,i  #aafth ,,congress  #ast ,session    
,h4 ,r4 #dghc  ,,in ,,the ,,house ,,of  
,,representatives  ,october #bb1        
#bjai,mr4 ,green of ,texas 7for himself1
 ,ms4 ,judy ,chu of ,california1 ,ms4   
,garcia of ,texas1 and ,mr4 ,clay7      
introduced the following bill2 which was
 referred to the ,committee on          
,financial ,services  ,a ,,bill  ,to    
require the ,director of the ,federal   
,housing ,finance ,agency to require    
each enterprise to include a preferred  
language question on the form known as  
the ,uniform ,residential ,loan         
,application1 and for other purposes4   
#a4 ,short title ,this ,act may be cited
 as the ,,lep ,data ,acquisition in     
,mortgage ,lending ,act4  #b4 ,preferred
 language question ,subpart ,a of part  
#b of subtitle ,a of title #ac of the   
,housing and ,community ,development    
,act of #aiib 7#ab ,u4,s4,c4 #deda et   
seq47 is amended by adding at the end   
the following3  #acbi4 ,uniform         
,residential ,loan ,application  7a7 ,in

 general ,the ,director shall1 not later
 than ,february #a1 #bjbj1 require each 
enterprise to include a preferred       
language question1 that is optional for 
borrowers1 on the form known as the     
,uniform ,residential ,loan ,application
 and include such question in the form  
in which it was presented for inclusion 
on the ,uniform ,residential ,loan      
,application by the ,federal ,housing   
,finance ,agency on ,october #bj1 #bjag 
as also written in subsection 7b74  7b7 
,form of ,question ,the preferred       
language question on the ,uniform       
,residential ,loan ,application shall   
read as follows3 ,language              
,preference--,your loan transaction is  
likely to be conducted in ,english4     
,this question requests information to  
see if communications are available to  
assist you in your preferred language4  
,please be aware that communications may
 ,,not be available in your preferred   
language4,optional--,mark the language  
you would prefer1 if available3 ,english

 -- ,chinese -- ,korean -- ,spanish --  
,tagalog -- ,vietnamese -- ,other -- ,i 
do not wish to respond4,your answer will
 ,,not negatively affect your mortgage  
application4 ,your answer does not mean 
the ,lender or ,other ,loan             
,participants agree to communicate or   
provide documents in your preferred     
language4 ,however1 it may let them     
assist you or direct you to persons who 
can assist you4 ,language assistance and
 resources may be available through     
housing counseling agencies approved by 
the ,u4,s4 ,department of ,housing and  
,urban ,development4,to find a housing  
counseling agency1 contact one of the   
following ,federal ,government          
agencies3,u4,s4 ,department of ,housing 
and ,urban ,development 7,,hud7 at      
7#hjj7 #efi-dbhg or                     
www4hud4gov_/counseling4,consumer       
,financial ,protection ,bureau 7,,cfpb7 
at 7#hee7 #daa-bcgb or                  
www4consumerfinance4gov_/find-ahousing-c
ounselor4  7c7 ,response data ,any      

response of a borrower to the question  
described in subsection 7a7 shall be    
recorded by the mortgage originator of  
the borrower and such mortgage          
originator shall transfer the record of 
such response to any person who         
purchases or services the mortgage of   
the borrower4  4