,i  #aaf? ,,congress  #a/ ,session  ,h4 
,r4 #dhea  ,,9 ,,! ,,h\se ,,(           
,,repres5tatives  ,octob] #bc1 #bjai,ms4
 ,/efanik 7= h]self & ,mr4 ,kell]7      
introduc$ ! foll[+ bill2 :i* 0 ref]r$ to
 ! ,committee on ,education & ,labor  ,a
 ,,bill  ,to am5d ! ,high] ,education   
,act ( #aife to c>ry out a ,/ate work=ce
 inc5tive program4  #a4 ,%ort title ,?is
 ,act may be cit$ z ! ,/ate ,work=ce    
,inc5tive ,act4  #b4 ,/ate work=ce      
inc5tive program ,"p ,g ( title ,,iv ( !
 ,high] ,education ,act ( #aife 7#bj    
,u4,s4,c4 #ajhh et seq47 is am5d$ by    
add+ at ! end ! foll[+3  #dic;,e4 ,/ate 
work=ce inc5tive program  7a7 ,purpose  
,! purpose ( ?is section is to support !
 work=ce 9 ,/ate-det]m9$ high-ne$ or    
public-s]vice occupations1 & to enc\rage
 individuals to pursue & ma9ta9         
employm5t 9 su* occupations ?r\gh annual
 inc5tive paym5ts t[>ds _! eligible     
,f$]al loans4  7b7 ,allotm5t &          
allocations ( cr$its = r$uc+ ,f$]al loan
 debt  7#a7 ,9 g5]al ,f ! am\nt         

appropriat$ "u subsection 7e71 !        
,secret>y %all annually allot1 9        
accordance ) p>agraph 7#b71 loan        
repaym5t cr$its to ea* ,/ate ) an       
approv$ ,/ate implem5tation plan1 :i*   
may be allocat$ to eligible borr[]s 9   
su* ,/ate = ! purpose ( r$uc+ ! am\nt   
ow$ on ! eligible ,f$]al loans ( su*    
borr[]s4  7#b7 ,allotm5t ( loan repaym5t
 cr$its to ,/ates  7,a7 ,9 g5]al ,ea*   
,/ate ) an approv$ ,/ate implem5tation  
plan %all receive an allotm5t ( loan    
repaym5t cr$its on ,july #a ( ea* ye>1 z
 foll[s3  7i7 #j4ej ( ! am\nt           
appropriat$ "u subsection 7e7 %all be   
allott$ on ! basis ( ! relative         
population ( ! ,/ate1 comp>$ to ! total 
population 9 all ,/ates ) an approv$    
,/ate implem5tation plan4  7ii7 #j4be ( 
! am\nt appropriat$ "u subsection 7e7   
%all be allott$ on ! basis ( ! relative 
am\nt ( individuals 9 pov]ty 9 ! ,/ate1 
comp>$ to ! total am\nt ( individuals 9 
pov]ty 9 all ,/ates ) an approv$ ,/ate  
implem5tation plan4  7iii7 #j4be ( !    

am\nt appropriat$ "u subsection 7e7 %all
 be allott$ on ! basis ( ! relative     
excess numb] ( individuals 9 pov]ty 9 ! 
,/ate1 comp>$ to total excess numb] (   
individuals 9 pov]ty 9 all ,/ates ) an  
approv$ ,/ate implem5tation plan4  7,b7 
,def9itions ,= purposes ( ?is p>agraph3 
7i7 ,individuals 9 pov]ty ,! t]m        
individuals 9 pov]ty means ! numb] (    
individuals :o are liv+ bel[ #ajj p]c5t 
( ! pov]ty l9e4  7ii7 ,excess numb] ,!  
t]m excess numb]1 :5 us$ ) respect to ! 
excess numb] ( individuals 9 pov]ty 9 a 
,/ate1 means ! numb] t repres5ts ! numb]
 ( individuals 9 pov]ty 9 ! ,/ate 9     
excess ( #h p]c5t ( ! total numb] (     
individuals 9 ! ,/ate = :om ! pov]ty    
/atus is det]m9$4  7,c7 ,c>ryov] ( loan 
repaym5t cr$its ,any loan repaym5t      
cr$its allott$ to a ,/ate & n obligat$  
to a borr[] dur+ ! aw>d ye> dur+ :i* su*
 cr$its 7 allott$ %all--  7i7 be reta9$ 
by ! ,/ate dur+ ! p]iod cov]$ by ! ,/ate
 plan2 &  7ii7 may be allocat$ by !     
,/ate to a borr[] at any po9t dur+ su*  

p]iod4  7#c7 ,m&atory funds = fiscal ye>
 #bjba ,= fiscal ye> #bjba1 !re %all be 
available to ! ,secret>y1 f funds n     
o!rwise appropriat$1 funds to be        
obligat$ to ,/ates receiv+ an allotm5t  
"u ?is section = adm9i/rative co/s "u   
?is section n to exce$ #ej1jjj1jjj4  7c7
 ,/ate implem5tation plan  7#a7 ,9 g5]al
 ,to be eligible = an allotm5t ( loan   
repaym5t cr$its "u ?is section1 a ,/ate 
%all submit to ! ,secret>y a ,/ate      
implem5tation plan e #e ye>s4  7#b7     
,cont5ts ,ea* ,/ate implem5tation plan  
%all cov] a p]iod ( #e aw>d ye>s &      
include ! foll[+3 7,a7 ,! ,/ate entity  
responsible = adm9i/]+ ! program "u ?is 
section4  7,b7 ,a description ( h[ !    
,/ate w id5tify ! work=ce & public      
s]vice ne$s 7z def9$ by ! ,/ate7 to be  
address$ ?r\gh ! program1 includ+       
descriptions ( h[ ! ,/ate--  7i7 w use  
,/ate1 regional1 or local labor m>ket   
data to det]m9e work=ce ne$s2  7ii7 w   
consid] p>ticul> occupations t support !
 economic developm5t ( rural & und]s]v$ 

communities 7:i* may include f>m]s71 z  
det]m9$ by ! ,/ate2  7iii7 w det]m9e !  
occupations = :i* borr[]s %all be       
eligible to receive loan repaym5t       
cr$its2  7iv7 w det]m9e ! am\nt ( loan  
repaym5t cr$its to be annually allocat$ 
to borr[]s 9 ea* occupation det]m9$ "u  
clause 7iii72 &  7v7 w project ! total  
am\nt ( loan repaym5t cr$its to be aw>d$
 annually to borr[]s eligible = su*     
cr$its1 & use ?is projection to ensure !
 ,/ate has be5 allott$ suffici5t loan   
repaym5t cr$its to meet ! ,/ate's       
obligations "u clauses 7iii7 & 7iv74    
7,c7 ,a description ( h[ ! ,/ate w      
adm9i/] ! program "u ?is section1       
includ+ descriptions (--  7i7 h[ ! ,/ate
 w promote su* program1 & publicly      
ann\nce to ! g5]al public 9 ! ,/ate !   
li/ ( eligible occupations & ! annual   
am\nt ( loan repaym5t cr$its to be aw>d$
 = su* occupations dur+ ! p]iod cov]$ by
 ! plan2  7ii7 ! borr[]-fri5dly         
application process = borr[]s to apply  
to ! ,/ate = loan repaym5t cr$its2      

7iii7 ! process ! ,/ate w use to v]ify !
 ,/ate-det]m9$ eligibility factors ( ea*
 applicant & h[ su* application w be    
seamlessly submitt$ "u subsection       
7d77#a77;,c7 to ! ,secret>y = ,f$]al    
v]ification ( ! ,/ate's det]m9ation ( ! 
am\nt ( loan repaym5t cr$its to be      
allocat$2 &  7iv7 h[ ! ,/ate w det]m9e  
if ! ,/ate has suffici5t loan repaym5t  
cr$its to add occupations to ! li/ (    
eligible occupations or increase ! am\nt
 ( loan repaym5t cr$its to be aw>d$ to  
borr[]s 9 eligible occupations1 & h[ !  
,/ate w in=m ! g5]al public 9 ! ,/ate ( 
su* *anges4  7,d7 ,an assurance t foll[+
 ! public release ( ! ,/ate det]m9$     
eligible occupations & loan repaym5t    
cr$it am\nts1 su* occupations & cr$it   
am\nts w n be r$uc$ or become           
unavailable = allocation to borr[]s     
eligible = su* cr$its 9 ! ,/ate = !     
p]iod cov]$ by ! plan4  7,e7 ,an        
assurance t ! ,/ate w comply )          
subsection 7d77#b77;,c7 to use          
non-,f$]al funds to provide ! full      

,/ate-det]m9$ am\nt ( loan repaym5t     
cr$its 9 accordance ) su* subsection4   
7,f7 ,an assurance t no borr[] w receive
 m ?an #aj1jjj 9 loan repaym5t cr$its = 
an aw>d ye>4  7#c7 ,plan approval ,!    
,secret>y %all approve a plan submitt$  
"u ?is section t meets ! requirem5ts (  
p>agraph 7#b74  7d7 ,borr[] application 
process  7#a7 ,/ate requirem5ts ,ea*    
,/ate receiv+ an allotm5t ( loan        
repaym5t cr$its "u ?is section %all--   
7,a7 ^u receipt ( approval ( ! ,/ate's  
plan "u subsection 7c77#c71 c>ry out !  
ann\ncem5t & promotion requirem5ts      
describ$ 9 subsection 7c77#b77;,c77i72  
7,b7 require ea* borr[] seek+ su* cr$its
 to submit an application to ! ,/ate at 
su* "t1 9 su* mann]1 & conta9+ su*      
in=mation z may be requir$ by su* ,/ate2
 &  7,c7 ^u ,/ate v]ification (         
eligibility ( a borr[] = an allocation (
 loan repaym5t cr$its 7includ+ employm5t
 9 an eligible occupation & !           
application requirem5ts "u subp>agraph  
7,b771 ! ,/ate %all submit to !         

,secret>y--  7i7 ! application ( !      
borr[]2 &  7ii7 a det]m9ation ( ! numb] 
( su* cr$its t %\ld be allocat$ to !    
borr[]4  7#b7 ,secret>y approval  7,a7  
,full am\nt  7i7 ,9 g5]al ,subject to   
subp>agraphs 7,b7 & 7,c71 ^u a          
det]m9ation t a borr[] meets !          
requirem5ts ( clause 7ii71 ! ,secret>y  
%all cancel an am\nt equal to ! am\nt ( 
cr$its allocat$ to ! borr[] "u p>agraph 
7#a77;,c77ii7 ( ! out/&+ balance (      
pr9cipal or int]e/ on ! eligible ,f$]al 
loans ( su* borr[]4  7ii7 ,borr[]       
requirem5ts ,a borr[] meets !           
requirem5ts ( ?is clause if ! borr[]--  
7,i7 has ent]$ repaym5t on any eligible 
,f$]al loan & su* loans are less ?an #ij
 days del9qu5t2  7,,ii7 ^: total numb] (
 loan repaym5t cr$its "u ?is section has
 result$ 9 ! cancellation ( less ?an    
#ej1jjj on ! borr[]'s eligible ,f$]al   
loans2 &  7,,iii7 e>n$ an adju/$ gross  
income ( less ?an #abj1jjj dur+ ! prior 
cal5d> ye>4  7,b7 ,p>tial am\nt  7i7 ,9 
g5]al ,9 ! case ( a borr[] ^: allocation

 am\nt "u subp>agraph 7,a7 w\ld result 9
 ! borr[] receiv+ great] ?an a total (  
#ej1jjj 9 loan repaym5t cr$its "u !     
program "u ?is section1 ! ,secret>y %all
 cancel an am\nt describ$ 9 clause 7ii7 
( ! out/&+ balance on ! eligible ,f$]al 
loans ( ! borr[]4  7ii7 ,am\nt ,! am\nt 
describ$ 9 ?is clause is an am\nt t w\ld
 result 9 ! borr[] receiv+ a total (    
#ej1jjj 9 loan cancellation "u ?is      
section4  7,c7 ,insuffici5t cr$its ,9 ! 
case ( a ,/ate t does n h a suffici5t   
allotm5t ( loan repaym5t cr$its to      
allocate ! numb] ( cr$its to a borr[] 9 
an am\nt det]m9$ "u p>agraph            
7#a77;,c77ii7 = su* borr[]1 ! ,secret>y 
%all1 ) respect to ! out/&+ balance ( ! 
borr[]'s eligible ,f$]al loans--  7i7   
cancel an am\nt equal to ! am\nt ( su*  
cr$its t are rema9+ 9 ! ,/ate's         
allotm5t2 &  7ii7 notify ! ,/ate ( its  
obligation to use non-,f$]al funds to   
cancel an am\nt equal to ! diff]5ce     
betwe5 ! allocation am\nt det]m9$ = !   
borr[] & ! am\nt cancell$ "u clause 7i74

  7e7 ,fund+ ,!re are au?oriz$ to be    
appropriat$1 & !re are appropriat$ to   
c>ry out ?is section 79 addition to any 
o!r am\nts appropriat$ to c>ry out ?is  
section & out ( any money 9 ! ,treasury 
n o!rwise appropriat$7--  7#a7 = ea* ( !
 fir/ & second aw>d ye>s t beg9 on or   
aft] ! date ( enactm5t ( ! ,/ate        
,work=ce ,inc5tive ,act1 an am\nt equal 
to #j4ja ( ! loans made "u "p ,d & fir/ 
disburs$ dur+ ! prec$+ aw>d ye>2  7#b7 =
 ea* ( ! ?ird & f\r? aw>d ye>s t beg9   
aft] ! date ( enactm5t ( ! ,/ate        
,work=ce ,inc5tive ,act1 an am\nt equal 
to #j4jb ( ! loans made "u "p ,d & fir/ 
disburs$ dur+ ! prec$+ aw>d ye>2  7#c7 =
 ea* ( ! fif? & six? aw>d ye>s t beg9   
aft] ! date ( enactm5t ( ! ,/ate        
,work=ce ,inc5tive ,act1 an am\nt equal 
to #j4jc ( ! loans made "u "p ,d & fir/ 
disburs$ dur+ ! prec$+ aw>d ye>2 &  7#d7
 = ! sev5? aw>d ye> t beg9s aft] ! date 
( enactm5t ( ! ,/ate ,work=ce ,inc5tive 
,act & ea* succe$+ aw>d ye>1 an am\nt   
equal to #j4jd ( ! loans made "u "p ,d &

 fir/ disburs$ dur+ ! prec$+ aw>d ye>4  
7f7 ,def9itions ,9 ?is section3 7#a7    
,loan repaym5t cr$it ,! t]m loan        
repaym5t cr$it means a cr$it = ! out/&+ 
balance ( pr9cipal or int]e/ on eligible
 ,f$]al loans t %all be cancell$ on su* 
loans1 at ! rate ( #a cr$it equals #a ( 
su* pr9cipal or int]e/4  7#b7 ,eligible 
,f$]al loan ,! t]m eligible ,f$]al loan 
means a loan made "u "p ,d1 o!r ?an--   
7,a7 a ,f$]al ,direct ,,plus ,loan made 
on behalf ( a dep5d5t /ud5t2 or  7,b7 a 
,f$]al ,consolidation ,loan1 if !       
proce$s ( su* loan 7 us$ to dis*>ge !   
liability on a loan describ$ 9          
subp>agraph 7,a74  4  #c4 ,sunset (     
public s]vice loan =giv5ess ,section    
#dee7m7 ( ! ,high] ,education ,act (    
#aife 7#bj ,u4,s4,c4 #ajhg;e7m77 is     
am5d$ by add+ at ! end ! foll[+3  7#e7  
,sunset ,! ,secret>y %all n h ! au?ority
 to cancel "u ?is subsection !          
obligation to repay ! balance ( pr9cipal
 & int]e/ due on ! eligible ,f$]al      
,direct ,loans made "u ?is "p to a new  

borr[] on or aft] ,july #a1 #bjbj4  4