ag5cy 
%all e/abli% a m9ority outrea* program  
to ensure ! inclusion 7to ! maximum     
ext5t practicable7 ( contracts ent]$    

into ) ! ent]prises ( m9orities & wom5 &
 bus9esses own$ by m9orities & wom51    
includ+ f9ancial in/itutions1 inve/m5t  
bank+ firms1 und]writ]s1 acc\ntants1    
brok]s1 & provid]s ( legal s]vices4     
7#g7 ,div]sity 9 ag5cy work=ce ,! ,ag5cy
 %all take affirmative /eps to seek     
div]sity 9 its work=ce at all levels ( !
 ,ag5cy consi/5t ) ! demographic        
div]sity ( ! ,unit$ ,/ates1 9 a mann]   
consi/5t ) applicable law1 includ+--    
7,a7 to ! ext5t ! ,ag5cy engages 9      
recruitm5t ef=ts to fill vacancies--    
7i7 recruit+ at hi/orically ,black      
colleges & univ]sities1 ,hispanic-s]v+  
in/itutions1 ,asian ,am]ican- & ,native 
,am]ican ,pacific ,isl&]-s]v+           
in/itutions1 ,tribal colleges &         
univ]sities1 wom5's colleges1 community 
colleges1 & colleges t typically s]ve   
majority m9ority populations2 &  7ii7   
recruit+ at job fairs 9 urban           
communities1 & plac+ employm5t          
adv]tisem5ts 9 pr9t & digital m$ia      
ori5t$ t[>d wom5 & p ( color2  7,b7     

p>tn]+ ) organizations t are focus$ on  
develop+ opportunities = m9orities &    
wom5 to place tal5t$ "y m9orities & wom5
 9 indu/ry int]n%ips 7includ+ paid      
int]n%ips71 summ] employm5t1 & full-"t  
positions2 &  7,c7 by use ( any o!r mass
 m$ia communications t ! ,director ( !  
,(fice det]m9es necess>y4  4  7b7       
,inclusion 9 annual report ,section #h (
 su* ,act 7#ab ,u4,s4,c4 #fce;g7 is     
am5d$ by add+ at ! end ! foll[+3  7l7   
,(fice ( ,m9ority & ,wom5 ,inclusion    
7#a7 ,9 g5]al ,! ,ag5cy %all include 9  
its annual report to ! ,congress "u     
subsection 7a7 a report f ! ,(fice (    
,m9ority & ,wom5 ,inclusion reg>d+ !    
actions tak5 by ! ,ag5cy & ! ,(fice     
pursuant to section #c7;i71 :i* %all    
include--  7,a7 a /atem5t ( ! total     
am\nts paid by ! ,ag5cy to contractors  
s9ce ! mo/ rec5t report "u ?is          
subsection2  7,b7 ! p]c5tage ( ! am\nts 
describ$ 9 subp>agraph 7,a7 t 7 paid to 
contractors z describ$ 9 section        
#c7;i77#e77;,a72  7,c7 ! successes      

a*iev$ & *all5ges fac$ by ! ,ag5cy 9    
op]at+ m9ority & wom5 outrea* programs2 
7,d7 a description ( ! progress made by 
! ,ag5cy 9 support+ exports by          
m9ority-own$ small bus9ess conc]ns & !  
progress made by ! ,ag5cy 9 support+    
small bus9ess conc]ns own$ by wom51     
includ+ e/imates ( ! am\nts made        
available to f9ance exports directly by 
bo? categories ( small bus9ess conc]ns1 
a comp>ison ( ^! am\nts ) ! am\nts made 
available to all small bus9ess conc]ns1 
& a comp>ison ( su* am\nts ) ! am\nts s 
made available dur+ ! #b prec$+ ye>s2   
7,e7 ! *all5ges ! ,ag5cy may face 9 hir+
 qualifi$ m9ority & wom5 employees &    
contract+ ) qualifi$ m9ority-own$ &     
wom5-own$ bus9esses2 &  7,f7 any o!r    
in=mation1 f9d+s1 conclusions1 &        
recomm5dations = legislative or ,ag5cy  
action1 z ! ,director ( ! ,(fice deems  
appropriate4  7#b7 ,def9itions ,9 ?is   
subsection3 7,a7 ,m9ority-own$ small    
bus9ess conc]n ,! t]m m9ority-own$ small
 bus9ess conc]n has ! mean+ giv5 ! t]m  

socially & economically disadvantag$    
small bus9ess conc]n "u section         
#h7;a77#d7 ( ! ,small ,bus9ess ,act4    
7,b7 ,small bus9ess conc]n ,! t]m small 
bus9ess conc]n has ! mean+ giv5 t t]m "u
 section #c7;a7 ( ! ,small ,bus9ess     
,act4  4  7c7 ,con=m+ am5dm5t ,section  
#h7;f7 ( ! ,export-,import ,bank ,act ( 
#aide 7#ab ,u4,s4,c4 #fce;g7f77 is      
am5d$--  7#a7 by /rik+ p>agraph 7#d72 & 
7#b7 by r$esignat+ p>agraphs 7#e7 ?r\gh 
7#h7 z p>agraphs 7#d7 ?r\gh 7#g71       
respectively4  7d7 ,additional ,advisory
 ,committee memb]s ,section #c7;d7 ( su*
 ,act 7#ab ,u4,s4,c4 #fce;a7d77 is      
am5d$-- 7#a7 9 p>agraph 7#a7--  7,a7 9  
subp>agraph 7,a71 by /rik+ #ag & ins]t+ 
#ai2 &  7,b7 9 subp>agraph 7,b71 by     
ins]t+ high] education1 be=e ,/ate2 &   
7#b7 9 p>agraph 7#b71 by add+ at ! end !
 foll[+3  7,d7 ,"o memb] appo9t$ to !   
,advisory ,committee %all be            
repres5tative ( #d-ye> in/itutions (    
high] education4  7,e7 ,"o memb] appo9t$
 to ! ,advisory ,committee %all be      

repres5tative ( community colleges4  4  
#g4 ,support = ,unit$ ,/ates t]ritories 
7a7 ,creation ( ! ,(fice ( ,t]ritorial  
,export+ ,section #c ( ! ,export-,import
 ,bank ,act ( #aide 7#ab ,u4,s4,c4      
#fce;a7 is am5d$ by add+ at ! end !     
foll[+3  7n7 ,(fice ( t]ritorial export+
  7#a7 ,9 g5]al ,! ,presid5t ( ! ,ag5cy 
%all e/abli% an ,(fice ( ,t]ritorial    
,export+1 ! functions ( :i* %all be to--
 7,a7 promote ! export ( goods & s]vices
 f ! t]ritories2  7,b7 conduct outrea*1 
education1 & dissem9ate in=mation       
conc]n+ export opportunities & !        
availability ( ,ag5cy support = su*     
activities2 &  7,c7 increase ! total    
am\nt ( loans1 gu>antees1 & insurance   
provid$ by ! ,ag5cy b5efitt+ !          
t]ritories4  7#b7 ,/aff ,! ,presid5t ( !
 ,ag5cy %all hire su* /aff z may be     
necess>y to p]=m ! functions ( ! ,(fice1
 includ+-- 7,a7 at lea/ "o /aff]        
responsible = liais+ ) ,pu]to ,rico & ! 
,unit$ ,/ates ,virg9 ,isl&s2 &  7,b7 at 
lea/ "o /aff] responsible = liais+ ) !  

,unit$ ,/ates t]ritories ( ,guam1 !     
,commonweal? ( ! ,nor!rn ,m>iana ,isl&s1
 & ,am]ican ,samoa4  7#c7 ,def9ition (  
t]ritory ,9 ?is ,act1 ! t]m t]ritory    
means ! ,commonweal? ( ,pu]to ,rico1 !  
,unit$ ,/ates ,virg9 ,isl&s1 ,guam1 !   
,commonweal? ( ! ,nor!rn ,m>iana ,isl&s1
 & ,am]ican ,samoa4  4  7b7 ,annual     
report ,section #h ( su* ,act 7#ab      
,u4,s4,c4 #fce;g71 z am5d$ by section   
#f7;b7 ( ?is ,act1 is am5d$ by add+ at !
 end ! foll[+3  7m7 ,report on          
activities 9 ! t]ritories ,! ,ag5cy %all
 include 9 its annual report to         
,congress "u subsection 7a7 a report on 
! /eps tak5 by ! ,ag5cy 9 ! p]iod cov]$ 
by ! report to increase--  7#a7 aw>5ess 
( ! ,ag5cy & its s]vices 9 ! t]ritories2
 &  7#b7 ! provision ( ,ag5cy support to
 export bus9esses 9 ! t]ritories4  7n7  
,report on consultations ) pot5tially   
impact$ communities ,! ,ag5cy %all      
include 9 its annual report to ,congress
 "u subsection 7a7 ( ?is section a      
report on ! /eps tak5 by ! ,ag5cy to    

consult ) affect$ communities1 includ+  
affect$ work]s1 pursuant to section     
#aa7;a77#b74  4  #h4 ,alt]native        
proc$ures dur+ quorum lapse  7a7 ,9     
g5]al ,section #c7;c77#f7 ( !           
,export-,import ,bank ,act ( #aide 7#ab 
,u4,s4,c4 #fce;a7c77#f77 is am5d$--     
7#a7 by ins]t+ 7,a7 aft] 7#f72 &  7#b7  
by add+ at ! end ! foll[+3  7,b7  7i7   
,if !re is an insuffici5t numb] (       
directors to con/itute a quorum "u      
subp>agraph 7,a7 = #ij consecutive days 
dur+ ! t]m ( a ,presid5t ( ! ,unit$     
,/ates1 a tempor>y ,bo>d1 consi/+ ( !   
foll[+ memb]s1 %all act 9 ! /ead ( !    
,bo>d ( ,directors3 7,i7 ,! ,unit$      
,/ates ,trade ,repres5tative4  7,,ii7 ,!
 ,secret>y ( ! ,treasury4  7,,iii7 ,!   
,secret>y ( ,comm]ce4  7,,iv7 ,! memb]s 
( ! ,bo>d ( ,directors4  7ii7 ,if1 at a 
meet+ ( ! tempor>y ,bo>d--  7,i7 a memb]
 ref]r$ to 9 clause 7i77,,iv7 is pres5t1
 ! meet+ %all be *air$ by su* a memb]1  
consi/5t ) ,ag5cy bylaws2 or  7,,ii7 no 
su* memb] is pres5t1 ! meet+ %all be    

*air$ by ! ,unit$ ,/ates ,trade         
,repres5tative4  7iii7 ,a memb] describ$
 9 subclause 7,i71 7,,ii71 or 7,,iii7 ( 
clause 7i7 may delegate ! au?ority ( !  
memb] to vote on :e!r to au?orize a     
transaction1 ^: value does n exce$      
#ajj1jjj1jjj1 to-- 7,i7 if ! memb] is ! 
,unit$ ,/ates ,trade ,repres5tative1 !  
,deputy ,unit$ ,/ates ,trade            
,repres5tative2 or  7,,ii7 if ! memb] is
 ref]r$ to 9 su* subclause 7,,ii7 or    
7,,iii71 ! ,deputy ,secret>y ( !        
dep>tm5t ref]r$ to 9 ! subclause4  7iv7 
,if ! tempor>y ,bo>d consi/s ( memb]s ( 
only "o political p>ty1 ! ,presid5t ( ! 
,unit$ ,/ates %all1 to ! ext5t          
practicable1 appo9t to ! tempor>y ,bo>d 
a qualifi$ memb] ( a diff]5t political  
p>ty :o occupies a position requir+     
nom9ation by ! ,presid5t1 by & ) !      
cons5t ( ! ,s5ate4  7v7 ,! tempor>y bo>d
 may n *ange or am5d ,ag5cy policies1   
proc$ures1 bylaws1 or guidel9es4  7vi7  
,! tempor>y ,bo>d %all expire at ! end (
 ! t]m ( ! ,presid5t ( ! ,unit$ ,/ates 9

 (fice at ! "t ! tempor>y ,bo>d 0       
con/itut$ or ^u re/oration ( a quorum ( 
! ,bo>d ( ,directors z def9$ 9          
subp>agraph 7,a74  7vii7 ,) respect to a
 transaction t equals or exce$s         
#ajj1jjj1jjj1 ! ,*airp]son ( ! tempor>y 
,bo>d %all ensure t ! ,ag5cy complies ) 
section #b7;b77#c74  4  7b7 ,t]m9ation  
,! am5dm5ts made by subsection 7a7 %all 
h no =ce or effect aft] ! #aj-ye> p]iod 
t beg9s ) ! date ( ! enactm5t ( ?is     
,act4  #i4 ,/r5g!n+ support = ,unit$    
,/ates small bus9esses  7a7 ,small      
bus9ess policy ,section #b7;b77#a7 ( !  
,export-,import ,bank ,act ( #aide 7#ab 
,u4,s4,c4 #fce7;b77#a77 is am5d$ by     
/rik+ subp>agraph 7,e77i77,i7 & ins]t+ !
 foll[+3  7,e7 7i7 7,i7 ,x is fur!r !   
policy ( ! ,unit$ ,/ates to enc\rage !  
p>ticipation ( small bus9ess 7includ+   
wom5-own$ bus9esses1 m9ority-own$       
bus9esses1 vet]an-own$ bus9esses1       
bus9esses own$ by p]sons ) disabilities1
 & bus9esses 9 rural areas7 & />t-up    
bus9esses 9 int]national comm]ce1 & to  

educate su* bus9esses ab\t h[ to export 
goods us+ ! ,unit$ ,/ates ,export       
,f9ance ,ag5cy4  4  7b7 ,outrea*  7#a7  
,plan ,)9 #abj days aft] ! date ( !     
enactm5t ( ?is ,act1 ! ,unit$ ,/ates    
,export ,f9ance ,ag5cy %all prep>e &    
submit to ! ,committee on ,f9ancial     
,s]vices ( ! ,h\se ( ,repres5tatives & !
 ,committee on ,bank+1 ,h\s+1 & ,urban  
,affairs ( ! ,s5ate a compreh5sive      
outrea* plan to ensure t small bus9ess  
own]s are aw>e ( ! f9anc+ options       
available to !m ?r\gh ! ,ag5cy4 ,! plan 
%all include-- 7,a7 input f ! ,small    
,bus9ess ,adm9i/ration & /atewide small 
bus9ess coalitions ) op]ations 9 rural1 
urban1 & suburban regions2  7,b7 an     
emphasis on outrea* to bus9esses own$ by
 wom51 m9orities1 vet]ans1 p]sons )     
disabilities1 & individuals             
self-id5tify+ z lesbian1 gay1 bisexual1 
transg5d]1 or que]2  7,c7 an emphasis on
 outrea* to bus9esses t export goods &  
s]vices t are produc$ by ,indian tribes 
& t are made1 assembl$1 or o!rwise d]iv$

 on or f an ,indian tribe's ,indian l&  
7z def9$ 9 section #bfja7b7 ( ! ,en]gy  
,policy ,act ( #aiib 7#be ,u4,s4,c4     
#beja7b772  7,d7 a propos$ budget =     
c>ry+ out ! plan dur+ fiscal ye>s #bjbj 
?r\gh #bjbi1 t provides = ! sp5d+ ( at  
lea/ #a1jjj1jjj annually = outrea* to   
small bus9esses2 &  7,e7 an emphasis on 
outrea* to small bus9esses 9 sectors    
impact$ by retaliatory t>iffs4  7#b7    
,report on activities 9 economically    
disadvantag$ regions ,section #h ( su*  
,act 7#ab ,u4,s4,c4 #fce;g71 z am5d$ by 
sections #f7;b7 & #g7;b7 ( ?is ,act1 is 
am5d$ by add+ at ! end ! foll[+3  7n7   
,report on activities 9 economically    
disadvantag$ regions  7#a7 ,9 g5]al ,!  
,ag5cy %all include 9 its annual report 
to ,congress "u subsection 7a7 a report 
on ! /eps tak5 by ! ,ag5cy 9 ! p]iod    
cov]$ by ! report to increase--  7,a7   
aw>5ess ( ! ,ag5cy & its s]vices 9      
economically disadvantag$ regions2 &    
7,b7 ! provision ( ,ag5cy support to    
export bus9esses 9 economically         

disadvantag$ regions4  7#b7 ,def9ition  
,9 p>agraph 7#a71 ! t]m economically    
disadvantag$ region means a c\nty or    
equival5t division ( local gov]nm5t ( a 
,/ate 9 :i*1 accord+ to ! mo/ rec5tly   
available data f ! ,bureau ( ! ,c5sus1  
#bj p]c5t or m ( ! resid5ts h an annual 
income t is at or bel[ ! pov]ty level4  
4  7#c7 ,implem5tation ,section         
#b7;b77#a77;,e7 ( su* ,act 7#ab         
,u4,s4,c4 #fce7;b77#a77;,e77 is am5d$ by
 add+ at ! end ! foll[+3  7xi7 ,aft]    
consultation ) ! ,committee on ,f9ancial
 ,s]vices ( ! ,h\se ( ,repres5tatives & 
! ,committee on ,bank+1 ,h\s+1 & ,urban 
,affairs ( ! ,s5ate1 ! ,ag5cy %all      
implem5t ! outrea* plan ref]r$ to 9     
section #i7;b77#a7 ( ! ,unit$ ,/ates    
,export ,f9ance ,ag5cy ,act ( #bjai4  4 
7c7 ,exclusion ( unutiliz$ insurance    
au?ority 9 calculat+ small bus9ess      
?re%old ,section #b7;b77#a77;,e77v7 (   
su* ,act 7#ab ,u4,s4,c4                 
#fce7;b77#a77;,e77v77 is am5d$ by add+  
at ! end ! foll[+3 ,= ! purpose (       

calculat+ ! am\nts ( au?ority requir$ "u
 ?is clause1 ! ,ag5cy %all1 ) respect to
 insurance1 exclude unutiliz$           
au?orizations t t]m9at$ dur+ ! fiscal   
ye>44  7d7 ,increase 9 small bus9ess    
?re%old  7#a7 ,9 g5]al ,section         
#b7;b77#a77;,e77v7 ( su* ,act 7#ab      
,u4,s4,c4 #fce7;b77#a77;,e77v77 is am5d$
 by /rik+ #be & ins]t+ #cj4  7#b7       
,effective date ,! am5dm5t made by      
p>agraph 7#a7 %all take effect on       
,octob] #a1 #bjbh4  7e7 ,report on      
activities support+ ,indian tribes      
,section #h ( su* ,act 7#ab ,u4,s4,c4   
#fce;g71 z am5d$ by ! prec$+ provisions 
( ?is ,act1 is am5d$ by add+ at ! end ! 
foll[+3  7n7 ,report on activities      
support+ ,indian tribes ,! ,ag5cy %all  
include 9 its annual report to ,congress
 "u subsection 7a7 a report on ! /eps   
tak5 by ! ,ag5cy 9 ! p]iod cov]$ by !   
report to increase--  7#a7 aw>5ess ( !  
,ag5cy & its s]vices available to       
,indian tribes2 &  7#b7 ! provision (   
,ag5cy support to tribal export         

bus9esses4  4  #aj4 ,enhanc+ flexibility
 to respond to pr$atory export f9anc+ by
 ,*9a  7a7 ,deem+ rule "u ti$ aid cr$it 
program ,section                        
#aj7;b77#e77;,b77i77,,iii7 ( !          
,export-,import ,bank ,act ( #aide 7#ab 
,u4,s4,c4                               
#fce;i-#c7;b77#e77;,b77i77,,iii77 is    
am5d$ by add+ at ! end ! foll[+ new     
s5t5ce3 ,! requirem5t t !re be cr$ible  
evid5ce ( a hi/ory ( a =eign export     
cr$it ag5cy mak+ (f]s n subject to !    
,arrangem5t is deem$ met 9 ! case (     
exports likely to be support$ by (ficial
 f9anc+ f ! ,p's ,republic ( ,*9a1      
unless ! ,secret>y ( ! ,treasury has    
report$ to ! ,committee on ,f9ancial    
,s]vices ( ! ,h\se ( ,repres5tatives & !
 ,committee on ,bank+1 ,h\s+1 & ,urban  
,affairs ( ! ,s5ate t ,*9a is 9         
sub/antial compliance ) ! ,arrangem5t44 
7b7 ,collaboration ) ,,usda on export   
f9anc+ programs ,section #ac7a77;,a7 (  
su* ,act 7#ab ,u4,s4,c4                 
#fce;i-#g7a77;,a77 is am5d$ by ins]t+ 1 

! ,dep>tm5t ( ,agriculture1 be=e & o!r  
,f$]al ag5cies4  #aa4 ,re/riction on    
f9anc+ = c]ta9 entities ,section #b ( ! 
,export-,import ,bank ,act ( #aide 7#ab 
,u4,s4,c4 #fce7 is am5d$ by add+ at !   
end ! foll[+3  7l7 ,re/riction on f9anc+
 = c]ta9 entities  7#a7 ,9 g5]al ,beg9n+
 on ! date t is #ahj days aft] ! date ( 
! enactm5t ( ?is subsection1 ! ,bo>d (  
,directors may n approve a transaction t
 is subject to approval by ! ,bo>d )    
respect to ! provision by ! ,ag5cy ( any
 gu>antee1 insurance1 or ext5sion (     
cr$it1 or ! p>ticipation by ! ,ag5cy 9  
any ext5sion ( cr$it = :i* ! end us]1   
obligor1 or l5d] is describ$ 9 p>agraph 
7#b74  7#b7 ,prohibit$ end us]1 obligor1
 or l5d] ,an end us]1 obligor1 or l5d]  
is describ$ 9 ?is p>agraph if ! end us]1
 obligor1 or l5d] is kn[n to ! ,ag5cy to
 be3 7,a7 ,! ,p's ,lib]ation ,army ( !  
,p's ,republic ( ,*9a4  7,b7 ,! ,m9i/ry 
( ,/ate ,security ( ! ,p's ,republic (  
,*9a4  7,c7 ,includ$ on ! ,d5i$ ,p]sons 
,li/ or ! ,entity ,li/ ma9ta9$ by !     

,bureau ( ,indu/ry & ,security ( !      
,dep>tm5t ( ,comm]ce4  7,d7 ,includ$ on 
! ,arms ,export ,control ,act deb>r$ li/
 ma9ta9$ by ! ,directorate ( ,def5se    
,trade ,controls ( ! ,dep>tm5t ( ,/ate4 
7,e7 ,any p]son :o has paid a crim9al   
f9e or p5alty pursuant to a conviction  
or resolution or settlem5t agreem5t ) ! 
,dep>tm5t ( ,ju/ice = a violation ( !   
,=eign ,corrupt ,practices ,act 9 !     
prec$+ #c ye>s4  7,f7 ,a p]son :o1 9 !  
prec$+ #c ye>s1 appe>$ on ! ,annual     
,intellectual ,prop]ty ,report to       
,congress by ! ,intellectual ,prop]ty   
,en=cem5t ,coord9ator 9 ! ,executive    
,(fice ( ! ,presid5t1 if ! p]son 0      
convict$ 9 any c\rt4  7#c7 ,def9itions  
,9 ?is subsection3  7,a7 ,p]son ,! t]m  
p]son means an individual or entity4    
7,b7 ,entity ,! t]m entity means a      
p>tn]%ip1 association1 tru/1 jo9t       
v5ture1 corporation1 gr\p1 subgr\p1 or  
o!r organization4  4  #ab4 ,prohibitions
 on f9anc+ = c]ta9 p]sons involv$ 9     
sanctionable activities ,section #b ( ! 

,export-,import ,bank ,act ( #aide 7#ab 
,u4,s4,c4 #fce71 z am5d$ by section #aa 
( ?is ,act1 is am5d$ by add+ at ! end ! 
foll[+3  7m7 ,prohibitions on f9anc+ =  
c]ta9 p]sons involv$ 9 sanctionable     
activities  7#a7 ,9 g5]al ,beg9n+ on !  
date t is #ahj days aft] ! date ( !     
enactm5t ( ?is subsection1 ! ,bo>d (    
,directors ( ! ,ag5cy may n approve any 
transaction t is subject to approval by 
! ,bo>d ) respect to ! provision by !   
,ag5cy ( any gu>antee1 insurance1 or    
ext5sion ( cr$it1 or ! p>ticipation by !
 ,ag5cy 9 any ext5sion ( cr$it1 to a    
p]son 9 connection ) ! exportation ( any
 good or s]vice unless ! p]son provides 
! c]tification describ$ 9 p>agraph 7#b74
  7#b7 ,c]tification describ$ ,!        
c]tification describ$ 9 ?is p>agraph is 
a c]tification by a p]son :o is an end  
us]1 obligor1 or l5d] t nei!r ! p]son   
nor any o!r p]son own$ or controll$ by !
 p]son engages 9 any activity 9         
contrav5tion ( any ,unit$ ,/ates law1   
regulation1 or ord] applicable to !     

p]son conc]n+-- 7,a7 trade & economic   
sanctions1 includ+ an emb>go2  7,b7 !   
freez+ or block+ ( assets ( designat$   
p]sons2  7,c7 sanctions relat+ to s]i\s 
violations ( human rights or free spee*1
 includ+ any sanctions--  7i7 impos$ "u 
! ,global ,magnitsky ,human ,rights     
,acc\ntability ,act2  7ii7 relat$ to !  
ef=ts to ! ,*9ese gov]nm5t to limit or  
puni% demon/rations 9 ,hong ,kong2      
7iii7 relat$ to ! political repression  
or det5tion ( religi\s & e?nic m9orities
 9 ,*9a or ,burma2 or  7iv7 relat$ to ! 
gross violation ( int]nationally        
recogniz$ human rights 7z def9$ 9       
section #ejb;,b ( ! ,=eign ,assi/ance   
,act ( #aifa7 9 ,*9a2  7,d7 sanctions   
relat+ to ! illegal traffick+ ( syn!tic 
opioids1 includ+ any sanctions impos$   
pursuant to ! ,=eign ,n>cotics ,k+p9    
,designation ,act2  7,e7 sanctions      
relat+ to human rights abuses1 includ+  
engag+ 9 human traffick+1 includ+ sex   
traffick+1 & any sanctions impos$ "u    
,executive ,ord] ,no4 #aceha 7,block+   

,prop]ty ( ,transnational ,crim9al      
,organizations72 or  7,f7 o!r           
re/rictions on exports1 imports1        
inve/m5t1 paym5ts1 or o!r transactions  
t>get$ at p>ticul> p]sons or c\ntries4  
7#c7 ,c]tification requirem5ts ,!       
c]tification describ$ 9 p>agraph 7#b7   
%all be made aft] reasonable due        
dilig5ce & bas$ on be/ k & belief4  4   
#ac4 ,promot+ r5ewable en]gy exports1   
environm5tal & social /&>ds1 &          
acc\ntability  7a7 ,(fice ( f9anc+ =    
r5ewable en]gy1 en]gy effici5cy & en]gy 
/orage exports ,section #b7;b77#a77;,c7 
( ! ,export-,import ,bank ,act ( #aide  
7#ab ,u4,s4,c4 #fce7;b77#a77;,c77 is    
am5d$ to read z foll[s3  7,c7 ,(fice (  
f9anc+ = r5ewable en]gy1 en]gy effici5cy
 & en]gy /orage ,! ,presid5t ( ! ,ag5cy 
%all e/abli% an (fice ^: functions %all 
be to promote ! export ( goods & s]vices
 to be us$ 9 ! developm5t1 production1 &
 di/ribution ( r5ewable en]gy res\rces1 
& en]gy effici5cy 7includ+ batt]y       
electric vehicles1 batt]ies = electric  

vehicles1 & electric vehicle *>g+       
infra/ructure7 & en]gy /orage           
te*nologies1 & dissem9ate in=mation     
conc]n+ export opportunities & !        
availability ( ,ag5cy support = su*     
activities1 to increase ! total am\nt ( 
loans1 gu>antees1 & insurance provid$ by
 ! ,ag5cy to support exports relat$ to  
r5ewable en]gy1 en]gy effici5cy 7includ+
 batt]y electric vehicles1 batt]ies =   
electric vehicles1 & electric vehicle   
*>g+ infra/ructure71 & en]gy /orage4  4 
7b7 ,environm5tal policy & proc$ures    
,section #aa7;a7 ( su* ,act 7#ab        
,u4,s4,c4 #fce;i-#e7;a77 is am5d$-- 7#a7
 9 p>agraph 7#a7--  7,a7 9 ! second     
s5t5ce1 by ins]t+ 1 includ+ to          
pot5tially impact$ communities 9 !      
c\ntry 9 :i* ! activity w be c>ri$ out1 
at lea/ #fj days be=e ! date ( ! vote1  
be=e & supplem5tal2  7,b7 by ins]t+ aft]
 ! second s5t5ce ! foll[+3 ,! proc$ures 
%all include a requirem5t = an analysis 
( ! environm5tal & social impacts1      
includ+ work] impacts & anticipat$ heal?

 impacts & co/s1 ( ! propos$ activity & 
( alt]natives to ! propos$ activity1    
includ+ mitigation measures1 :]e        
appropriate42 &  7,c7 9 ! ?ird s5t5ce1  
by /rik+ ,! prec$+ s5t5ce & ins]t+ ,?is 
p>agraph2  7#b7 by r$esignat+ p>agraph  
7#b7 z p>agraph 7#g7 & ins]t+ aft]      
p>agraph 7#a7 ! foll[+3  7#b7           
,consultations ) pot5tially impact$     
communities ,9 any cr$it or common t]ms 
agreem5ts to :i* ! ,ag5cy is a p>ty     
relat+ to a transaction describ$ 9      
p>agraph 7#a71 ! ,ag5cy %all include a  
provision to ensure t robu/             
consultations ) pot5tially impact$      
communities1 includ+ affect$ work]s1 9 !
 c\ntry 9 :i* ! activity w be c>ri$ out 
h be5 & w cont9ue to be c>ri$ out       
?r\gh\t ! project cycle4  7#c7          
,environm5tal & social due dilig5ce     
proc$ures & guidel9es review ,by ! end (
 #bjbj & once at ! end ( ea* subsequ5t  
#c-ye> p]iod1 ! ,bo>d ( ,directors ( !  
,ag5cy %all complete a review ( !       
,environm5tal & ,social ,due ,dilig5ce  

,proc$ures & ,guidel9es ensur+ t !      
proc$ures & guidel9es incorporate       
requirem5ts = project consid]ation t are
 consi/5t to limit gre5h\se gas         
emissions &1 to ! maximum ext5t         
possible1 to affirm t ! ,bo>d op]ates   
consi/5tly ) ! multilat]al environm5tal 
agreem5ts to :i* ! ,unit$ ,/ates is a   
p>ty t are directly relat$ to           
transactions 9 :i* ! ,ag5cy is involv$4 
7#d7 ,! ,ag5cy %all op]ate consi/5tly ) 
,annex ,,vi ( ! ,arrangem5t on          
,(ficially ,support$ ,export ,cr$its1 z 
adopt$ by ! ,organisation = ,economic   
,co-op]ation & ,developm5t z ( ,janu>y  
#bjai4  7#e7 ,! ,ag5cy %all make        
publicly available ! e/imat$ am\nts (   
,,co#b emissions expect$ to be produc$ f
 p5d+ projects t ! ,ag5cy has designat$ 
z ,category ,a & ,b projects & "w ) o!r 
export cr$it ag5cies to enc\rage !m to d
 ! same4  7,a7 ,! ,ag5cy %all report    
,,co#b emissions associat$ ) projects t 
! ,ag5cy has designat$ z ,category ,a & 
,b fossil fuel projects 9 its annual    

report by product categories4  7,b7 ,!  
,ag5cy %all advocate )9 ! ,,oecd & o!r  
multilat]al =a = ! full report+ ( ,,co#b
 emissions associat$ ) appropriate en]gy
 & non-en]gy projects includ+           
manufactur+ & agriculture4  7,c7 ,!     
,ag5cy %all und]take p]iodic reviews )  
/akehold]s to ensure t ! ,ag5cy employs 
! mo/ appropriate me?odology ( e/imat+ &
 track+ ! ,,co#b emissions f ,category  
,a & ,b projects ! ,ag5cy supports4     
7#f7 ,! ,ag5cy %all develop & ma9ta9    
measures to provide increas$ f9anc+     
support = evolv+ te*nologies t r$uce    
,,co#b emissions4  7,a7 ,! ,ag5cy %all  
develop & ma9ta9 measures to enc\rage   
=eign buy]s to seek available1          
comm]cially viable te*nology to r$uce ! 
,,co#b footpr9t ( projects4  7,b7 ,!    
,ag5cy %all develop & ma9ta9 initiatives
 to f9ance aspects ( project developm5t 
t r$uce or mitigate ,,co#b emissions1   
su* z effective c>bon capture &         
seque/ration te*nology1 :ile ma9ta9+ !  
competitiv5ess ( ,unit$ ,/ates export]s4

  7,c7 ,9 coord9ation ) ! ,dep>tm5t ( ! 
,treasury1 ! ,ag5cy %all advocate 9     
int]national =a = ! availability (      
f9anc+ inc5tives = l[ to net z]o        
,,co#b-;emitt+ projects1 a common       
me?odology = evaluat+ & tak+ into acc\nt
 ! social co/ ( c>bon4  7,d7 ,! ,ag5cy  
%all enc\rage export cr$it ag5cies & o!r
 relevant l5d+ in/itutions to adopt     
simil> ,,co#b policies1 includ+ enc\rag+
 transp>5cy & ! involvem5t ( /akehold]s4
  2 &  7#c7 9 p>agraph 7#g7 7z s        
r$esignat$ by p>agraph 7#b7 ( ?is       
subsection71 by /rik+ p>agraph 7#a7 &   
ins]t+ ?is subsection4  7c7 ,annual     
report to ,congress ,section #aa7;c7 (  
su* ,act 7#ab ,u4,s4,c4 #fce;i-#e7;c77  
is am5d$ to read z foll[s3  7c7         
,inclusion 9 annual report to ,congress 
,! ,ag5cy %all include 9 its annual     
report to ,congress "u section #h a     
summ>y ( its activities "u subsections  
7a7 & 7b74 ,! ,bo>d ( ,directors %all   
submit to ! ,congress a report1 :i* %all
 be made publicly available on !        

,int]net at ! "t ( deliv]y-- 7#a7 t     
provides a detail$ acc\nt+ ( !          
me?odology us$ to make gre5h\se gas     
emissions project det]m9ations2  7#b7   
details ! /eps tak5 to ensure t !       
,environm5tal & ,social ,due ,dilig5ce  
,proc$ures & ,guidel9es ( ! ,ag5cy are  
consi/5t )-- 7,a7 r$uc+ gre5h\se gas    
emissions2 &  7,b7 op]at+ consi/5tly ) !
 multilat]al environm5tal agreem5ts to  
:i* ! ,unit$ ,/ates is a p>ty t are     
directly relat$ to transactions 9 :i* ! 
,ag5cy is involv$2 &  7#c7 details !    
effects ( exports & projects f9anc$ by !
 ,ag5cy on ! numb] ( jobs creat$ or     
reta9$ 9 ! en]gy & relat$ te*nologies   
indu/ries ( ! ,unit$ ,/ates4  4  7d7    
,f9anc+ = r5ewable en]gy1 en]gy         
effici5cy1 & en]gy /orage te*nologies   
,section #b7;b77#a77,k7 ( su* ,act 7#ab 
,u4,s4,c4 #fce7;b77#a77,k77 is am5d$ by 
ins]t+ 1 en]gy effici5cy 7includ+ batt]y
 electric vehicles1 batt]ies = electric 
vehicles1 & electric vehicle *>g+       
infra/ructure71 & en]gy /orage4 ,x %all 

be a goal ( ! ,bank to ensure t n less  
?an #e p]c5t ( ! applicable am\nt 7z    
def9$ 9 section #f7;a77#b77 is made     
available ea* fiscal ye> = ! f9anc+ (   
r5ewable en]gy1 en]gy effici5cy 7includ+
 batt]y electric vehicles1 batt]ies =   
electric vehicles1 & electric vehicle   
*>g+ infra/ructure71 & en]gy /orage     
te*nology exports be=e ! p]iod4  7e7    
,s5se ( ! ,congress reg>d+ ,ag5cy       
acc\ntability ,x is ! s5se ( ! ,congress
 t--  7#a7 ! ,bo>d ( ,directors ( !     
,unit$ ,/ates ,export ,f9ance ,ag5cy 79 
?is section ref]r$ to z ! ,ag5cy7 %\ld1 
aft] a public consultation process1     
e/abli% a =mal1 transp>5t1 & indep5d5t  
acc\ntability me*anism to review1       
inve/igate1 (f] indep5d5t dispute       
resolution to resolve1 & publicly report
 on allegations by affect$ p>ties ( any 
failure ( ! ,ag5cy to foll[ its own     
policies & proc$ures ) reg>d to !       
environm5tal & social impacts (         
projects1 includ+ impacts on work]s1 &  
on situations :]e ! ,ag5cy is alleg$ to 

h fail$ 9 ensur+ ! borr[] is fulfill+   
its obligations 9 f9anc+ agreem5ts )    
respect to ! policies & proc$ures2  7#b7
 ! acc\ntability me*anism %\ld be able  
to provide advice to managem5t on       
policies1 proc$ures1 guidel9es1         
res\rces1 & sy/ems e/abli%$ to ensure   
adequate review & monitor+ ( !          
environm5tal & social impacts (         
projects2  7#c7 9 c>ry+ out its m&ate1 !
 confid5tiality ( s5sitive bus9ess      
in=mation %\ld be respect$1 z           
appropriate1 &1 9 consultation )        
pot5tially impact$ communities1 project 
sponsors1 ,ag5cy managem5t1 & o!r       
relevant p>ties1 a flexible process %\ld
 be foll[$ aim$ prim>ily at correct+    
project failures & a*iev+ bett] results 
on ! gr\nd2  7#d7 ! acc\ntability       
me*anism %\ld be indep5d5t ( ! l9e      
op]ations ( managem5t1 & report its     
f9d+s & recomm5dations directly to !    
,bo>d ( ,directors ( ! ,ag5cy & annually
 to ! ,congress2  7#e7 ! annual report (
 ! ,ag5cy %\ld include a detail$ acc\nt+

 ( ! activities ( ! acc\ntability       
me*anism = ! ye> cov]$ by ! report & !  
rem$ial actions tak5 by ! ,ag5cy 9      
response to ! f9d+s ( ! acc\ntability   
me*anism2  7#f7 9 coord9ation ) !       
acc\ntability me*anism1 ! ,ag5cy &      
relevant p>ties %\ld engage 9 proactive 
outrea* to communities impact$ or       
pot5tially impact$ by ,ag5cy f9anc+ &   
activities to provide in=mation on !    
exi/5ce & availability ( ! acc\ntability
 me*anism2  7#g7 ! ,presid5t ( ! ,ag5cy 
%\ld1 subject to ! approval ( ! ,bo>d ( 
,directors ( ! ,ag5cy1 & consi/5t )     
applicable law1 ?r\gh an op5 &          
competitive process1 includ+            
solicitation ( input f relevant         
/akehold]s1 appo9t a director ( !       
acc\ntability me*anism1 :o w\ld be      
responsible = ! day-to-day op]ations ( !
 me*anism1 & a panel ( n less ?an ?ree  
exp]ts1 includ+ ! director1 :o w\ld also
 s]ve z *air ( ! panel2 &  7#h7 !       
acc\ntability me*anism director & memb]s
 ( ! panel %\ld n h be5 employ$ by !    

,ag5cy )9 ! #e ye>s prec$+ _! appo9tm5t1
 & %\ld be ineligible f future employm5t
 at ! ,ag5cy4  #ad4 ,re9surance program 
,section #eajjh ( ! ,fix+ ,am]ica's     
,surface ,transportation ,act 7#ab      
,u4,s4,c4 #fce note7 is am5d$-- 7#a7 9 !
 section head+1 by /rik+ ,pilot2  7#b7 9
 subsection 7a71 by /rik+ pilot2  7#c7 9
 subsection 7b77#a71 by /rik+           
#a1jjj1jjj1jjj & ins]t+ #b1jjj1jjj1jjj2 
&  7#d7 by /rik+ subsections 7c7 ?r\gh  
7e7 & ins]t+ ! foll[+3  7c7 ,factors =  
consid]ation 9 re9surance pools ,9      
implem5t+ ?is section1 ! ,ag5cy %all1 ) 
respect to a re9surance pool1 pursue    
appropriate objectives to r$uce risk &  
co/s to ! ,ag5cy1 includ+ by ! foll[+1  
to ! ext5t practicable3  7#a7 ,ensur+ a 
reasonable div]sification ( risks4  7#b7
 ,includ+ l>g] exposures :]e !          
possibility ( default raises ov]all     
portfolio risk = ! ,ag5cy4  7#c7        
,exclud+ transactions f ! pool t are    
cov]$ by fir/-loss protection4  7#d7    
,exclud+ transactions f ! pool t are    

collat]aliz$ at a rate great] ?an /&>d  
m>ket practice4  7#e7 ,div]sify+        
re9surance pools by indu/ry & o!r       
appropriate factors4  7#f7 ,explor+     
diff]5t "t p]iods ( cov]age4  7#g7      
,explor+ bo? excess ( loss /ructures on 
a p]-borr[] z well z an aggregate basis4
  7d7 ,bi5nial reports ,n lat] ?an #a   
ye> aft] ! date ( ! enactm5t ( ?is      
subsection1 & e #b ye>s !reaft] ?r\gh   
#bjbi1 ! ,ag5cy %all submit to !        
,committee on ,f9ancial ,s]vices ( !    
,h\se ( ,repres5tatives & ! ,committee  
on ,bank+1 ,h\s+1 & ,urban ,affairs ( ! 
,s5ate a writt5 report t conta9s an     
assessm5t ( ! use ( ! program c>ri$ out 
"u subsection 7a7 s9ce ! mo/ rec5t      
report "u ?is subsection4  7e7 ,rule (  
con/ruction ,no?+ 9 ?is section %all be 
con/ru$ to limit any au?ority ( ! ,ag5cy
 describ$ 9 section #b7;a77#a7 ( !      
,export-,import ,bank ,act ( #aide4  4  
#ae4 ,in=mation te*nology sy/ems        
,section #c7;j7 ( ! ,export-,import     
,bank ,act ( #aide 7#ab ,u4,s4,c4       

#fce;a7j77 is am5d$--  7#a7 9 p>agraph  
7#a71 by /rik+ all t prec$es subp>agraph
 7,a7 & ins]t+ ! foll[+3  7#a7 ,9 g5]al 
,subject to p>agraphs 7#c7 & 7#d71 !    
,ag5cy may use an am\nt equal to #a4be  
p]c5t ( ! surplus ( ! ,ag5cy dur+ fiscal
 ye>s #bjbj ?r\gh #bjbi to--  2 &  7#b7 
by /rik+ p>agraph 7#c7 & ins]t+ !       
foll[+3  7#c7 ,limitation ,! aggregate (
 ! am\nts us$ 9 accordance ) p>agraph   
7#a7 = fiscal ye>s #bjbj ?r\gh #bjbi    
%all n exce$ #dj1jjj1jjj4  4  #af4      
,adm9i/ratively det]m9$ pay ,section #c 
( ! ,export-,import ,bank ,act ( #aide  
7#ab ,u4,s4,c4 #fce;a71 z am5d$ by      
section #g7;a7 ( ?is ,act1 is am5d$ by  
add+ at ! end ! foll[+3  7o7            
,comp5sation ( employees  7#a7 ,rates ( 
pay ,subject to p>agraph 7#b71 ! ,bo>d (
 ,directors ( ! ,ag5cy1 consi/5t ) /&>ds
 e/abli%$ by ! ,director ( ! ,(fice (   
,m9ority & ,wom5 ,inclusion1 may set &  
adju/ rates ( basic pay = employees &   
new hires ( ! ,ag5cy )\t reg>d to !     
provisions ( *apt] #ea & sub*apt] ,,iii 

( *apt] #ec ( title #e1 ,unit$ ,/ates   
,code1 except t no employee ( ! ,ag5cy  
may receive a rate ( basic pay t exce$s 
! rate = level ,,iii ( ! ,executive     
,s*$ule "u section #ecac ( su* title4   
7#b7 ,limitations ,! ,bo>d ( ,directors 
( ! ,ag5cy may n apply p>agraph 7#a7 to 
m ?an #ce employees at any po9t 9 "t4   
,no?+ 9 p>agraph 7#a7 may be con/ru$ to 
apply to any position ( a confid5tial or
 policy-det]m9+ "* t is except$ f !     
competitive s]vice "u section #ccjb (   
title #e1 ,unit$ ,/ates ,code1 7pursuant
 to s*$ule ,c ( subp>t ,c ( "p #bac (   
title #e ( ! ,code ( ,f$]al             
,regulations7 or to any position t w\ld 
o!rwise be subject to section #ecaa or  
#ecgf ( title #e1 ,unit$ ,/ates ,code4  
4  #ag4 ,au?ority ( ! ,unit$ ,/ates     
,export ,f9ance ,ag5cy to use #c p]c5t (
 its pr(its = adm9i/rative exp5ses      
,section #c ( ! ,export-,import ,bank   
,act ( #aide 7#ab ,u4,s4,c4 #fce;a71 z  
am5d$ by ! prec$+ provisions ( ?is ,act1
 is am5d$ by add+ at ! end ! foll[+3    

7p7 ,au?ority ,to use portion ( ,ag5cy  
surplus = adm9i/rative exp5ses  7#a7    
,au?ority  7,a7 ,9 g5]al ,subject to    
p>agraph 7#b71 9 addition to any o!r    
am\nts t ! ,ag5cy may use to cov]       
adm9i/rative exp5ses ( ! ,ag5cy1 !      
,ag5cy may use n m ?an #c p]c5t ( !     
surplus 7z def9$ 9 subsection 7j77#b71  
)\t reg>d to subp>agraph 7,b77ii7 ( su* 
subsection7 ( ! ,ag5cy1 = ea* fiscal ye>
 9 ! #e-ye> p]iod beg9n+ ) ! date ( !   
enactm5t ( ?is p>agraph1 to cov]        
adm9i/rative exp5ses ( ! ,ag5cy4  7,b7  
,use = regional (fices ,( ! am\nt ( !   
surplus :i* may be us$ z provid$ 9      
subp>agraph 7,a71 ! ,ag5cy %all use at  
lea/ "o-?ird to exp& or e/abli% regional
 (fices ( ! ,ag5cy4  7#b7 ,subject to   
appropriations ,! au?ority provid$ by   
p>agraph 7#a7 may be ex]cis$ only to su*
 ext5t & 9 su* am\nts z are provid$ 9   
advance 9 appropriations ,acts4  4  #ah4
 ,,gao report on ! effect ( ,ag5cy      
closure on bus9esses t use ,ag5cy       
s]vices ,)9 #a ye> aft] ! date ( !      

enactm5t ( ?is ,act1 ! ,comptroll]      
,g5]al %all submit to ! ,congress a     
writt5 report on ! effect t closure ( ! 
,unit$ ,/ates ,export ,f9ance ,ag5cy    
w\ld h on bus9esses t use s]vices ( !   
,unit$ ,/ates ,export ,f9ance ,ag5cy4   
,pass$ ! ,h\se ( ,repres5tatives        
,novemb] #ae1 #bjai4;,cl]k4